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Top Free Finance Apps in South Africa
Top 10 Apps
Google Wallet
Google Wallet
Google Wallet gives you fast, secure access to your everyday essentials. Tap to pay everywhere Google Pay is accepted, board a flight, go to a movie, and more – all with just your phone. Keep everything protected in one place, no matter where you go.
CONVENIENT
Get what you need fast
+ Three quick ways for accessing your everyday essentials: use your phone’s quick settings for fast access, open the Wallet app from your homescreen or use Google Assistant when your hands are busy.
Access Google Wallet from your Wear OS watch
+ Get instant access to Wallet on the Wear OS main watch face with complications.
Carry cards, tickets, passes, and more
+ Catch a train, see a concert, or earn rewards at your favorite stores with a digital wallet that carries more
+ [US Only] Unlock the world around you with a digital wallet that carries your drivers license and digital car keys
What you need, right when you need it
+ Your Wallet can suggest what you need, right when you need it. Get a notification for your boarding pass on the day of travel, so you’ll never have to fumble in your bag again.
HELPFUL
Keep track of receipts
+ Easily find transaction details in Wallet, including smart details like location pulled from Google Maps
Seamless integration across Google
+ Sync your Wallet to keep your Calendar and Assistant up to date with the latest info like flight updates and event notifications
+ Shop smarter by seeing your point balances and loyalty benefits in Maps, Shopping, and more
Get started in a snap
+ Set up is seamless with the ability to import cards, transit passes, loyalty cards and more that you’ve saved on Gmail.
Stay in the know on the go
+ Make boarding flights a breeze with the latest information pulled from Google Search. Google Wallet can keep you posted on gate changes or unexpected flight delays.
SAFE & PRIVATE
A secure way to carry it all
+ Security and privacy are built into every part of Google Wallet to keep all your essentials protected.
Android security you can count on
+ Keep your data and essentials secure with advanced Android security features like 2-Step Verification, Find My Phone, and remotely erasing data.
Tap to pay keeps your card secure
ALT: + When you tap to pay with your Android phone, Google Pay doesn’t share your real credit card number with the business, so your payment info stays safe.
You’re in control of your data
+ Easy to use privacy controls allow you to opt-in to sharing information across Google products for a tailored experience.
Google Wallet is available on all Android phones (Pie 9.0+), Wear OS and Fitbit devices.
Not all features are available for supervised accounts. Learn more about Wallet for supervised accounts here: https://support.google.com/wallet?p=about_wallet_supervised.
Still have questions? Head over to support.google.com/wallet. Google Wallet , a leading app in the Finance Apps category, boasts a robust user base with a total of 1847B installs. It sees impressive engagement with 4B monthly installs and 342M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Google Wallet was first released June 24, 2011, and has been continually updated, with the latest update rolled out just April 02, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.8.872176072. With 338842 reviews, Google Wallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
CONVENIENT
Get what you need fast
+ Three quick ways for accessing your everyday essentials: use your phone’s quick settings for fast access, open the Wallet app from your homescreen or use Google Assistant when your hands are busy.
Access Google Wallet from your Wear OS watch
+ Get instant access to Wallet on the Wear OS main watch face with complications.
Carry cards, tickets, passes, and more
+ Catch a train, see a concert, or earn rewards at your favorite stores with a digital wallet that carries more
+ [US Only] Unlock the world around you with a digital wallet that carries your drivers license and digital car keys
What you need, right when you need it
+ Your Wallet can suggest what you need, right when you need it. Get a notification for your boarding pass on the day of travel, so you’ll never have to fumble in your bag again.
HELPFUL
Keep track of receipts
+ Easily find transaction details in Wallet, including smart details like location pulled from Google Maps
Seamless integration across Google
+ Sync your Wallet to keep your Calendar and Assistant up to date with the latest info like flight updates and event notifications
+ Shop smarter by seeing your point balances and loyalty benefits in Maps, Shopping, and more
Get started in a snap
+ Set up is seamless with the ability to import cards, transit passes, loyalty cards and more that you’ve saved on Gmail.
Stay in the know on the go
+ Make boarding flights a breeze with the latest information pulled from Google Search. Google Wallet can keep you posted on gate changes or unexpected flight delays.
SAFE & PRIVATE
A secure way to carry it all
+ Security and privacy are built into every part of Google Wallet to keep all your essentials protected.
Android security you can count on
+ Keep your data and essentials secure with advanced Android security features like 2-Step Verification, Find My Phone, and remotely erasing data.
Tap to pay keeps your card secure
ALT: + When you tap to pay with your Android phone, Google Pay doesn’t share your real credit card number with the business, so your payment info stays safe.
You’re in control of your data
+ Easy to use privacy controls allow you to opt-in to sharing information across Google products for a tailored experience.
Google Wallet is available on all Android phones (Pie 9.0+), Wear OS and Fitbit devices.
Not all features are available for supervised accounts. Learn more about Wallet for supervised accounts here: https://support.google.com/wallet?p=about_wallet_supervised.
