Top Free Applications Apps in Nigeria

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OKash: Safe and reliable loan

OKash: Safe and reliable loan OKash makes it efficient for you to access credit anytime, anywhere. 🎉🎉🎉

💸Loan Products
Tenure: We will require your repayment from 91 days to 365 days*.
Loan Amount: from NGN 3,000 to NGN3,000,000.
Interest Rate: With a minimum of 3% up to 15% monthly
Our interest rate is calculated on a daily basis. Annual Percentage Rate(APR) from 36.5% to 360%.

💸An example of a OKash loan
For example, 91-day loan payment terms,the interest is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237.The total amount due in the first month would be N1,093, the interest would be N93, the total amount due in the second month would be N1,090, the interest would be N90, the total amount due in the third month would be N1,090, the interest would be N90.

🚀OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by OPay Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria(CBN).
OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account.

🚀Why OKash?
1.You can apply a loan by your credit. Don't need any deposits or guarantees.
2. Up to NGN3,000,000. Disburse to your bank account.
3.Paperless and digital process on your mobile. All the steps can be done online.
4.We do not share your data with any third parties without your consent. Your data is totally safe with us.
5.Don't worry about forgetting repayment. We'll send messages to remind you.

💡How it works?
1. Install the OKash APP from the Play Store.
2. Register an account.
3. Select the product you would like to apply for.
4. Fill out your basic information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. E-sign the loan agreement after the approval.
7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.

Eligibility:
1. Nigeria Resident.
2. 20-55 years old.
3. Source of a monthly income.

📞Contact Us
Customer Service Email: okash@opaymfb.com
Customer Service Hotline: 02018884549/07001235051
Address: 6 Adeniyi Jones, Ikeja, Lagos. Nigeria

*Please note we will give you several options for you to select when do you want to repay the loan.
OKash will NOT ask you repay into personal account! OKash: Safe and reliable loan , a leading app in the Applications Apps category, boasts a robust user base with a total of 21B installs. It sees impressive engagement with 800M monthly installs and 9M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. OKash: Safe and reliable loan was first released November 28, 2019, and has been continually updated, with the latest update rolled out just April 01, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.11.4. With 146621 reviews, OKash: Safe and reliable loan maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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TikTok - Videos, Shop & LIVE

TikTok - Videos, Shop & LIVE TikTok is the global discovery platform for videos, streaming on LIVE, shopping, and more. Our mission is to inspire creativity and bring joy. Over a billion people come to TikTok to share what they love, learn new things, and find ideas that make everyday life more interesting.

Your experience on TikTok is built around what you're into, not who you know. Just watch, like, and scroll to discover videos, creators, and communities you did not know you were looking for. From quick recipes to game highlights, fashion tips to music and trending sounds, your For You feed reflects you and changes based on what inspires you.

Creating is simple. Capture from your phone and turn everyday moments into something special with easy editing tools, effects, sounds, and music. Use a large library of sounds and music for free in your videos, plus filters and creative tools that help your content stand out. On TikTok, anyone can create, and ideas that inspire, pick up momentum.

TikTok is also where discovery becomes part of your everyday life. Find creators to follow, new ideas to try, and products you will love from small businesses and brands around the world. TikTok offers more than 50 preset safety and privacy features, from private accounts and content filters to screen time tools and Family Pairing, so you can choose an experience that works for you. TikTok provides extra support for teens and families on the app, letting you set time and content preferences that feel right for your family.

■ Personalized discovery
A For You feed that learns what you enjoy. Discover videos, creators, LIVE streams, shopping, and communities based on what you watch, like, and share.
■ Entertainment, learning, and everything in between
Comedy, gaming, DIY, beauty, sports, music, lifestyle, education, and more. Find content that makes you laugh, think, and try something new.
■ Simple, powerful creation tools
Record in clips, pause and resume, trim and merge, add text and stickers, and fine tune your video without leaving the app.
■ Sounds, music, and effects
Use our free library of sounds and music in your videos, plus filters, effects, and creative tools that help you express yourself and make your videos stand out.
■ A global community of creators
Follow your favorite creators and discover new voices every day. Share your own story or support the people who inspire you.
■ Discover and shop with TikTok Shop
Explore trending products, exclusive deals, and seamless shopping experiences inspired by creators and brands you love, all in one place. Shop directly from videos, LIVE, and the Shop tab, track your orders, and enjoy a safe, secure shopping and transaction process.
■ Go LIVE and connect in real time
Start a LIVE to chat with your community, share moments as they happen, and unlock special features and benefits where available.
■ Tools to shape your experience
Use more than 50 safety and privacy features, from private accounts and content filters to screen time tools, Family Pairing, and other controls, to choose how TikTok works for you and your family.

