Top Free Finance Apps in India

Bajaj Finserv Loans, UPI & FD The Bajaj Finserv Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this Loan app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI. Instant Personal Loan App • Get instant personal loans up to ₹55 Lakh with this loan app. • Doctors & Chartered Accountants can get funding via professional loans. • Self-employed individuals can get affordable business loans. Highlights of Personal Loan • Loan Amount: ₹40,000 to ₹55 Lakh • Repayment Tenure: 12 to 96 months • Rate of Interest: 10% to 31% p.a. • Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340. Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product. More Loans with the Same Ease • Home Loan: Make your dream home a reality with loans at competitive rates and flexible repayment options. • Gold Loan: Use your gold as security to get funds for any urgent needs. • Business Loan: Designed for business owners, easily meet all expenses related to growth, operations, or expansion. • Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process. Shop on Easy EMIs • Shop from 1 million+ products at 1.5 lakh+ stores across India. • From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs. • Shop genuine products from top brands with exciting offers and discounts. Recharge & Bill Payments in One Place • Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv Loan app. • Recharge your mobile numbers, DTH & FASTag from leading providers. • Instantly pay fees towards education, clubs & associations, housing societies, etc. • Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments. Payments Simplified with BHIM UPI App • Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN. • Add money to your Bajaj Pay Wallet & make payments in seconds. Invest with Ease in Fixed Deposits • Get high ROI on fresh FDs and renewal of existing FDs. • Special interest rates for senior citizens. • You can start investing in FD online for just ₹15,000 and get a loan against it. Mutual Funds for Everyone • Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App. • You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum. • Pay monthly mutual fund investment via UPI. • Make the most of your investment by paying 0% distributor commission. Insurance for Every Need • The Bajaj Finserv Loan app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more. • Getting insurance is even easier with a 100% digital process. One App for All Needs • Fulfill your shopping and travel needs on one platform with 100+ brand partners. Features • Find all your financial transactions in one place • Calculate your EMIs for your preferred tenure using the EMI Calculator • Check your CIBIL score and get the credit health report online • Download your loan account statements • Get quick assistance & timely resolution for your queries Contact Us: Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014 Bajaj Finserv Loans, UPI & FD , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 300M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Bajaj Finserv Loans, UPI & FD was first released March 06, 2012, and has been continually updated, with the latest update rolled out just May 04, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.1.1. Bajaj Finserv Loans, UPI & FD maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

HDFC Bank App: Banking & Cards All-New HDFC Bank App Welcome to the HDFC Bank App — a secure and powerful mobile banking app designed to make everyday banking fast, simple, and convenient. Manage your bank accounts, UPI payments, fund transfers, bill payments, credit cards, and loans from one trusted digital banking app Key Features of the HDFC Bank App Thoughtfully Designed Interface Enjoy a clean, intuitive, and user-friendly banking experience built for effortless navigation. Secure Lock – Take Control of Your Banking Access Instantly block or unblock access to the HDFC Bank App, NetBanking, and UPI across apps with a single tap—helping protect your account from unauthorized use. - One-tap block/unblock anytime - 100% digital self-service - Scheduled payments continue as usual - Extra protection during travel or suspicious activity Two-Step Verification – Faster & Safer Authentication Approve and authenticate transactions directly through the New HDFC Bank App—without waiting for OTPs. - Instant approvals via secure app notifications - Strong multi-factor authentication - Faster logins without OTP delays - Password-less login with QR scan and mPIN - Seamless authentication for payees and transactions Fast & Secure Login : Access your account instantly using fingerprint login, facial recognition, or MPIN authentication. Complete Account Overview : View and manage your savings account, current account, fixed deposits, recurring deposits, and credit card details in one place. UPI Payments & Instant Fund Transfers. Send and receive money instantly using : - UPI (Unified Payments Interface) - IMPS - NEFT - Transfer funds to any bank account securely, anytime. Easy Bill Payments & Recharges : Pay electricity bills, gas bills, broadband, DTH, mobile recharge, and other utility payments directly from the app. Apply for Loans & Manage Credit Cards : - Apply for personal loans and home loans - Manage credit card payments and services - Track EMIs and loan details easily Debit Card Reward Points Redemption : Check your available debit card reward points and redeem them directly via the app. Smart Savings & Deposits : Open and manage fixed deposits and recurring deposits digitally for smarter savings. Advanced Multi-Layered Security : Stay protected with device binding, authentication controls, and robust security systems to ensure safe online banking. Personalized Banking Insights : Receive tailored financial insights and smart recommendations to help manage expenses, savings, and investments better. Customizable Themes : Switch between day mode and night mode for a comfortable viewing experience. Why Choose the HDFC Bank App? - Trusted digital banking from one of India’s leading private banks - Secure mobile banking with advanced protection - Fast UPI money transfer & online payments - Easy loan applications & credit card management - All your banking services in one powerful app Download the All-New HDFC Bank App Today Experience secure, fast, and convenient banking at your fingertips. Manage accounts, transfer money, pay bills, apply for loans, and more — anytime, anywhere. By downloading the HDFC Bank App : *you consent to the installation of this app and its future updates and upgrades. You can withdraw your consent at any time by deleting the app from your device, *you are agreeing and providing consent to have read and understood the privacy notice of HDFC Bank. To know more about the privacy notice, please click here. https://www.hdfcbank.com/aboutus/terms_conditions/privacy.html HDFC Bank App: Banking & Cards , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 500M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. HDFC Bank App: Banking & Cards was first released December 19, 2024, and has been continually updated, with the latest update rolled out just June 01, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 10.0.2. HDFC Bank App: Banking & Cards maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

