Top Free Finance Apps in São Tomé and Príncipe

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eFatura

eFatura Com o eFatura pode gerir a sua conta do portal e-fatura. *** NOTA: Nenhuma informação fiscal ou pessoal é guardada ou manipulada por outros que não o seu dispositivo ou os servidores do e-fatura. *** eFatura é uma aplicação para dispositivos móveis que disponibiliza ao utilizador a possibilidade de consultar e gerir as suas faturas de uma forma prática e simples. Resumidamente, as características do eFatura são: • Integração com a Fatura da Sorte • Consulta e gestão de faturas; • Correção de faturas em série; • Correção de divergências e duplicados; • Estatísticas de despesas; • Listagem de comerciantes; • Vista informativa de dados do contribuinte com código de barras e código QR. Na versão PRO: • Remoção da publicidade • Estatísticas mais detalhadas • Exportação de faturas para xls • Suporte para multiplos utilizadores • Agregação de estatísticas de vários utilizadores eFatura , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. eFatura was first released November 04, 2013, and has been continually updated, with the latest update rolled out just August 08, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.8.9. eFatura maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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Santander Portugal

Santander Portugal Designed to give you full control over your financial life, the Santander App is the easiest way to manage your money safely, whenever and wherever you want. Get to know a more up-to-date, customisable and intuitive app. Santander Portugal , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 10M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Santander Portugal was first released September 23, 2021, and has been continually updated, with the latest update rolled out just March 23, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 4.2.43. Santander Portugal maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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SaoWallet

SaoWallet Sao Wallet – Freedom to send, receive and pay at anywhere and anytime. Sao Wallet is a secure, user-friendly digital wallet built to simplify the way you manage and move money. Whether you’re sending money to loved ones, paying bills, topping up airtime, or accessing cash services through our trusted Sao Agent network, Sao Wallet puts the power of digital finance in your hands. With Sao Wallet, you no longer need to wait in long queues, visit multiple service points, or carry cash. From urban cities to rural communities, Sao Wallet is designed for everyone - bringing inclusive financial services to your fingertips. With key features like sending and receiving money instantly from anywhere, anytime. Whether you’re helping family or settling a bill, Sao Wallet makes it fast and easy. SaoWallet , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. SaoWallet was first released April 01, 2025, and has been continually updated, with the latest update rolled out just January 28, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.0.4. SaoWallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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Millenniumbcp

Millenniumbcp This is Millennium's app, providing secure 24/7 access to your bank account. In addition to checking balances and transactions, it offers a wide range of operations and products. Plus, it comes with various user-friendly features to simplify your banking. Here are some of them. Open an account with Digital Mobile Key Go paperless and open your Millennium account within minutes using Mobile Digital Key without the need for in-person visits. MB WAY Use MB WAY within the Millennium app to make mobile payments, send money to friends, and more. Payments and Transfers In the bottom navigation bar, you'll find these two quick options to make your everyday payments and transfers. Apple Pay Leave your wallet at home and make your secure payments with your iPhone or Apple Watch, using contactless technology. StayON With StayON, everything is centralized in one place: notification history, documents, pending transactions, Banco Mail, your account manager, and much more. Apparte Save money with goals using Apparte. Then set up automatic transfer rules, so you don't have to worry about a thing. You can also build your emergency fund. Cards All our cards now come with a digital twin version that you can use as soon as the card is approved in the app. And remember, the decision is instant. Block cards If you've lost your card or won't be using it for a while, you can block it in the app. When you're ready to use it again, just unblock it. Installments Split your credit card purchases starting from €100 into installments of 3, 6, or 9 months. Data update with Digital Mobile Key It's essential that you keep your personal details up to date to continue making transactions. You can update them in minutes using the Digital Mobile Key. Direct debits Edit or cancel your direct debits without having to go to an ATM. Get salary paid at Millennium We can assist you through the app and even provide a template email with your IBAN for your employer. Salary advance Want to get a salary advance on the 1st day of each month? Send us your application. If approved, and if you've already received a salary before, you'll receive that amount in advance on the 1st day of each month. Privacy mode Before entering the app, activate the option to hide balances and prevent prying eyes when you're in public. Notifications Get real-time notifications when your salary is deposited, when a direct debit is scheduled, when you make card payments, and much more. Touch ID and Face ID Use your phone's Touch ID or Face ID to log in to the app and authorize transactions. Insurance Get Médis health insurance, Médis Dental (only €9.90/month), Móbis car insurance, YOLO! life insurance, and ON/OFF travel insurance (for just €1.25/day). Personal and auto loans Skip the paperwork and apply for a personal or used car loan with an instant response. “How Much Can I Borrow" calculator If you're considering buying a home, use our "How Much Can I Borrow" calculator to quickly determine the loan amount you're eligible for. Mortgage loan Once you know how much you can apply for, start your mortgage loan application. You can now even submit and sign your application directly within the app. Investments area You can subscribe to investment funds, certificates, pension plans, and ETFs. If you prefer, you can also opt for Automated Investment starting from €30, and we'll take care of the rest. Virtual Assistant Questions about a feature, product, or banking concept? Our virtual assistant is here to help and can even carry out some operations at your request. And there's much more waiting for you... Install and explore all app features. Millenniumbcp , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 10M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Millenniumbcp was first released May 07, 2010, and has been continually updated, with the latest update rolled out just March 24, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 6.36.2. Millenniumbcp maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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ING Banking