Ready to see what you discover next? Download TikTok to start watching, creating, and exploring your world in a new way.
Learn more about our safety tools, resources, and policies at the TikTok Safety Center:
https://www.tiktok.com/safety/en
Terms of Service:
https://www.tiktok.com/legal/terms-of-service
Privacy Policy:
https://www.tiktok.com/legal/privacy-policy
Feedback?
Contact us at https://www.tiktok.com/legal/report/feedback or tweet us @tiktok_us TikTok - Videos, Shop & LIVE , a leading app in the Applications Apps category, boasts a robust user base with a total of 4387B installs. It sees impressive engagement with 22B monthly installs and 1B daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. TikTok - Videos, Shop & LIVE was first released July 09, 2015, and has been continually updated, with the latest update rolled out just April 02, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 44.3.3. With 12452937 reviews, TikTok - Videos, Shop & LIVE maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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ChatGPT

ChatGPT Introducing ChatGPT for Android: OpenAI’s latest advancements at your fingertips.

This official app is free, syncs your history across devices, and brings you the latest from OpenAI, including the new image generator.

With ChatGPT in your pocket, you’ll find:

· Image generation–Generate original images from a description, or transform existing ones with a few simple words.
· Advanced Voice Mode–Tap the soundwave icon to have a real-time convo on the go. Settle a dinner table debate, or practice a new language.
· Photo upload—Snap or upload a picture to transcribe a handwritten recipe or get info about a landmark.
· Creative inspiration—Find custom birthday gift ideas or create a personalized greeting card.
· Tailored advice—Talk through a tough situation, ask for a detailed travel itinerary, or get help crafting the perfect response.
· Personalized learning—Explain electricity to a dinosaur-loving kid or easily brush up yourself on a historic event.
· Professional input—Brainstorm marketing copy or map out a business plan.
· Instant answers—Get recipe suggestions when you only have a few ingredients.

Join hundreds of millions of users and try the app captivating the world. Download ChatGPT today.

Terms of service & privacy policy:
https://openai.com/policies/terms-of-use
https://openai.com/policies/privacy-policy ChatGPT , a leading app in the Applications Apps category, boasts a robust user base with a total of 1148B installs. It sees impressive engagement with 64B monthly installs and 1B daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ChatGPT was first released February 07, 2023, and has been continually updated, with the latest update rolled out just April 02, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.2026.083. With 162589 reviews, ChatGPT maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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WhatsApp Messenger

WhatsApp Messenger WhatsApp from Meta is a FREE messaging and video calling app. It’s used by over 2B people in more than 180 countries. It’s simple, reliable, and private, so you can easily keep in touch with your friends and family. WhatsApp works across mobile and desktop even on slow connections, with no subscription fees*.


Private messaging across the world

Your personal messages and calls to friends and family are end-to-end encrypted. No one outside of your chats, not even WhatsApp, can read or listen to them.


Simple and secure connections, right away
All you need is your phone number, no user names or logins. You can quickly view your contacts who are on WhatsApp and start messaging.

High quality voice and video calls
Make secure video and voice calls with up to 32 people for free*. Your calls work across mobile devices using your phone’s Internet service, even on slow connections.

Group chats to keep you in contact
Stay in touch with your friends and family. End-to-end encrypted group chats let you share messages, photos, videos and documents across mobile and desktop.

Stay connected in real time
Share your location with only those in your individual or group chat, and stop sharing at any time. Or record a voice message to connect quickly.


Share daily moments through Status
Status allows you to share text, photos, video and GIF updates that disappear after 24 hours. You can choose to share status posts with all your contacts or just selected ones.

Use WhatsApp on your Wear OS watch to continue conversations, reply to messages, and take calls - all from your wrist. And, leverage tiles and complications to easily access your chats and send voice messages.

*In some regions, WhatsApp uses SMS verification to authenticate your phone number and secure transactions.
*Data charges may apply. Contact your provider for details.
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If you have any feedback or questions, please go to WhatsApp > Settings > Help > Contact Us.