super.money Life’s not rewarding. But super.money is. From 2% appraisals to scratch cards that promise ‘Better Luck Next Time’, bad rewards are everywhere. Our mission is to fix that, one transaction at a time Cue the Mission Impossible soundtrack superUPI: No useless rewards. Just real cashback. Know that feeling of finding Rs. 5 in your sofa when you least expect it? That’s superUPI for you Unlike other UPI apps, we’ll never offer you useless coupons, scratch cards or coins. Instead, get used to assured cashback on every transaction. Every Single Time! Pinky swear. Scan & Earn: Scan any merchant QR code and earn assured cashback. Cha-ching! Online Payments: Enjoy assured cashback when you pay your favourite merchants like Flipkart, Myntra, Amazon, Swiggy, Zomato, BlinkIt, Cleartrip, MakeMyTrip, BookMyShow, Ola, Uber, Rapido… phew! You get the drift. Faster Than the Flash: Enjoy 3X faster payments with our default camera scan-on mode. No more making awkward eye contact with the chaiwala while the payment goes through. Super Safe: With robust security measures, your payments and data are always secure. Sorry, hackers. Quick Money Transfers: Send money instantly to your friends and family via their phone number or UPI ID. (There goes your last excuse for why you can’t pay them back.) Balance Check: See how much money you have in your bank accounts, instantly. No more remembering complex passwords and proving you’re human. You’re welcome. Coming soon to the app is a suite of financial products: superCard: Enjoy the convenience of credit with the speed of UPI. Issued in partnership with Utkarsh Small Finance Bank. superCash: ​​Get instant pre-approved loans from a large no. of lending partners at a low interest rate - starting at 10.49% only! superDeposit: Enjoy those big FD rates without a big commitment. Open a fixed deposit with as little as Rs. 100 and get the highest interest rate of up to 9%. Whaaaaaat?! Also get a free superCard and get guaranteed additional cashback every time. Why choose super.money Approved by NPCI & RBI ensuring top-notch reliability. Trusted by leading banks like Utkarsh Bank, Axis Bank, and IndusInd Bank. Powered by e-comm giant Flipkart. Download super.money and get used to getting rewarded every time. super.money , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 300M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. super.money was first released August 30, 2024, and has been continually updated, with the latest update rolled out just May 28, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.5.0. super.money maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