Still have questions? Head over to support.google.com/wallet. Google Wallet , a leading app in the Finance Apps category, boasts a robust user base with a total of 1847B installs. It sees impressive engagement with 4B monthly installs and 342M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Google Wallet was first released June 24, 2011, and has been continually updated, with the latest update rolled out just April 02, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.8.872176072. With 338842 reviews, Google Wallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
GoTyme Bank | South Africa
GoTyme Bank | South Africa
From South Africa to the world. A bank born in South Africa, built for everyone everywhere. Switch to one of South Africa’s fastest-growing digital banks.
From Johannesburg to Jakarta, Cape Town to Manila and Hong Kong, we’re proving that a truly global digital bank can be born in Africa. Wherever you go, GoTyme Bank, formerly TymeBank, goes with you.
Enjoy simple, sustainable, and secure banking with the best in market savings, a shopping experience with the best travel visa debit card, and free instant payments.
Get the Best Savings Rate in SA
Earn up to 10% interest a year with GoalSave.
Open up to 10 savings pockets and grow your money your way, no minimum balance, plus, your money grows every day.
Prefer to lock in your earnings?
Good things come to those who wait. With a Fixed Deposit, you lock in your money for 3, 6 or 12 months and enjoy the payoff that comes with staying the course.
Shop Effortlessly
From tap-to-pay with your virtual card to swiping abroad, your FREE GoTyme Bank Visa card covers everyday spend when travelling abroad, with zero fees.
Shop online or abroad with ease. Pay subscriptions like Shopify, Netflix and iTunes - your money is ready anywhere Visa is accepted.
Get Free Instant Payments.
Transfer money instantly to any South African bank account or cellphone number, for free.
Support with real humans.
Speak to a helpful human for account-related assistance, simply call 0860 999 119. Our team is ready to help when you need it most.
Security you don’t see but feel.
Your GoTyme Bank account is secured with advanced technology, so you can bank confidently, every day.
Stay safe with these simple tips:
1. Use your own device to open an account.
2. Only download banking apps from official app stores.
3. Update your PIN and passcode every 3 months.
4. Never share your OTP, PIN, or passcode with anyone — GoTyme Bank will never ask for these.
5. Lock your card immediately if it’s lost or stolen.
6. Follow @gotymebankza on Facebook, Instagram, X, and TikTok for updates.
GoTyme Bank South Africa is an authorised financial services provider and registered credit provider.
Deposits are protected in accordance with South African banking regulations.
GoTyme Bank South Africa. Smart. Simple. Secure.
Download the app today and experience the basics of banking done beautifully, Mzansi style. GoTyme Bank | South Africa , a leading app in the Finance Apps category, boasts a robust user base with a total of 752M installs. It sees impressive engagement with 700M monthly installs and 10M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. GoTyme Bank | South Africa was first released January 19, 2026, and has been continually updated, with the latest update rolled out just March 23, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.2.0. With 4 reviews, GoTyme Bank | South Africa maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
From Johannesburg to Jakarta, Cape Town to Manila and Hong Kong, we’re proving that a truly global digital bank can be born in Africa. Wherever you go, GoTyme Bank, formerly TymeBank, goes with you.
Enjoy simple, sustainable, and secure banking with the best in market savings, a shopping experience with the best travel visa debit card, and free instant payments.
Get the Best Savings Rate in SA
Earn up to 10% interest a year with GoalSave.
Open up to 10 savings pockets and grow your money your way, no minimum balance, plus, your money grows every day.
Prefer to lock in your earnings?
Good things come to those who wait. With a Fixed Deposit, you lock in your money for 3, 6 or 12 months and enjoy the payoff that comes with staying the course.
Shop Effortlessly
From tap-to-pay with your virtual card to swiping abroad, your FREE GoTyme Bank Visa card covers everyday spend when travelling abroad, with zero fees.
Shop online or abroad with ease. Pay subscriptions like Shopify, Netflix and iTunes - your money is ready anywhere Visa is accepted.
Get Free Instant Payments.
Transfer money instantly to any South African bank account or cellphone number, for free.
Support with real humans.
Speak to a helpful human for account-related assistance, simply call 0860 999 119. Our team is ready to help when you need it most.
Security you don’t see but feel.
Your GoTyme Bank account is secured with advanced technology, so you can bank confidently, every day.
Stay safe with these simple tips:
1. Use your own device to open an account.
2. Only download banking apps from official app stores.
3. Update your PIN and passcode every 3 months.
4. Never share your OTP, PIN, or passcode with anyone — GoTyme Bank will never ask for these.
5. Lock your card immediately if it’s lost or stolen.
6. Follow @gotymebankza on Facebook, Instagram, X, and TikTok for updates.
GoTyme Bank South Africa is an authorised financial services provider and registered credit provider.
Deposits are protected in accordance with South African banking regulations.
GoTyme Bank South Africa. Smart. Simple. Secure.