Terms of Service: https://www.whatsapp.com/legal/terms-of-service
Learn more about messaging privately: https://www.whatsapp.com/privacy
Learn more about WhatsApp safety: https://www.whatsapp.com/security WhatsApp Messenger , a leading app in the Applications Apps category, boasts a robust user base with a total of 11788B installs. It sees impressive engagement with 39B monthly installs and 2B daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. WhatsApp Messenger was first released October 18, 2010, and has been continually updated, with the latest update rolled out just March 28, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.26.6.72. With 37493670 reviews, WhatsApp Messenger maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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Facebook Lite

Facebook Lite Keeping up with friends is faster and easier than ever with the Facebook Lite app! Use Facebook Lite as a friends app to connect and keep up with your social network. The Facebook Lite app is small, allowing you to save space on your phone and use Facebook in 2G conditions. Many of the classic features of Facebook are available on the app, such as sharing to a Timeline, liking photos, searching for people, and editing your profile and groups. Specific features include:

• Find friends and family
• Post status updates & use Facebook emoji to help relay what’s going on in your world
• Share photos and your favorite memes
• Get notified when friends like and comment on your posts
• Find local social events, RSVP, and make plans to meet up with friends
• Interact with your friends by adding your own comments or reactions to their Facebook posts
• Save photos by adding them to photo albums
• Follow people to get their latest news
• Look up local businesses to see reviews, operation hours, and pictures
• Buy and sell locally on Facebook Marketplace

The Facebook app does more than help you stay connected with your friends and interests. It's also your personal organizer for storing, saving and sharing photos. It's easy to share photos straight from your Android camera, and you have full control over your photos and privacy settings. You can choose when to keep individual photos private or even set up a secret photo album to control who sees it.

Facebook Lite also helps you keep up with the latest news and current events around the world. Subscribe to your favorite celebrities, brands, websites, artists, or sports teams to follow their News Feeds from the convenience of your Facebook Lite app!

Consumer Health Privacy Policy: https://www.facebook.com/privacy/policies/health
Problems with downloading or installing the app? See https://www.facebook.com/help/fblite
Still need help? Please tell us more about the issue: https://www.facebook.com/help/contact/640732869364975
Facebook is only available to people aged 13 and over.
Terms of Service: http://m.facebook.com/terms.php Facebook Lite , a leading app in the Applications Apps category, boasts a robust user base with a total of 4048B installs. It sees impressive engagement with 17B monthly installs and 992M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Facebook Lite was first released February 04, 2015, and has been continually updated, with the latest update rolled out just April 01, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 502.0.0.5.105. With 1244312 reviews, Facebook Lite maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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WhatsApp Business

WhatsApp Business

Everything you love about WhatsApp plus built-in tools for business

WhatsApp Business is a free-to-download app with built-in tools to help you work smarter, build trust, and grow your business.

You get free calls* and free international messaging* plus business features to help you do more with conversations.


Download the app to get business benefits like these:


Work smarter. Save time by letting the app do the work for you! Send customers automated quick replies and away messages so you never miss an opportunity. Use labels to quickly organize, filter, and find important conversations. Create a status to share an offer or news, and even take orders and payments** in-app to create a great customer experience.

Build relationships and trust. With a professional business profile on a secure platform, you build credibility and trust with customers. Use the app to provide more responsive customer support and build long-term loyalty. Subscribe to Meta Verified*** to reinforce your authenticity.

Sell more and grow. Get discovered, advertise, and make more valuable customer connections. Boost sales by sending targeted offers to customers; create ads that click to WhatsApp; showcase your product catalog; and give customers the convenience of in-app orders and payments.**


FAQs


Are all features free?
The app is free to download and use, with a mix of free and paid features.

Can I still use my personal WhatsApp?
Yes! As long as you have two different phone numbers, your business and personal accounts can live together on a single device.

Can I transfer over my chat history?
Yes. When you set up the WhatsApp Business app, you can restore a backup from your WhatsApp account to transfer your messages, media, and contacts to your business account.

How many devices can I connect?
You can have a total of five web-based devices or mobile phones on your account (up to 10 if you subscribe to Meta Verified***).

*Data charges may apply. Contact your provider for details.
**Not available in all markets
***Available soon globally WhatsApp Business , a leading app in the Applications Apps category, boasts a robust user base with a total of 2099B installs. It sees impressive engagement with 26B monthly installs and 697M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. WhatsApp Business was first released January 10, 2018, and has been continually updated, with the latest update rolled out just April 03, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.26.12.72. With 949429 reviews, WhatsApp Business maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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NetShort - Popular Dramas & TV

NetShort - Popular Dramas & TV Tired of long, boring shows? Want to enjoy intense, addictive stories anytime, anywhere? Try NetShort!