Paytm: Secure UPI Payments Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians. We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm. Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly. Why Paytm? ● India’s safest, most secure UPI money transfer app ● Powered by top Indian banks ● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes Innovations Only on Paytm UPI 1. Hide & Unhide Payments - Only you control your transaction visibility. 2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number. 3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing. 4. Spend Analytics - Categorised spend insights, month-on-month tracking. 5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users). 6. Receive Money Widget - Coin sound & notification every time you receive a payment. 7. Scan & Pay Widget - Scan QR right from your home screen. 8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly. 9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups. 10. Self Transfers - Move money between your own bank accounts instantly. Payment Methods – UPI Your Way ● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more. ● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements. ● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online. ● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more. Recharges, Utility Bill Payments & More ● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL ● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.) ● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more Pay at Online Stores ● 100+ apps supported - food delivery, grocery, shopping & OTT Set UPI PIN ● Secure every transaction. 4 or 6-digit UPI PIN setup required. Rent Payments Made Easy ● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap. Paytm Card Machines (Soundbox + Swipe) Merchants across India now accept Paytm card machines. You can: ● Scan QR and pay ● Swipe credit/debit cards securely All with real-time payment confirmation via iconic Paytm sound. Personal Loans on Paytm ● Loan: ₹50,000 to ₹25,00,000 ● Loan Tenure: 6–60 months ● Loan Interest Rate: 10.99%–35% p.a. ● Loan Processing Fee: 0–6% Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186 Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp Check Credit Score for Free to Get Instant Cash Loan Travel Made Easy ● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status ● Buses: Instant ticketing with major operators ● Flights: Compare fares, book and manage trips easily Contact Us One97 Communications Ltd. One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304 Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA. Paytm: Secure UPI Payments , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 400M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Paytm: Secure UPI Payments was first released October 24, 2011, and has been continually updated, with the latest update rolled out just May 31, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 10.81.0. Paytm: Secure UPI Payments maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

YONO SBI:Banking and Lifestyle Introducing the all-new YONO SBI—your smarter, faster, and smoother way to the Bank. Explore products with ease, use seamless UPI and quick-pay options, fund your account instantly, and enjoy effortless domestic and international transfers. Benefit from upgraded loyalty rewards, personalized offers, and stronger security with easy lock/unlock controls. Experience an intuitive, effortless approach to managing your finances anytime, anywhere. Top Features • All-in-one digital banking app for payments, savings, investments, and loans. • Simple account opening with instant activation. • Effortless bill payments, auto reminders, and budget tracking. • Apply for credit cards, mutual funds, and insurance directly from the app. • 24x7 access to manage funds, monitor spending, and plan your finances. YONO SBI:Banking and Lifestyle , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 400M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. YONO SBI:Banking and Lifestyle was first released October 21, 2017, and has been continually updated, with the latest update rolled out just May 29, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.29.10. YONO SBI:Banking and Lifestyle maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

Navi: UPI, Payments, Insurance Navi, your all-in-one financial superapp designed for your diverse financial needs, offers a range of services for your daily convenience. Whether it is lightning-fast UPI payments, investments in mutual funds and gold, or dependable health and motor insurance coverage, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being. 1. Navi UPI Simplify money transfers with Navi UPI (NPCI Approved). Navi UPI Features Instantly transfer money to anyone, anytime Pay bills and recharge online Conveniently scan and pay at any store Seamlessly make online payments on various apps Enjoy hassle-free payments with Navi UPI Lite, no PIN required 2. Navi Health Insurance Safeguard yourself and your family's financial future with Navi Health Insurance. Navi Health Insurance Features Coverage up to ₹3 crore Health insurance premiums starting at just ₹350* per month Experience quality healthcare at over 12,000+ network hospitals* Cashless claim settlement within 20 minutes* Benefit from 100% coverage* of hospital bills through a paperless process 3. Investments Discover diverse investment opportunities with mutual funds and digital gold. Navi Mutual Fund Features Diversify with Direct Index Funds for better growth Flexible SIP options: daily, weekly, or monthly Zero commission & one of lowest expense ratios for cost-effective investing Fastest redemption order payout in the industry Invest till 3 PM and get the same-day NAV for better returns Investment starts with just ₹100 Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully. Navi Gold Features 24K Digital Gold 99.9% purity Investment starts with just ₹50 4. Referral Program Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral. About Navi - Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018. - Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer. - Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors. - Navi UPI is NPCI approved. The App is only available for Indian residents and does not provide its services to non-resident Indians, overseas citizens of India, or foreign nationals. Navi: UPI, Payments, Insurance , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 300M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Navi: UPI, Payments, Insurance was first released March 24, 2021, and has been continually updated, with the latest update rolled out just May 28, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 4.1.7. Navi: UPI, Payments, Insurance maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