Download the app today and experience the basics of banking done beautifully, Mzansi style. GoTyme Bank | South Africa , a leading app in the Finance Apps category, boasts a robust user base with a total of 752M installs. It sees impressive engagement with 700M monthly installs and 10M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. GoTyme Bank | South Africa was first released January 19, 2026, and has been continually updated, with the latest update rolled out just March 23, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.2.0. With 4 reviews, GoTyme Bank | South Africa maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Absa Banking App
Absa Banking App
Convenient and innovative banking at your fingertips with the award-winning Absa Banking App 24/7.
Enjoy full control of your bank accounts:
• Approve and reject transactions for increased banking security.
• Keep your money secure with advanced facial biometrics.
• Get a free Digital Fraud Warranty for all your digital transactions.
• Stop and replace your card faster if it gets lost.
• Limit your card to till point, online use or no use at all with Temporary Lock.
Simplify your banking:
• Use your virtual assistant, Abby to navigate your Absa banking App.
• Pay someone instantly with PayShap.
• Reverse debit orders that you did not authorise.
• Increase or decrease your banking limits easily.
Manage your money on the go:
• Forgot your card? Simply scan to pay using your phone,
• Get stamped bank statements and avoid visiting branches.
• Withdraw money without a card from any Absa ATM with CashSend.
• Buy prepaid airtime, data or electricity for yourself or anyone else.
• Play Lotto on your Absa Banking App for a chance to win the jackpot.
Download your Absa Banking App now and join the digital banking revolution.
• For security reasons, Absa does not support devices where alterations have been made to the operating system.
• The Absa Banking App must only be downloaded from your official App store.
• For security reasons, sideloading of any applications from other sources is not supported by Absa. These activities could result in you being unable to use the Absa Banking App. Absa Banking App , a leading app in the Finance Apps category, boasts a robust user base with a total of 9B installs. It sees impressive engagement with 200M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Absa Banking App was first released March 11, 2016, and has been continually updated, with the latest update rolled out just March 06, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.2.0 - February-Release. With 53988 reviews, Absa Banking App maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Enjoy full control of your bank accounts:
• Approve and reject transactions for increased banking security.
• Keep your money secure with advanced facial biometrics.
• Get a free Digital Fraud Warranty for all your digital transactions.
• Stop and replace your card faster if it gets lost.
• Limit your card to till point, online use or no use at all with Temporary Lock.
Simplify your banking:
• Use your virtual assistant, Abby to navigate your Absa banking App.
• Pay someone instantly with PayShap.
• Reverse debit orders that you did not authorise.
• Increase or decrease your banking limits easily.
Manage your money on the go:
• Forgot your card? Simply scan to pay using your phone,
• Get stamped bank statements and avoid visiting branches.
• Withdraw money without a card from any Absa ATM with CashSend.
• Buy prepaid airtime, data or electricity for yourself or anyone else.
• Play Lotto on your Absa Banking App for a chance to win the jackpot.
Download your Absa Banking App now and join the digital banking revolution.
• For security reasons, Absa does not support devices where alterations have been made to the operating system.
• The Absa Banking App must only be downloaded from your official App store.
• For security reasons, sideloading of any applications from other sources is not supported by Absa. These activities could result in you being unable to use the Absa Banking App. Absa Banking App , a leading app in the Finance Apps category, boasts a robust user base with a total of 9B installs. It sees impressive engagement with 200M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Absa Banking App was first released March 11, 2016, and has been continually updated, with the latest update rolled out just March 06, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.2.0 - February-Release. With 53988 reviews, Absa Banking App maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
FNB Banking App
FNB Banking App
Award-winning banking made simple, secure, and built around you.
Welcome to the future of banking.
Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row.
How the FNB App helps you:
Intelligent Search
Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help.
Customise your app
Make your Home screen yours by adding your most-used features for quick, effortless banking.
App PIN & biometrics
Sign in securely with a 5-digit PIN or biometric authentication.
Multiple profiles
Switch seamlessly between different users via My profile.
Innovative payments
Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more.
Digital wallets
Make secure contactless payments with Google Pay and other wallets.
Secure messaging
Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat.
Prepaid purchases
Top up airtime, data, electricity, vouchers, and more in seconds.
Verified statements
Easily download verified, bank-stamped statements straight from your app.
We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience. FNB Banking App , a leading app in the Finance Apps category, boasts a robust user base with a total of 20B installs. It sees impressive engagement with 200M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. FNB Banking App was first released July 19, 2011, and has been continually updated, with the latest update rolled out just March 09, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 7.17.1-60 (38) vac. With 51244 reviews, FNB Banking App maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Welcome to the future of banking.
Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row.
How the FNB App helps you:
Intelligent Search
Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help.
Customise your app
Make your Home screen yours by adding your most-used features for quick, effortless banking.
App PIN & biometrics
Sign in securely with a 5-digit PIN or biometric authentication.
Multiple profiles
Switch seamlessly between different users via My profile.
Innovative payments
Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more.
