Top Free Finance Apps in Sri Lanka

LoanPlus - fast loan online LoanPlus is your go-to app for hassle online loans in Sri Lanka. With our easy-to-use interface and secure platform, you can apply for a loan anytime, anywhere, without the need for tedious paperwork or lengthy processing times.
Customers can apply for a cash loan online by filling out an online application. The approval can be completed in a few minutes and you can get a cash loan into your account. Our goal is to provide exceptional services to people in need of funds for urgent needs, and our competitive fee structure will make us special to you.

Key Features:
Quick and Convenient: apply for a loan within minutes directly from your smartphone without collateral. Say goodbye to long queues and paperwork.
Secure Transactions: rest assured that your personal and financial information is safe with our security measures.
Transparent Process: know exactly what you're getting into with clear terms and conditions outlined before finalizing your loan application.

Services Offered:
Online loan application and approval process.
Flexible loan repayment options tailored to your needs.
Accessible customer support to assist you throughout the loan process.

Criteria for obtaining a loan online and the right to apply:
Age from 20 to 60 years, now employed or has a stable income.
Correctly fill in personal data, bank account details.
You must register the phone number used in the application under your name.
You must add a photo of your national identity card to confirm your identity.

Minimum loan tenor: 62 days
Maximum loan tenor: 90 days
Minimum annual interest rate: 3.66%
Maximum annual interest rate: 260.0%
The standard rate can be reduced for ordinary customers.
The minimum age for obtaining a loan is 20 years

Representative example of loan cost. When applying you choose 10,000.00 rupees for 70 days Interest rate 2.2% per day. After 70 days, your credit will be up to 25,400.00 rupees (principal 10,000.00 rupees + interest rate 15,400.00 rupees).

AIS IT Consulting Services (Private) Limited is a limited liability company registered and operating under the legislation of the Democratic Socialist Republic of Sri Lanka, having the registration number [PV00215063] and a registered address: No. 47 Alexandra Place, Colombo 07, Sri Lanka.

Privacy Policy https://loanplus.lk/en/privacy-policy/ LoanPlus - fast loan online , a leading app in the Finance Apps category, boasts a robust user base with a total of 201M installs. It sees impressive engagement with 30M monthly installs and 1M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. LoanPlus - fast loan online was first released February 25, 2025, and has been continually updated, with the latest update rolled out just October 23, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.4.2. LoanPlus - fast loan online maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Fino.lk Need financial assistance for everyday expenses, medical bills, or special occasions? Fino.lk offers hassle-free personal loans of up to 150,000 LKR, right at your fingertips. Whether you’re looking for a quick loan for an emergency or to cover personal needs, Fino.lk is here to support you!
Key Features:
Fast & Easy Loan Application: Apply for a loan directly from your phone or computer, anytime, anywhere.
Quick Approval & Response: Receive your loan to your bank account within 10 minutes, faster than anyone. No waiting, no delays!
Hassle-Free process: We do not require any collateral, guarantors or upfront payments. Only have you NIC ready.
Flexible Loan Terms: Loans up to 150,000 LKR with repayment terms that fit your needs.

Why Fino.lk?
Rapid Response: Our system is designed for speed. Get an instant response and a loan decision in no time.
Friendly Customer Service: Have questions? Our 7-day customer service team is ready to assist you throughout the loan process.
User-Friendly App: Enjoy an intuitive, easy-to-navigate app that makes applying for a loan simple and stress-free.

Supported Platforms:
Available for Android Phones and accessible through the website for laptop users.
Languages Supported:
Choose between Sinhala and English for convenience.

Pricing & Transparency:
Free to apply with no hidden fees. Apply, get approved, and receive your loan directly in your account.

Permissions You’ll Need to Grant:
Location: To verify your loan and ensure correct processing.
Camera: For document verification, ensuring your loan is processed smoothly.

Product description
Loan amount: 3,000 to 150,000 LKR
Loan term: 3 -12 months
APR: 1%-1087%
Onboarding fee of 200 LKR applied for new customers
Late payment fees: 10% accrued on 3rd, 6th, 11th, 16th and 30th day after the Due date.