We have tons of exclusive original vertical short dramas: CEO romance, werewolf love, revenge stories, and all the hottest genres you love! New episodes every day — you’ll never run out of shows. With your personalized theater and HD quality, you can get a cinematic experience right on your phone. Watch while waiting, during breaks, or on trips — turn your free moments into pure joy!

Featured Dramas:
Hidden Wolf King: A Hybrid Loser: She accidentally breaks into a forbidden area and catches the Wolf King transforming. He pins her against the wall and kisses her deeply. The cold, reserved man loses control, whispering hoarsely: "Please… help me!"

Tame the Devils or Die: The Villainess’s Revenge: She wake up in bed with four handsome strangers... Transmigrated into the doomed villainess of a game, she punished the soft boy, the madman, the abstinent god, and the tyrant—yet they all fell madly in love with her......

Your Love Arrived After Goodbye: A dramatic wedding night! The groom kisses her but calls his sister’s name! She’s showered with love from billionaire CEO Adrian, only to find it’s a deadly trap.
After escaping death, she meets a blind male lead —it's a mutual redemption!

Why choose NetShort?
Watch Anytime: Designed exclusively for fragmented time, enjoy hassle-free viewing whenever you want.
Huge Library of Thrillers: Full coverage of hit genres with non-stop plot twists.
Lightning-Fast Updates: Hundreds of new episodes daily, zero lag on all the excitement.
Cinema-Quality Visuals: Stunning HD quality, blockbuster viewing on your small screen.
VIP Perks: Ad-free streaming all the way, non-stop viewing for maximum fun.

Download NetShort now and start your epic drama-watching spree!

Related Agreements
User Agreement: https://netshort.com/agreement/1
Privacy Policy: https://netshort.com/agreement/2
Auto-Renewal Agreement: https://netshort.com/agreement/3 NetShort - Popular Dramas & TV , a leading app in the Applications Apps category, boasts a robust user base with a total of 72B installs. It sees impressive engagement with 14B monthly installs and 113M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. NetShort - Popular Dramas & TV was first released July 22, 2024, and has been continually updated, with the latest update rolled out just March 19, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.1.6. With 138631 reviews, NetShort - Popular Dramas & TV maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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Moviebox HD:Watch TV&short

Moviebox HD:Watch TV&short This all-in-one streaming app helps you discover and watch popular dramas, movies, and anime from various regions. Whether you're into suspense, romance, action, or comedy — it delivers a smooth and enjoyable viewing experience.
🎞️ Watch a Wide Range of Content
Access trending TV series, films, and animations across different genres.
🔄 Daily Updates
Fresh content added regularly to keep your watchlist exciting.
🧭 Easy-to-Navigate Interface
Browse and stream with ease thanks to a clean and intuitive design.
💾 Watch Offline
Download select episodes or movies and watch them anytime without internet.
❤️ Personal Watchlist
Save favorites, continue where you left off, and stay organized. Moviebox HD:Watch TV&short , a leading app in the Applications Apps category, boasts a robust user base with a total of 10B installs. It sees impressive engagement with 3B monthly installs and 42M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Moviebox HD:Watch TV&short was first released July 21, 2025, and has been continually updated, with the latest update rolled out just December 22, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.2.5. With 17 reviews, Moviebox HD:Watch TV&short maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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Moniepoint Business Banking

Moniepoint Business Banking Moniepoint provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans.

More than 2 million business customers trust Moniepoint with their business bank account to help them achieve their business goals.


BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT


Moniepoint Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits:

- Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution.

- Business savings plans. Save money smartly with our savings plans, tailored to your business needs.

- Send and receive money. Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account.

- POS terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours.

- Business expense cards: Moniepoint's expense cards will help you manage your business expenses more efficiently. With our expense cards, you can track your spending in real time and set spending limits in your business bank account. Our expense cards cost only N1,000 and you can have them delivered for only N1,000.

- Working capital loans: Moniepoint offers working capital loans for businesses with effective interest rates of 2 - 3% per month. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online business loan application is available 24/7!

- Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app, you’ll receive 2% of cashback in return.

THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT


Experience the better way to bank your business and much more, all within the Moniepoint Business Banking app.

Moniepoint’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business bank account with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly.

Moniepoint started as an agent banking network, but has evolved to a business and personal banking provider.