Digital wallets
Make secure contactless payments with Google Pay and other wallets.
Secure messaging
Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat.
Prepaid purchases
Top up airtime, data, electricity, vouchers, and more in seconds.
Verified statements
Easily download verified, bank-stamped statements straight from your app.
We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience. FNB Banking App , a leading app in the Finance Apps category, boasts a robust user base with a total of 20B installs. It sees impressive engagement with 200M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. FNB Banking App was first released July 19, 2011, and has been continually updated, with the latest update rolled out just March 09, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 7.17.1-60 (38) vac. With 51244 reviews, FNB Banking App maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Your money, your way
Easily track your finances, discover tools and features to help you manage your money, and explore personalised offers – all at your fingertips.
Effortless day-to-day banking
• Quick payments and transfers: Send money with ease
• Top up instantly: Buy airtime, data, SMS bundles, and electricity
• Send money vouchers: Share cash vouchers to anyone with a cellphone
• Hassle-free international payments: Make global transactions in just a few taps
• Play Lotto: Try your luck directly from the app
Take control of your money
• Open a savings account online: Start saving in minutes
• Manage your cards: Set payment limits, stop or replace cards quickly
• Access documents on-demand: Get stamped statements, bank letters and tax certificates
• Quick balance checks: View your balances without signing in
• Track insurance claims: Submit and monitor your building insurance claims easily
Everything you need, all in one place
• One view of all your accounts: See all your Standard Bank accounts in one convenient place
• Manage your loans: Handle your personal, vehicle and home loans with ease
• Get vehicle loan pre-approval: Apply for pre-approval in just a few taps
• Link your accounts to trading: Manage your share trading profile directly from the app
• Monitor your investments: View your Stanlib investments anytime, anywhere
Note: Availability of some features may vary depending on your region.
Your app will automatically update to ensure you always have the latest features and security upgrades.
Getting started
Simply download the app using data (charges apply for the initial download), but once you’re set-up, there are no data charges when using the app. As long as you have a connection, your banking is ready to go!
Transactional features are available to Standard Bank accounts held in South Africa, Ghana, Uganda, Botswana, Zimbabwe, Zambia, Tanzania, Lesotho, Malawi, eSwatini and Namibia. Keep in mind that some types of payments include transaction fees.
Legal info
The Standard Bank of South Africa Limited is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act; and is a registered credit provider in terms of the National Credit Act, registration number NCRCP15.
Stanbic Bank Botswana Limited is a Company (registration number: 1991/1343) incorporated in the Republic of Botswana and a registered commercial bank. Namibia: Standard Bank is a licensed banking institution in terms of the Banking Institutions Act, registration number 78/01799. Stanbic Bank Uganda Limited is regulated by the Bank of Uganda. Standard Bank / Stanbic Bank , a leading app in the Finance Apps category, boasts a robust user base with a total of 12B installs. It sees impressive engagement with 200M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Standard Bank / Stanbic Bank was first released August 08, 2014, and has been continually updated, with the latest update rolled out just March 20, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.76.2. With 48441 reviews, Standard Bank / Stanbic Bank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Easily track your finances, discover tools and features to help you manage your money, and explore personalised offers – all at your fingertips.
Effortless day-to-day banking
• Quick payments and transfers: Send money with ease
• Top up instantly: Buy airtime, data, SMS bundles, and electricity
• Send money vouchers: Share cash vouchers to anyone with a cellphone
• Hassle-free international payments: Make global transactions in just a few taps
• Play Lotto: Try your luck directly from the app
Take control of your money
• Open a savings account online: Start saving in minutes
• Manage your cards: Set payment limits, stop or replace cards quickly
• Access documents on-demand: Get stamped statements, bank letters and tax certificates
• Quick balance checks: View your balances without signing in
• Track insurance claims: Submit and monitor your building insurance claims easily
Everything you need, all in one place
• One view of all your accounts: See all your Standard Bank accounts in one convenient place
• Manage your loans: Handle your personal, vehicle and home loans with ease
• Get vehicle loan pre-approval: Apply for pre-approval in just a few taps
• Link your accounts to trading: Manage your share trading profile directly from the app
• Monitor your investments: View your Stanlib investments anytime, anywhere
Note: Availability of some features may vary depending on your region.
Your app will automatically update to ensure you always have the latest features and security upgrades.
Getting started
Simply download the app using data (charges apply for the initial download), but once you’re set-up, there are no data charges when using the app. As long as you have a connection, your banking is ready to go!
Transactional features are available to Standard Bank accounts held in South Africa, Ghana, Uganda, Botswana, Zimbabwe, Zambia, Tanzania, Lesotho, Malawi, eSwatini and Namibia. Keep in mind that some types of payments include transaction fees.
Legal info
The Standard Bank of South Africa Limited is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act; and is a registered credit provider in terms of the National Credit Act, registration number NCRCP15.