ING Banking Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity. ING Banking , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 20M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ING Banking was first released December 09, 2019, and has been continually updated, with the latest update rolled out just March 25, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2026.6.0. ING Banking maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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MB WAY

MB WAY The MB WAY app is SIBS' digital solution that simplifies payments in one place! Link your mobile number to your bank card to Send, Request, and Receive money, Split bills, Generate MB NET virtual cards, shop online and in-store with QR Code or NFC, and earn rewards. Track subscriptions and recurring payments, withdraw cash, and use MULTIBANCO with MB WAY. With MB WAY Pulse, pay even when your phone is off, without battery, or without internet. All of this always with SIBS security guarantee. The MB WAY app is the No.1 payment app in Portugal and already a reference, with more than 6,5 million users who use its advantages daily, making it the favorite payment app of the Portuguese. FUNCTIONALITIES How to pay with MB WAY? To pay in-store, when paying for your purchases in physical shops, simply select "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option. - QR Code: After the merchant enters the amount, scan the QR code. If the amount exceeds the PIN limit, confirm with your MB WAY PIN, touch ID, or face ID. - NFC: Tap your phone on the terminal. If the amount exceeds the limit, confirm in the app and tap again. To pay online, select MB WAY as the payment method, enter your mobile number, and confirm the payment via notification and your MB WAY PIN. How to buy with MB NET? When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated. How to use MULTIBANCO? To use the "Utilizar MULTIBANCO” option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option. You can also generate a code for someone else to go to MULTIBANCO to withdraw. You can also use this option “Utilizar MULTIBANCO” to carry out other operations available at MULTIBANCO. How to send money? Simply tap "Send Money," select a contact, enter the amount, and confirm the transaction. The money will be available immediately in the recipient's account. For amounts over €2,000, you must join MB WAY Verified and authenticate the transactions with facial recognition. How to request money? To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to request money from, indicate the amount, and confirm the operation. You can also request the amount through your personal QR Code. How to split an account? To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation. How to join authorized payments? To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done! How to activate MB WAY? 1. Link your bank card at an ATM (MULTIBANCO) 2. Download the app for free and activate it with your mobile number MB WAY is the only official digital payments app from SIBS, accepted by all major banks in Portugal. How to activate MB WAY pulse? Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. How to activate MB WAY Verified? Joining MB WAY Verified is part of the MB WAY activation process. You can also activate it in the "MAIS - DEFINIÇÕES" menu or during a money transfer. The process is simple: just submit an ID document (ID Card, Passport, or Residence Permit) and complete facial recognition. MB WAY , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 20M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. MB WAY was first released October 27, 2014, and has been continually updated, with the latest update rolled out just March 09, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.30.1. MB WAY maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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BISTP Mobile

BISTP Mobile Através do BISTP Mobile pode aceder a todas as operações bancárias (Transferencias, Consulta de saldo e movimentos, requisição de cheques, constituir DP e muitas outras operações) com a máxima segurança 24h/dia e em qualquer lugar. BISTP Mobile , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. BISTP Mobile was first released June 28, 2021, and has been continually updated, with the latest update rolled out just November 20, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 5.25.16. BISTP Mobile maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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Revolut: Send, spend and save