Example of cost calculation for the 1st loan for 6 months:
Principal amount: 20,000 LKR
Onboarding fee: 200 LKR
Service fee: 0 LKR
Total amount to repay: 20,200 LKR (APR 1%)
Example of cost calculation for Repeated loan for 9 months:
Principal amount: 50,000 LKR
Service fee: 310,500 LKR
Total amount to repay: 360,500 LKR (APR 828%)

Legal Information:
By using Fino.lk, you agree to our Terms & Conditions and Privacy Policy.
*S F Group LIMITED*
No. 341/5, M & M Center, Level 01, Kotte Road, Rajagiriya. Fino.lk , a leading app in the Finance Apps category, boasts a robust user base with a total of 140M installs. It sees impressive engagement with 20M monthly installs and 756K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Fino.lk was first released April 02, 2025, and has been continually updated, with the latest update rolled out just August 14, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.3.11. Fino.lk maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

BOC Flex BOC Flex is your ultimate all-in-one banking solution! Enjoy seamless financial management with secure and flexible services at your fingertips. Easily transfer funds, pay bills, recharge mobiles, and make QR code payments anytime, anywhere. Keep track of expenses, manage multiple accounts, apply for loans, open new accounts, set up fixed deposits, and schedule payments with ease. With biometric authentication and real-time transaction alerts, BOC Flex ensures your banking experience is faster and safer than ever before. BOC Flex , a leading app in the Finance Apps category, boasts a robust user base with a total of 807M installs. It sees impressive engagement with 90M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. BOC Flex was first released March 19, 2025, and has been continually updated, with the latest update rolled out just September 23, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.3.0. With 6 reviews, BOC Flex maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

PayZone PayZone - Make life easier with PayZone!

Looking for a fun way to earn and get rewarded? PayZone is your ultimate solution, offering a reliable, entertaining, and straightforward way to collect points right from your smartphone. Whether you're completing exciting tasks, playing engaging games, or inviting friends, PayZone turns your time into valuable points that you can redeem in our exclusive Marketplace!

Why Choose PayZone?
🎮 Fun Games: Play interactive games to earn points while sharpening your skills.
📝 Simple Tasks: Complete quizzes, challenges, and more to rack up rewards.
🛒 Marketplace Rewards: Use your points to unlock exciting items and offers inside the app.

Key Features
🎲 Interactive Games: Enjoy a variety of games designed to entertain and reward you:
• Find Person – Spot the correct person to earn points
• Find Animal – Identify the right animal for rewards
• Fill Blanks – Complete missing words and score points
• Math Quiz – Solve math problems to boost your points
• Spin Wheel – Try your luck for extra rewards
• Q&A – Answer questions correctly and climb up the leaderboard
• Captcha Solve – Quick and easy way to earn points

📱 User-Friendly Interface: Navigate easily with our intuitive design.
⭐ Multiple Earning Opportunities: Maximize your points through tasks, games, and referrals.
🔒 Secure & Reliable: Your data and progress are safe with us.
🌍 Earn Anywhere: Collect points anytime, anywhere, and spend them in the Marketplace.

Get Rewarded for Fun!
At PayZone, we make earning fun and rewarding. Play games, complete tasks, invite friends, and see your points grow effortlessly. The more you play and engage, the more you unlock in our Marketplace!

Download Now and Start Earning!
Join PayZone today and turn your free time into valuable rewards. Get started now and explore a world of fun and possibilities with PayZone! PayZone , a leading app in the Finance Apps category, boasts a robust user base with a total of 317M installs. It sees impressive engagement with 30M monthly installs and 868K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. PayZone was first released February 05, 2025, and has been continually updated, with the latest update rolled out just September 23, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.0.0. With 3 reviews, PayZone maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

ComBank Digital Banking with Combank Digital is fast, simple, and secure. Open an account within few seconds to
experience banking designed to fit your lifestyle.
As well as updating the design and adding new functionality, we’ve worked hard to streamline the app
and make it easy to use. We’ll continue improving the app and gradually adding new features.
Feel free to leave a comment and tell us what you’d like to see!