Stanbic Bank Botswana Limited is a Company (registration number: 1991/1343) incorporated in the Republic of Botswana and a registered commercial bank. Namibia: Standard Bank is a licensed banking institution in terms of the Banking Institutions Act, registration number 78/01799. Stanbic Bank Uganda Limited is regulated by the Bank of Uganda. Standard Bank / Stanbic Bank , a leading app in the Finance Apps category, boasts a robust user base with a total of 12B installs. It sees impressive engagement with 200M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Standard Bank / Stanbic Bank was first released August 08, 2014, and has been continually updated, with the latest update rolled out just March 20, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.76.2. With 48441 reviews, Standard Bank / Stanbic Bank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Capitec Bank
Capitec Bank
The Capitec app puts better banking in your pocket. It’s free, secure and easy to use.
Enjoy zero data charges on most major SA networks, free in-app calling and secure identity confirmation.
Do all your banking with SA’s Bank of the year (News24 Business Awards 2025).
Get started
• Open an account with just a selfie and your ID
• Get your card delivered for a fee or collect it for free
• Save on fees with smart tech that puts money back in your pocket
Your security matters
• Keep your Remote PIN secret, you can reset it on the app
• Always keep your phone safe and in your possession
• Benefit from biometric login, encrypted data and fraud alerts
• Manage contactless card transactions by turning Tap to Pay on and off
• Stop lost or stolen cards immediately
• Extra security features like In-app Call Verification, Contact Lock and
Feature Lock
Transact
Manage and move your money easily
• Manage your card limits, tap-to-pay settings and debit orders
• Pay Bills instantly: DStv, municipal bills and more
• Send Cash to friends and family to collect for free at retailers or Capitec ATMs
• Buy prepaid electricity, water and airtime
• Shop online securely with Capitec Pay, no card details needed
• Make Cross-Border Money Transfers and International Payments on the app
• Use Pay Me to accept payments from Capitec clients via your personal QR code
• Scan to Pay major QR codes like SnapScan and Zapper
Save
Grow your money confidently with flexible savings tools
• Open and manage up to 10 savings plans
• Choose flexible or fixed options to earn better interest
• Personalise and name your savings goals
• Buy and sell shares with EasyEquities, save 20% on brokerage fees
Insure
Protect what matters, get more cover for less
• Get free estimates on the app for Life and Funeral Cover
• Apply on the app and manage your cover 24/7
• Funeral Cover for up to 21 family members
• Life Cover with 3 payout options (monthly income, children’s needs or a lump sum)
Credit
Flexible personalised credit solutions that suit your needs
• Get a free personalised credit estimate
• Apply for a Home Loan, Education Loan, Vehicle Loan and more
• Earn 1% cash back on every spend with a Capitec Credit Card
• Access flexible and lower-limit credit options
Connect
Affordable airtime, data and phones from Capitec Connect
• Pay less for prepaid airtime and data bundles from Capitec Connect
• Link your Capitec Connect number to your Capitec Main Account and get 20% extra data
• Buy an iPhone or Samsung phone on the app
Business Banking
Get the same low fees for your business
• Save up to 50% on fees
• Only R50 monthly fee
• Same low transactional fees as Personal Banking
• Access to a personal banker with relationship suite
Entrepreneur Account
Separate business from personal, give it space to grow
• For small businesses, freelancers or side hustlers who aren’t CIPC registered
• Open up to 4 Entrepreneur Accounts and track cashflow for each
• Pay the same low transactional fees as a Personal Banking with no extra monthly fee
• Get an Entrepreneur Account Debit Card and personalise it with your business name Capitec Bank , a leading app in the Finance Apps category, boasts a robust user base with a total of 42B installs. It sees impressive engagement with 600M monthly installs and 17M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Capitec Bank was first released September 25, 2019, and has been continually updated, with the latest update rolled out just March 25, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.8.14. With 60208 reviews, Capitec Bank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Enjoy zero data charges on most major SA networks, free in-app calling and secure identity confirmation.
Do all your banking with SA’s Bank of the year (News24 Business Awards 2025).