Revolut: Send, spend and save Join the 70+ million customers worldwide who use our app to spend, send, and save smarter. Make your spend, well-spent Pay any way, with physical cards, virtual cards, single-use virtual cards for extra protection, Google or Apple Pay Spend abroad with great exchange rates (fees additional to the rate provided may apply) Access 55+ K in-network ATMs worldwide with no fees Link your external bank accounts to stay on top of all your spending Design a physical card you vibe with (fees may apply). Set your kids up for financial success. Get them a Revolut <18 account, with their own card, so they can learn about money in a safe and fun way Send money near, far, wherever they are Request or send 25+ currencies with a tap to anyone, anywhere Chat, send, and receive money, in one place. Whatever your plans, transfers are almost instant between your Revolut friends with P2P payments Split and settle bills in one place. You can even share a fun GIF to diffuse any tension Save the interest-ing way Grow your money with up to 4.25%* APY with Savings Vaults, Access your savings whenever you need to, with zero penalties or fees Build your savings effortlessly — set up recurring transfers and round up spare change to stash cash Explore Stock Trading (capital at risk) Start trading stocks from $1 (other fees may apply) Choose from 2,000+ stocks to invest in some of the world's most popular companies Enjoy no-commission stock trading within your monthly allowance (other fees may apply) All investments involve risk, including possible loss of principal. Investment accounts and disclosures may be displayed together. Self-directed brokerage products are provided by Revolut Securities Inc., member FINRA/SIPC. Brokerage Products • Not FDIC Insured • No Bank Guarantee • May Lose Value. Automated investing is provided by Revolut Wealth Inc, an SEC-registered investment adviser. End the overspend Get instant spending notifications to keep track of every payment Use smart budgeting and analytics tools to stop wondering where your money went, and start telling it where to go Worried about missing upcoming payments or subscription charges? Don't be — we'll notify you beforehand Upgrade to one of our paid plans to get exclusive cards, more benefits, and even cooler perks. Pick the plan that's right for you: Premium or Metal (Paid Plan T&Cs and subscription fees apply). Unlock security features that you control Freeze and unfreeze your card in a tap Use single-use cards with new details generated each time you use it, for an extra layer of protection Set spending limits and get notifications to keep track of your money How we protect your money Our sophisticated fraud prevention system flags high-risk transactions and pings you an alert, so you can spot scams, and nip 'em in the bud Extensive identity verification keeps sign-ups secure, and your account is protected with passcodes and biometrics We're available 24/7 via our in-app customer support Funds in your Revolut Prepaid Card Account are held at or transferred to Lead Bank, Member FDIC, and are insured by the FDIC up to $250,000 applicable limits by the FDIC in the event Lead Bank fails if specific deposit insurance requirements are met. See FDIC-Prepaid Cards and Deposit Insurance Coverage. California Privacy Notice: https://www.revolut.com/en-US/legal/privacy *The highest APY is available to users on a Premium or Metal plan. Annual Percentage Yield (APY) is a variable rate and subject to change. These APYs are accurate as of October, 20th, 2023. Monthly fees apply for Premium and Metal plans. Terms and Conditions Apply. No minimum amount required. Savings Vault services provided by Sutton Bank, Member FDIC Revolut Ltd (No. 08804411) is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 107 Greenwich Street, 20th Floor, New York, NY 10006 Revolut: Send, spend and save , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 2B monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Revolut: Send, spend and save was first released March 01, 2015, and has been continually updated, with the latest update rolled out just April 02, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 10.124. Revolut: Send, spend and save maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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Dobra Digital

Dobra Digital The app was designed to work only in Sao Tome and Principe. It will allow users to pay for goods and services around the country. We are a licensed operator in So Tome and Principe. This app doesn't use crypto-coins and will not allow you to buy or sell cryptocurrencies. The application allows a user to perform the following actions: - Transfer dobra digital tokens between users wallet; - View balance and statements - Pay entities that have dobra digital terminals with QR-Code and manually inserted - top up the wallet by Visa, bank transfer or bank deposits - Request withdrawals from your wallet into your bank account - Pay a variety of services around the country avoiding the traditional queues and slow process. Dobra Digital , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Dobra Digital was first released June 28, 2022, and has been continually updated, with the latest update rolled out just June 03, 2024. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.11. Dobra Digital maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.
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Benefícios Sociais CAIXA

Benefícios Sociais CAIXA Agora ficou ainda mais fácil acompanhar seus benefícios sociais! Consulte Bolsa Família, Abono Salarial, INSS, Seguro-Desemprego, Pé-de-Meia, Meu NIS e programas estaduais e municipais — tudo em um só app. Veja datas de pagamento, parcelas anteriores e muito mais. Acesse com a mesma senha do app Trabalhador ou FGTS. Novo por aqui? Cadastre-se direto no app! Benefícios Sociais CAIXA , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 50M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Benefícios Sociais CAIXA was first released April 07, 2016, and has been continually updated, with the latest update rolled out just December 22, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 4.9.0. Benefícios Sociais CAIXA maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.