At Moniepoint, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN)- https://www.cbn.gov.ng/supervision/inst-mf.asp .

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook: @moniepointng
Twitter: @moniepointng
Instagram: @moniepointng
YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State.

Within the Moniepoint Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills and request expense cards & POS terminals in less than 48h, on top of working capital loans for your convenience. Join our community of over 2,000,000 satisfied businesses! Become a Moniepoint business owner or agent today! Moniepoint Business Banking , a leading app in the Applications Apps category, boasts a robust user base with a total of 15B installs. It sees impressive engagement with 500M monthly installs and 25M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Moniepoint Business Banking was first released December 12, 2022, and has been continually updated, with the latest update rolled out just March 28, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.64.0. With 16292 reviews, Moniepoint Business Banking maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
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OPay

OPay OPay is Nigeria's trusted financial services platform, offering secure, fast, reliable, and affordable solutions for all payment needs. With OPay, you can:
• Send and receive money instantly with seamless transfers and a 100% success rate.
• Pay bills and top-up airtime & data with exclusive bonuses.
• Grow your savings easily with daily interest on your balance.
• Enjoy hassle-free debit cards at zero charges.
• Access flexible loans with low interest rates.
Unlock convenience, savings, and rewards—all in one app. Invite friends and earn instant cashback for each referral. Open your OPay account today and experience financial freedom.

HASSLE-FREE AND INSTANT TRANSFERS
● Say goodbye to transaction failures & network issues. Enjoy super-fast and successful transactions.
● Send money using a phone number or bank account to others, including non-OPay users.
● Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA Bank, Ecobank Nigeria, First Bank of Nigeria etc., ensuring a seamless and secure banking experience for all our users.
● Keep track of every transfer. Easily find transaction details in your "Transaction History."

BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS
● Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile.
● Pay electricity, TV, water bills, internet services and more with ease.
● Earn up to 6% cashback on airtime and data purchases.

OPay DEBIT CARD
● Secure & Reliable: Chip & PIN technology with industry-leading multi-level risk prevention.
● Convenience: Apply via the OPay app with nationwide delivery options or visit any OPay agent store.
● Wide Acceptance: Accepted across POS/ATM/WEB in Nigeria and international merchants like Microsoft, Netflix, AliExpress, Uber, Spotify and Emirates.
● User-Friendly Management: Change PINs, set limits, block/unblock cards, and access card details in-app.
● Virtual Card Option: For secure online payments, get a virtual card instantly via the app.

GROW AND SAVE MORE MONEY (Powered by OPay Microfinance Bank)
● OWealth: Earn daily interest, with free deposits and withdrawals anytime.
● Spend & Save: Save a percentage of your spending and earn daily returns.
● Fixed Savings: Lock idle funds for at least 7 days to earn higher returns.
● Target Saving: Save towards specific goals with daily, weekly, or monthly plans.
● SafeBox: Start a strict savings plan with limited withdrawals and monthly interest.

SECURE AND PRIVATE
● Advanced features like biometric login, card locking, and encryption for all transactions.
● Block your account or card via USSD (955*131# or 955*132#).
● NightGuard security feature: Extra facial verification feature to authorise transactions during the chosen night time hours.
● Large Transaction Shield feature: Extra facial verification feature for transactions above your pre-set limit.
● Real-time notifications for account activity.
● Private Mode to hide your balance.
● Licensed by the CBN and insured by the NDIC.

OPay is licensed by Central Bank of Nigeria (CBN, https://www.cbn.gov.ng/PaymentsSystem/PSPs.html), and insured by Nigeria Deposit Insurance Corporation (NDIC, https://ndic.gov.ng/list-of-insured-institutions/list-of-mobile-money-operators/).

CONTACT US
Our support team is available 24/7 for all your complaints.
OPay Headquarters: Alexander House, Plot 9, Dr. Nurudeen Olowopopo Avenue, Alausa, Lagos
Helplines: 0700 8888328 or 020 18888 328
Website: www.opayweb.com
Whatsapp: +234 9165998936
Facebook: @OPay
Twitter: @OPay_NG
Instagram: @opay.ng
TikTok: @opaynigeria
YouTube: @opaynigeria
LinkedIn: OPay OPay , a leading app in the Applications Apps category, boasts a robust user base with a total of 73B installs. It sees impressive engagement with 3B monthly installs and 63M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. OPay was first released April 19, 2018, and has been continually updated, with the latest update rolled out just April 03, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 8.3.0.435. With 387421 reviews, OPay maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.