Get started
• Open an account with just a selfie and your ID
• Get your card delivered for a fee or collect it for free
• Save on fees with smart tech that puts money back in your pocket
Your security matters
• Keep your Remote PIN secret, you can reset it on the app
• Always keep your phone safe and in your possession
• Benefit from biometric login, encrypted data and fraud alerts
• Manage contactless card transactions by turning Tap to Pay on and off
• Stop lost or stolen cards immediately
• Extra security features like In-app Call Verification, Contact Lock and
Feature Lock
Transact
Manage and move your money easily
• Manage your card limits, tap-to-pay settings and debit orders
• Pay Bills instantly: DStv, municipal bills and more
• Send Cash to friends and family to collect for free at retailers or Capitec ATMs
• Buy prepaid electricity, water and airtime
• Shop online securely with Capitec Pay, no card details needed
• Make Cross-Border Money Transfers and International Payments on the app
• Use Pay Me to accept payments from Capitec clients via your personal QR code
• Scan to Pay major QR codes like SnapScan and Zapper
Save
Grow your money confidently with flexible savings tools
• Open and manage up to 10 savings plans
• Choose flexible or fixed options to earn better interest
• Personalise and name your savings goals
• Buy and sell shares with EasyEquities, save 20% on brokerage fees
Insure
Protect what matters, get more cover for less
• Get free estimates on the app for Life and Funeral Cover
• Apply on the app and manage your cover 24/7
• Funeral Cover for up to 21 family members
• Life Cover with 3 payout options (monthly income, children’s needs or a lump sum)
Credit
Flexible personalised credit solutions that suit your needs
• Get a free personalised credit estimate
• Apply for a Home Loan, Education Loan, Vehicle Loan and more
• Earn 1% cash back on every spend with a Capitec Credit Card
• Access flexible and lower-limit credit options
Connect
Affordable airtime, data and phones from Capitec Connect
• Pay less for prepaid airtime and data bundles from Capitec Connect
• Link your Capitec Connect number to your Capitec Main Account and get 20% extra data
• Buy an iPhone or Samsung phone on the app
Business Banking
Get the same low fees for your business
• Save up to 50% on fees
• Only R50 monthly fee
• Same low transactional fees as Personal Banking
• Access to a personal banker with relationship suite
Entrepreneur Account
Separate business from personal, give it space to grow
• For small businesses, freelancers or side hustlers who aren’t CIPC registered
• Open up to 4 Entrepreneur Accounts and track cashflow for each
• Pay the same low transactional fees as a Personal Banking with no extra monthly fee
• Get an Entrepreneur Account Debit Card and personalise it with your business name Capitec Bank , a leading app in the Finance Apps category, boasts a robust user base with a total of 42B installs. It sees impressive engagement with 600M monthly installs and 17M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Capitec Bank was first released September 25, 2019, and has been continually updated, with the latest update rolled out just March 25, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.8.14. With 60208 reviews, Capitec Bank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
TymeBank
TymeBank
TymeBank is now GoTyme Bank.
We’ve got a new name — and a new app
New to the bank?
To open a new account, download the GoTyme Bank app instead.
We’re moving from this TymeBank app to our new GoTyme Bank app, where all new accounts are now opened.
Go download the GoTyme Bank app to get started!
An existing customer?
If you’re already a TymeBank customer, you can continue using the TymeBank app for now.
For a more elevated banking experience, switch to the GoTyme Bank app and enjoy the latest features, improved security and new benefits.
Go download the GoTyme Bank app for better banking!
Why move to the GoTyme Bank app?
• Earn up to 10% interest with GoalSave - The Best Savings Rate in SA.
• Free instant payments (up to R5 000 per transaction)
• A Free personalised GoTyme Bank Visa debit card for local & international spend plus zero fees on subscription transactions.
• A faster, more secure banking experience
No paperwork. No monthly fees. No stress.
Just smart, simple, secure banking that helps you stay in control of your money - everywhere.
Support you can trust
Need help? Speak to a real human on 0860 999 119 for account-related support.
There’s even more to discover in the new GoTyme Bank app (formerly TymeBank).
Switch today.
Go download the GoTyme Bank app now! TymeBank , a leading app in the Finance Apps category, boasts a robust user base with a total of 13B installs. It sees impressive engagement with 200M monthly installs and 4M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. TymeBank was first released November 02, 2018, and has been continually updated, with the latest update rolled out just March 09, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.30.0. With 35516 reviews, TymeBank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
We’ve got a new name — and a new app
New to the bank?
To open a new account, download the GoTyme Bank app instead.
We’re moving from this TymeBank app to our new GoTyme Bank app, where all new accounts are now opened.
Go download the GoTyme Bank app to get started!
An existing customer?
If you’re already a TymeBank customer, you can continue using the TymeBank app for now.
For a more elevated banking experience, switch to the GoTyme Bank app and enjoy the latest features, improved security and new benefits.
Go download the GoTyme Bank app for better banking!
Why move to the GoTyme Bank app?
• Earn up to 10% interest with GoalSave - The Best Savings Rate in SA.
• Free instant payments (up to R5 000 per transaction)
• A Free personalised GoTyme Bank Visa debit card for local & international spend plus zero fees on subscription transactions.
• A faster, more secure banking experience
No paperwork. No monthly fees. No stress.
Just smart, simple, secure banking that helps you stay in control of your money - everywhere.
Support you can trust
Need help? Speak to a real human on 0860 999 119 for account-related support.
There’s even more to discover in the new GoTyme Bank app (formerly TymeBank).
Switch today.
Go download the GoTyme Bank app now! TymeBank , a leading app in the Finance Apps category, boasts a robust user base with a total of 13B installs. It sees impressive engagement with 200M monthly installs and 4M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. TymeBank was first released November 02, 2018, and has been continually updated, with the latest update rolled out just March 09, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.30.0. With 35516 reviews, TymeBank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Nedbank Money
Nedbank Money
Download the Nedbank Money app and start making better money choices. Brought to you by one of South Africa's leading banks – the Money app offers you a wide range of secure features like free credit score checks, unique investment solutions, and exclusive deals on Avo by Nedbank. Choose the bank that’s best for your money.