Key Features:

 Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on
eligible devices.
 View payment card information, such as withdrawal and spending limits. You can also report your
lost or stolen card directly from the app.
 Open an account within few seconds directly from your phone. No long lines, no paperwork, no
fuss.
 Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer
money with a single swipe.
 Receive instant notifications on all account activity so you know what’s happening with your
account in real-time.
 Balance Inquiry, View account history
 Pay your bills, Manage your funds, Open other account, FD account creation and other main
financial services.
 Locating our service points and ATM
 Information on interest rates / currency details of our products
 Our latest promotional and offers

Who we are,

Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among
the world’s top 1000 banks for many successive years. The Bank operates a network of 250+ computerlinked service points and the country’s single largest ATM network of 600+ terminals. The Bank has been
adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won
multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade
Finance’ magazines. ComBank Digital , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 40M monthly installs and 1M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ComBank Digital was first released March 18, 2020, and has been continually updated, with the latest update rolled out just October 15, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.15.2b1.1.11f0937.9. With 75 reviews, ComBank Digital maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

People's Pay People's Pay is the People's Bank Payment solution combined with lifestyle features that are designed to make your financial life easier.

People's Bank focuses on Safety & Usability with modern User Experience to provide an unparalleled experience.

Peoples Bank is proud to ensure the safety of your financial data with ISO 27001 standard is applied to the IT Infrastructure.

App Features for Customers
1. Natural User interface without any clutter
2. Self Onboarding.
3. Biometric login(Face ID, Touch ID) & PIN
4. See your Peoples Credit Card details
5. See all your Bank accounts in one place
6. Convenient & Secure payments using the QR Payment method.
7. Language support (English, Sinhala, Tamil)
8. Transaction Limit Management to suit your needs
9. Send money to your friends with Peoples Pay ID or to any Bank account.
10. Hassle-free experience with blazing fast speed.

App Features for Merchants
1. Registration request within the App
2. Merchant Overview based on the currency
3. Merchant History
4. Merchant same day refunds
5. QR Code Generation with Amount.
6. Use one app for both own & merchant financial management People's Pay , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 50M monthly installs and 1M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. People's Pay was first released March 11, 2021, and has been continually updated, with the latest update rolled out just August 30, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.6.2. With 23 reviews, People's Pay maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

People's Wave Mobile Banking
Keep track of your finances anytime, anywhere With People’s Mobile Banking, you’ve got your Bank with you where ever you go. It’s ideal for banking on your Smart phone wherever you are in the world. It’s simple and saves time.

For whom?
•For any account holder of the People’s Bank.

What do you get?
• Check your every day account balance with one simple swipe.
• Find your nearest branch or ATM via GPS.
• View upcoming payments, transfers and schedule new Payment.
• Digital Tips - Helps you make the most of your online journey with People’s Bank.
• Top Transfers - Displays the transfers you complete most frequently so you can quickly repeat transfers with just one click.
• Account Summary - Check your account balances and your latest transactions, also view your Loan and Credit Card Account, CASA Account, Pawning Account, Fixed Deposit details and activity inquiries all in one place.
• Transaction History - Check your account history & bill payment history.
• Cheque Services.
• Credit Card Summary - View and monitor your credit card spending habits with the spend distribution corner.
• View credit card statements, including minimum payment and due date.
• Bill Payment - Pay your utility bills, insurance and more using quick bill payment mode, future date bill payment, favorite payment mode.
• Fund Transfer - Transfer funds between your accounts, within People’s Bank or to other local banks using quick fund transfer mode, favorite, future dated, branch to branch (B2B) or recurring mode.