True Balance - Personal Loan True Balance is now on iOS! True Balance is an online personal loan app trusted by over 80 million Indians. It is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer and also facilitate digital personal loans ranging from ₹1,000 to ₹2,00,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 24 months through RBI-registered NBFCs. Additionally, we enable access to digital personal loans up to ₹5,00,000 through RBI-registered NBFCs in partnership with our fintech partners, with flexible tenures ranging from 12 to 48 months, subject to the lender’s policy. With our initial iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon! Personal Loans Made Easy - Personal Loan Amount : Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners - Tenure: Flexible repayment periods of 6 to 48 months (as per lender’s policy) - Disbursal: Loan credited directly to your bank account by the RBI registered NBFCs - Processing Fees: Affordable & transparent, with no hidden charges - APR: ranges from 28.8% to 78% for loans disbursed by our NBFC partners and the NBFCs in partnership with our Fintech Partners - EMI Due Date: 1st, 3rd, 5th, 10th, 15th, 20th of every month Why Choose True Balance? - 100% Digital – apply anytime, anywhere - Safe & Secure – encrypted platform - Transparent Terms – no hidden costs - Low Processing Fees – affordable for borrowers - 24x7 Access – financial support when you need it most Example Loan Calculation - Loan Type: Unsecured Personal Loan - Amount: ₹10,000 - Tenure: 6 months - Interest Rate: 2.4% per month - Processing Fee (6%): ₹600 + GST (₹108) = ₹708 - Total Interest: ₹844 - EMI: ₹1,807 - Total Repayment: ₹11,550 (includes interest + processing fee + GST) How to Apply - Install the True Balance app - Register with your mobile number - Submit KYC documents - Complete a few steps to check loan eligibility - Receive the approved loan amount directly in your bank account. Our Lending Partner Details True Credits Private Limited Our Fintech Partner Prefr (Dreamplug Technologies Private Limited) Responsible Lending - True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users. Additional Information - Secure, encrypted systems to protect customer data: [Privacy Policy Link] - Privacy Policy: [True Balance Privacy Policy] - Terms & Conditions apply Contact Us Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram, Haryana 122001, India Email: cs@balancehero.com True Balance - Personal Loan , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 200M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. True Balance - Personal Loan was first released October 12, 2025, and has been continually updated, with the latest update rolled out just May 19, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 7.25.00. True Balance - Personal Loan maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

IDFC FIRST Bank: MobileBanking Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features. Experience the joy of: * One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc * Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments * Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals * Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment. * Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates * Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile * Personalised Offers: Get exciting offers across dining, lifestyle, travel & more * Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures * Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns. Smart App Features and Services 1. Secure Fund Transfers & Payments * Free fund transfers to any bank account without adding beneficiary * Easy bill payment and recharge – mobile recharge, DTH & utility bills * Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts * 3-click digital bill payments * Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS * Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI * Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI 2. Investment, Mutual Funds & IPOs App: Explore online investment services: * Invest in Mutual Funds online with Instant SIP * Invest in equity, debt, large-cap & multi-cap * Save tax with ELSS mutual funds * Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds 3. Insurance App: Buy health, bike & car insurance through our app 4. Tripstacc Benefits * Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc * ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings 5. Other Banking Services: * Apply for debit card & cheque book via app with nil charges. * View filtered transactions & download Smart Statement + Digest * Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards * Quick purchase and recharge of FASTag * Zero fee on DD & Pay order issuance & 3rd party withdrawals * No ECS return fee & decline fee at ATMs for low funds * Get personalised offers across loans * One app login for retail, MSME, Customer Service, & Relationship Management Steps to Download App & Open a Digital Banking Account (बैंक खाता): * Download the banking app & click on open savings account (सेविंग्स अकाउंट) * Register your details & get user ID & password * Log in via user ID & password or mobile number & MPIN * Set up Face ID or finger scanner (biometric) for easy log-in * SIM Binding feature for secure banking (बैंकिंग) Personal Loan Features: Loan amount: ₹20,000 to ₹40 lakhs Personal Loan Tenure: 6 to 60 months Annual Percentage Rate: 11% to 28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667 Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions IDFC FIRST Bank: MobileBanking , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 200M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. IDFC FIRST Bank: MobileBanking was first released December 07, 2020, and has been continually updated, with the latest update rolled out just May 20, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.65. IDFC FIRST Bank: MobileBanking maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