Key Features:
Bank anywhere, anytime:
Manage your money better, view your balances, transfer money between accounts and make secure payments.
World-class security features:
Stay protected with biometric login using fingerprint and facial recognition and receive real-time notifications for all account activities and potential fraud threats.
Credit score checks and personal finance management:
Stay on top of your budget with free credit score checks, set your budget, and monitor your expenses.
Shop exclusive Avo deals:
Get personalised offers and deals from Nedbank and partner brands on Avo by Nedbank.
Locate nearby branches and ATMs:
Skip the drive and find the nearest Nedbank branch, ATM, or supported retailer with the in-app map feature.
Client support 24/7:
Need help instantly? Chat to the virtual chatbot, Enbi, or to a live agent and get the answers you need.
Download the Nedbank Money app today and join the bank that’s best for your money.
Please note: The Money app is available to Nedbank clients with a valid South African identity number or passport and a registered South African mobile number. Standard network charges and data rates may apply. Terms and conditions apply. Nedbank Money , a leading app in the Finance Apps category, boasts a robust user base with a total of 11B installs. It sees impressive engagement with 200M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Nedbank Money was first released September 29, 2017, and has been continually updated, with the latest update rolled out just March 23, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 9.6.6-0-prod. With 35744 reviews, Nedbank Money maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Key Features:
Bank anywhere, anytime:
Manage your money better, view your balances, transfer money between accounts and make secure payments.
World-class security features:
Stay protected with biometric login using fingerprint and facial recognition and receive real-time notifications for all account activities and potential fraud threats.
Credit score checks and personal finance management:
Stay on top of your budget with free credit score checks, set your budget, and monitor your expenses.
Shop exclusive Avo deals:
Get personalised offers and deals from Nedbank and partner brands on Avo by Nedbank.
Locate nearby branches and ATMs:
Skip the drive and find the nearest Nedbank branch, ATM, or supported retailer with the in-app map feature.
Client support 24/7:
Need help instantly? Chat to the virtual chatbot, Enbi, or to a live agent and get the answers you need.
Download the Nedbank Money app today and join the bank that’s best for your money.
Please note: The Money app is available to Nedbank clients with a valid South African identity number or passport and a registered South African mobile number. Standard network charges and data rates may apply. Terms and conditions apply. Nedbank Money , a leading app in the Finance Apps category, boasts a robust user base with a total of 11B installs. It sees impressive engagement with 200M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Nedbank Money was first released September 29, 2017, and has been continually updated, with the latest update rolled out just March 23, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 9.6.6-0-prod. With 35744 reviews, Nedbank Money maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
PayJustNow
PayJustNow
South Africa’s risk-free, #zerointerest payment solution. PayJustNow offers you 3 equal interest-free instalments and gives you a rad new way to pay - today!
PayJustNow , a leading app in the Finance Apps category, boasts a robust user base with a total of 3B installs.
It sees impressive engagement with 100M monthly installs and 1M daily installs, reflecting its popularity and usability.
The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction.
The app supports in-app purchases, allowing users to enhance their experience with additional features and content.
PayJustNow was first released November 13, 2020, and has been continually updated, with the latest update rolled out just March 11, 2026.
This commitment to regular updates ensures that users always have access to the latest features and improvements.
The app and is currently on version 3.6.0.
With 792 reviews, PayJustNow maintains a strong presence in the market, supported by numerous rating votes
that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
VodaPay
VodaPay
Unlock Endless Possibilities:
VodaPay isn't just an app; it's your digital companion, empowering you to send and receive money effortlessly. Now, you can also tap into the convenience of drawing cash from your VodaPay Wallet at participating retailers across South Africa. It's like having a digital wallet and a personal mall right in your pocket! Ts & Cs apply. VodaPay Wallet is powered by Bidvest Bank Ltd, licensed FSP25466.
Manage Your Entire Lifestyle:
From finances to entertainment subscriptions, VodaPay is your go-to solution. Seamlessly navigate through the various facets of your life, all within the confines of one simple super app.
Available Across All Networks:
Good news travels fast! The VodaPay App is now available on all cellular networks, ensuring everyone can experience the magic.
Why VodaPay?
Secure & Convenient: Safely store your bank cards from any recognized South African bank. Our cutting-edge security systems prioritize your safety, and our instant in-app chat support is ready to assist you at any moment.
Time is Money: Access multiple payment methods instantly, whether shopping online, paying bills, or making in-store purchases. Send money, top-up airtime, buy data – all at your fingertips, regardless of your network.
Save & Earn: Enjoy free transactions on VodaPay and earn exciting cashback and rewards. Say goodbye to extra data costs; VodaPay integrates all the services you love without the need for additional downloads.