Other Features:
• Loan Calculators.
• Pension Calculators.
• Online Registration (No need to visit the Bank).
• SMS/E-mail notifications (global & transaction level).
• Saves time as no paperwork is involved.
• Up to date Exchange Rates & Interest Rates.
• Minimized banking fees.
• Reset security password online.
• Secured personal account information.
• Subscribe to paperless banking - Get your deposit or credit card statements on the cut-off date. No need to wait for Postal or Courier delivery.
• Loan & pawning - Loan & pawning repayment facility, pawning redemption request facility. People's Wave , a leading app in the Finance Apps category, boasts a robust user base with a total of 3B installs. It sees impressive engagement with 40M monthly installs and 1M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. People's Wave was first released March 09, 2018, and has been continually updated, with the latest update rolled out just August 06, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version V 1.40.1.2. With 64 reviews, People's Wave maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

ComBank ePassbook Thriving towards their mission of providing reliable, innovative, customer friendly financial services, utilizing cutting edge technology and focusing continuously on productivity improvement, Commercial Bank of Ceylon PLC has made a distinct mark in Sri Lankan banking operational standards while standing out for superlative service and technological superiority.

The Bank unveiled an all-new version of its e-Banking service, based on the Microsoft .net Framework in year 2012, Offering exceptionally user-friendly menus and benchmark security and encryption features, the new e-Banking platform puts customers in control, and requires less intervention by the Bank.

Self registration, a customisable ‘My Profile’ feature that can accommodate a personalised image, self-addition and registration of payment recipients, customisable templates for payments, multiple payments via a single basket, a Quick Navigation menu that reduces key strokes and customisable viewing of transaction histories are among the exciting new features of the system.

Enhanced security features include 2-factor authentication for third party fund transfers; two-layer login; a virtual keypad; personalised security questions; password change and third party fund transfer alerts; and password encryption and verification via an advanced Hardware Security.

The e-Banking platform supports bill payments to more than 36 entities in nine categories – Telephone, Electricity, Water, Credit cards, Insurance, Pay TV, Schools, Rates and Other. Investing in Treasury Bills and effecting payments for share trading transactions is also possible, with self-registration of the users CDS number.

All users of the e-Banking service are provided 24-hour customer support through the Bank’s Call Centre.

The new e-Banking platform was offered via mobile too and could be accessed via https://www.commercialbk.com/monline.

Taking a further step, the Bank has introduced a separate application to Account holders who have access to e- Banking service, via mobile devices. Clients who are keen to make the best out of the busy time schedules would welcome this new application as they could have the ease of accessing e-banking services directly from the software application that resides in the mobile device, once it’s down loaded.

Clients would login to the new application via the existing user credentials and could enjoy almost all the functions available under e-Banking web services including Bill payments, Credit card management, Fund transfers. Inquires on Account details, Fixed deposits , Loan & Treasury bills are also included in the menu offered. ATM & Branch locator, Exchange rates & Interest rates are the new value additions to the downloadable application and branch expects that those would meet most of the user requirements.

Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among the world’s top 1000 banks for three successive years. The Bank operates a network of 232 computer-linked service points and the country’s single largest ATM network of 574 terminals. The Bank has been adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade Finance’ magazines. ComBank ePassbook , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 20M monthly installs and 1M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ComBank ePassbook was first released July 07, 2020, and has been continually updated, with the latest update rolled out just October 26, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.5.2. With 16 reviews, ComBank ePassbook maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

HNB Digital Banking With HNB Digital Banking application now you can check your account balance and transaction anytime and anywhere conveniently via your mobile phone. It's simple, easy and will save you precious time when it comes to taking control of all your accounts. You can simply register by validating with your debit card and PIN or you can visit any of our branch to activate the service. HNB Digital Banking , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 30M monthly installs and 953K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. HNB Digital Banking was first released May 04, 2020, and has been continually updated, with the latest update rolled out just July 20, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 6.9.1. With 37 reviews, HNB Digital Banking maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Binance: Buy Bitcoin & Crypto Securely buy, sell, and hold cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Notcoin (NOT) and PEPE (PEPE) with low trading fees. Used by over 275 million users worldwide, Binance is the largest cryptocurrency exchange* in the world.
Here is why:

TRADE YOUR FAVORITE TOKENS AND MORE

Trade over 350 listed cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), PEPE (PEPE) and Notcoin (NOT).
Track the market using price alerts and trade with advanced trading tools.
Set up recurring orders (DCA) to buy crypto every hour, day, week or month.
Enjoy best-in-class liquidity on each crypto trade.
Buy cryptocurrency and fund your wallet in minutes with flexible payment options, including credit/debit, bank transfers, and peer-to-peer (P2P) trading.
Find leading traders and replicate their trading strategies with one tap.