Google Pay: Save, Pay, Manage Make UPI transfers or do mobile recharges, bills and payments to businesses with your bank account with Google Pay, a simple and secure payments app by Google. Join crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay. + Multiple layers of security from your bank and Google Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline. Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint. *Google Pay works with all banks in India that support BHIM UPI. + Conveniently pay water, broadband, electricity, landline, gas bills and more You only need to link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country. + Find the latest prepaid recharge plans and easily recharge your mobile plan Recharge any prepaid mobile in fewer steps. Find the best and latest recharge plans as well as repeat recharge in one tap. You can also recharge your DTH connections across all providers. + Check your bank account balance No need to visit the bank or ATM to see your bank balance, quickly view your bank account balance anytime, easily. + Get rewarded Refer friends, get offers and earn cash rewards into your bank account as you pay. + QR code payments Pay by phone through the QR code scanner at your favorite offline neighbourhood shops and merchants. + Shop from specialty brands directly within Google Pay Order coffee, decorate your space, and explore many other brands easily within the app. + Fast & secure payments with your debit and credit cards Add and link your debit and credit cards** on Google Pay and use them for: -Online payments (mobile recharges or at your favorite online merchants apps like Myntra). When you checkout, look for the Google Pay logo or use your Google Pay UPI ID. -Offline payments (at offline shops by tapping your phone on NFC terminals) **Service is rolling out across bank issuers and card network providers. Currently available to Visa cards from Axis Bank (Credit/Debit), HDFC Bank (Credit/Debit), ICICI Bank (Credit), SBI (Credit), and SCB (Credit/Debit) + Book IRCTC train tickets All you need is your IRCTC account and Google Pay can handle the rest with support for Tatkal bookings and instant refunds! + Buy, sell, gift, and earn 24K Gold Trade gold securely with live market rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now also gift gold to friends and earn gold as Google Pay rewards. + Pay online with Google Pay Make payments on websites, apps or within the Google Pay app. When you checkout, look for the Google Pay logo or use your Google Pay UPI ID. + Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers There’s no need to worry about reloading wallets and you don't need to do additional KYC. Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay. You must have an Indian bank account with a phone number linked to it to use this version of Google Pay. Google Pay: Save, Pay, Manage , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 500M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Google Pay: Save, Pay, Manage was first released September 18, 2017, and has been continually updated, with the latest update rolled out just May 26, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 333.0. Google Pay: Save, Pay, Manage maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.

PhonePe: Secure Payments App PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app. Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking. Things you can do on PhonePe (Phonepay) App: Money Transfer, UPI Payment, Bank Transfer - Money Transfer with BHIM UPI - Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks. Make Online Payments - Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc. - Pay for online food orders from Zomato, Swiggy etc. - Pay for online grocery orders from Bigbasket, Grofers etc. - Pay online for travel booking from Makemytrip, Goibibo etc. Make Offline Payments - Scan and Pay via QR Code at local stores like kirana, food, medicines etc. Buy or Renew Insurance Policies with PhonePe Insurance App Health & Term Life Insurance - Compare and buy Health & Term life Insurance with monthly premiums - Coverage for individuals, senior citizens and families Car & Two Wheeler Insurance - Browse and get India’s most popular bike and car insurance - Buy/renew your car and bike Insurance in less than 10 minutes Other Insurance - Personal Accident Insurance: Insure yourself against accidents & disablement - Travel Insurance: Get international travel insurance for business and leisure trips - Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries. Mutual Funds App and Investments App - Liquid Funds: Get higher returns than savings bank - Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment - Super Funds: Achieve financial goals with expert help on our app - Equity Funds: High growth products curated as per risk appetite - Debt Funds: Get stable returns for investments without any lock-in period - Hybrid Funds: Get a balance of growth and stability - Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app Recharge Mobile, DTH - Prepaid Mobile Recharge, DTH - Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers - Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers. Bill Payment - Pay Credit Card Bills - Pay Landline Bills - Pay Electricity Bills - Pay Water Bills - Pay Gas Bills - Pay Broadband Bills Buy PhonePe Gift Cards - Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app. Manage your refunds - Manage and track refunds from your favorite shopping websites on PhonePe. For more details, Visit our website at https://www.phonepe.com/ Permissions for App and reasons SMS: to verify Phone number for registration Location: a requirement by NPCI for UPI transactions Contacts: for phone numbers to send money to and numbers to recharge Camera: to scan QR code Storage: to store scanned QR code Accounts: to pre-populate email ID while signing up Call: to detect single vs dual sim and let user choose Microphone: to carry out KYC video verification PhonePe: Secure Payments App , a leading app in the Finance Apps category, boasts a robust user base . It sees impressive engagement with 500M monthly installs and , reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. PhonePe: Secure Payments App was first released January 16, 2017, and has been continually updated, with the latest update rolled out just May 28, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.0508.05. PhonePe: Secure Payments App maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free ios goals.