Space Saver: Forget cluttering your phone with various apps. VodaPay consolidates your favorite services, from food delivery to fashion, all in one place. Simplify your life, score fantastic deals, and save on everything you love. Like it? VodaPay it!
Our Vodalend Cash Advance product allows you to apply for loans of R 50 to R 500 with a repayment period of 61 days. Maximum APR’s for Cash Advance are 277% (based on a R 500 advance for 61 days, with an R 80.50 upfront initiation fee, interest rate of 0,075% a day, and a daily administration fee of R 0.81, equating to a total repayable of R 652). VodaLend Cash Advance is provided in partnership with Nairtime South Africa (Pty) Ltd NCRCP13197.
day R 646,69. VodaLend Cash Advance loans are provided in partnership with "Nairtime" South Africa (Pty) Ltd NCRCP13197.
Vodalend Personal Loans allows you to apply for loans from R 10 000 to R 250 000 with repayment periods of 12 to 72 months. Maximum APR’s are 30.1% for Personal Loans (based on a R 25 000 loan over 12 months at 29.25% per annum with an upfront initiation fee of R 1 207.50, a monthly administration fee of R 69.00 and credit life insurance of R 112.50 per month, equating to a total repayment of R 32 520). Vodalend Personal Loans are provided in partnership with Old Mutual Finance (Pty) Ltd, NCRCP 35, FSP25494
Calling All Partners:
If you want your brand or business to be part of the VodaPay experience, become a partner today! Apply on our website at https://vodapay.vodacom.co.za/vodapay/become-a-partner. Elevate your brand with VodaPay! VodaPay , a leading app in the Finance Apps category, boasts a robust user base with a total of 13B installs. It sees impressive engagement with 300M monthly installs and 8M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. VodaPay was first released August 10, 2021, and has been continually updated, with the latest update rolled out just February 21, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.7.0. With 24899 reviews, VodaPay maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
VodaPay isn't just an app; it's your digital companion, empowering you to send and receive money effortlessly. Now, you can also tap into the convenience of drawing cash from your VodaPay Wallet at participating retailers across South Africa. It's like having a digital wallet and a personal mall right in your pocket! Ts & Cs apply. VodaPay Wallet is powered by Bidvest Bank Ltd, licensed FSP25466.
Manage Your Entire Lifestyle:
From finances to entertainment subscriptions, VodaPay is your go-to solution. Seamlessly navigate through the various facets of your life, all within the confines of one simple super app.
Available Across All Networks:
Good news travels fast! The VodaPay App is now available on all cellular networks, ensuring everyone can experience the magic.
Why VodaPay?
Secure & Convenient: Safely store your bank cards from any recognized South African bank. Our cutting-edge security systems prioritize your safety, and our instant in-app chat support is ready to assist you at any moment.
Time is Money: Access multiple payment methods instantly, whether shopping online, paying bills, or making in-store purchases. Send money, top-up airtime, buy data – all at your fingertips, regardless of your network.
Save & Earn: Enjoy free transactions on VodaPay and earn exciting cashback and rewards. Say goodbye to extra data costs; VodaPay integrates all the services you love without the need for additional downloads.
Space Saver: Forget cluttering your phone with various apps. VodaPay consolidates your favorite services, from food delivery to fashion, all in one place. Simplify your life, score fantastic deals, and save on everything you love. Like it? VodaPay it!
Our Vodalend Cash Advance product allows you to apply for loans of R 50 to R 500 with a repayment period of 61 days. Maximum APR’s for Cash Advance are 277% (based on a R 500 advance for 61 days, with an R 80.50 upfront initiation fee, interest rate of 0,075% a day, and a daily administration fee of R 0.81, equating to a total repayable of R 652). VodaLend Cash Advance is provided in partnership with Nairtime South Africa (Pty) Ltd NCRCP13197.
day R 646,69. VodaLend Cash Advance loans are provided in partnership with "Nairtime" South Africa (Pty) Ltd NCRCP13197.
Vodalend Personal Loans allows you to apply for loans from R 10 000 to R 250 000 with repayment periods of 12 to 72 months. Maximum APR’s are 30.1% for Personal Loans (based on a R 25 000 loan over 12 months at 29.25% per annum with an upfront initiation fee of R 1 207.50, a monthly administration fee of R 69.00 and credit life insurance of R 112.50 per month, equating to a total repayment of R 32 520). Vodalend Personal Loans are provided in partnership with Old Mutual Finance (Pty) Ltd, NCRCP 35, FSP25494
Calling All Partners:
If you want your brand or business to be part of the VodaPay experience, become a partner today! Apply on our website at https://vodapay.vodacom.co.za/vodapay/become-a-partner. Elevate your brand with VodaPay! VodaPay , a leading app in the Finance Apps category, boasts a robust user base with a total of 13B installs. It sees impressive engagement with 300M monthly installs and 8M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. VodaPay was first released August 10, 2021, and has been continually updated, with the latest update rolled out just February 21, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.7.0. With 24899 reviews, VodaPay maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.