EARN DAILY REWARDS ON YOUR IDLE ASSETS

Earn rewards from staking, dual investment and yield farming. Reap the benefits of staking cryptocurrency on popular assets like Bitcoin (BTC) or Solana (SOL).
Use Auto-Invest to buy crypto and earn passive income at the same time.
Support emerging blockchain and cryptocurrency projects on Binance Launchpad.**


SECURE, COMPLIANT, AND REGULATED CRYPTO EXCHANGE

Binance is the most regulated crypto exchange in the world, with licenses, registrations, and approvals across multiple jurisdictions.
All user funds are held 1:1 in a Secure Asset Fund for Users (SAFU) worth $1 billion.
Our system is secured with state-of-the-art security measures, including real-time risk monitoring, strict KYC protocols, and advanced end-to-end data encryption.

FAST AND SECURE KYC PROCESS

Binance partners with leading KYC vendors to provide a speedy registration process, so you can verify your Binance account and buy Bitcoin in minutes.


SPEND AND SEND YOUR CRYPTO BALANCE

Use the tokens in your wallet to buy flight tickets or shop at crypto-friendly brands.
Make secure crypto transfers from your wallet to your friends and family worldwide.


EXPLORE THE BEST OF WEB3, CRYPTO, AND THE BLOCKCHAIN

Get tailored blockchain and crypto Web3 content delivered to your app.
Earn crypto rewards by learning and completing quizzes on how certain cryptocurrencies work.
Unlock the future of finance with the Binance Web3 Wallet, your all-in-one crypto wallet within the Binance app. Seamlessly trade your favorite tokens on-chain, access multiple blockchains, and explore top dApps without leaving your wallet. Effortlessly transfer funds between exchange and wallet, and navigate CeFi, DeFi, and Web3 with ease. Manage your cryptocurrencies, execute token swaps, and earn yields securely with our advanced bitcoin wallet.

ACCESS 24/7 CUSTOMER SUPPORT
Let us help you on your crypto journey, whether you’re an avid crypto trader or a beginner looking to buy Bitcoin.
Get help from 24/7 live chat customer support, available in 18 languages (English, Arabic, German, French, Filipino, Indonesian, Italian, Japanese, Chinese, Russian, Spanish, Polish, Portuguese, Romanian, Turkish, Korean, Ukrainian, and Vietnamese).


*by trading volume - Source: coinmarketcap.com/rankings/exchanges
**Region Limitation Disclaimer: This is a general announcement. Products and services referred to here may not be available in your region. Not investment advice. All trading carries risk. Only risk capital you can afford to lose.
***Binance App is available only to non-U.S. citizens and residents. For U.S. citizens and residents, please install the Binance.US App.

Investment involves risk.

Binance Investments Co., LTD
House of Francis, Room 303, IIe Du Port Mahe, 28001
Seychelles


Still undecided? Download now and discover why over 240 million users choose Binance to buy crypto, trade over 350 cryptocurrencies, and securely hold their assets. The Binance App goes beyond your traditional trading app, enabling users to learn more about blockchain, earn passive income through staking, and spend their cryptocurrency. Binance: Buy Bitcoin & Crypto , a leading app in the Finance Apps category, boasts a robust user base with a total of 183B installs. It sees impressive engagement with 3B monthly installs and 83M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Binance: Buy Bitcoin & Crypto was first released October 25, 2017, and has been continually updated, with the latest update rolled out just October 27, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.4.4. With 123225 reviews, Binance: Buy Bitcoin & Crypto maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.