Top Free Finance Apps in India

Paytm: Secure UPI Payments Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians.
We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.

Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.

🔐 Why Paytm?
● India’s safest, most secure UPI money transfer app
● Powered by top Indian banks
● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes

✨ Innovations Only on Paytm UPI
1. Hide & Unhide Payments - Only you control your transaction visibility.
2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.
3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.
4. Spend Analytics - Categorised spend insights, month-on-month tracking.
5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).
6. Receive Money Widget - Coin sound & notification every time you receive a payment.
7. Scan & Pay Widget - Scan QR right from your home screen.
8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.
9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.
10. Self Transfers - Move money between your own bank accounts instantly.

💳 Payment Methods – UPI Your Way
● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.
● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.
● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.
● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.

🧾 Recharges, Utility Bill Payments & More
● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL
● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)
● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more

💳 Pay at Online Stores
● 100+ apps supported - food delivery, grocery, shopping & OTT

📍 Set UPI PIN
● Secure every transaction. 4 or 6-digit UPI PIN setup required.

🏠 Rent Payments Made Easy
● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.

📲 Paytm Card Machines (Soundbox + Swipe)
Merchants across India now accept Paytm card machines. You can:
● Scan QR and pay
● Swipe credit/debit cards securely
All with real-time payment confirmation via iconic Paytm sound.

💰 Personal Loans on Paytm
● Loan: ₹50,000 to ₹25,00,000
● Loan Tenure: 6–60 months
● Loan Interest Rate: 10.99%–35% p.a.
● Loan Processing Fee: 0–6%

Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186

Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp

Check Credit Score for Free to Get Instant Cash Loan

🌍 Travel Made Easy
● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status
● Buses: Instant ticketing with major operators
● Flights: Compare fares, book and manage trips easily

📞 Contact Us
One97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304

Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA. Paytm: Secure UPI Payments , a leading app in the Finance Apps category, boasts a robust user base with a total of 641B installs. It sees impressive engagement with 5B monthly installs and 209M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Paytm: Secure UPI Payments was first released April 30, 2012, and has been continually updated, with the latest update rolled out just September 02, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 10.64.1. With 3871239 reviews, Paytm: Secure UPI Payments maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

PhonePe UPI, Payment, Recharge PhonePe is a payments app that allows you to use BHIM UPI, your credit card & debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline & online stores. You can also invest in mutual funds & buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance & banking needs, and is much better than Internet banking.

Things you can do on PhonePe (Phonepay) App:

Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts– Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.

Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.

Make Offline Payments
- Scan & Pay via QR Code at local stores like kirana, food, medicines etc.

Buy/Renew Insurance Policies with PhonePe Insurance App

Health & Term Life Insurance
- Compare/Buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens & families

Car & Two Wheeler Insurance
- Browse & get India’s most popular bike & car insurance
- Buy/renew your car & bike Insurance in less than 10 minutes

Other Insurance
- PA Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business & leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities and burglaries.

PhonePe Lending

Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey.

Repayment Period: 6 - 36 Months
Maximum APR: 30.39%

Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 24.49% per annum
Processing Fee: ₹2,500 (2.5%)
GST on Processing Fee: ₹450
Total Interest: ₹13,756.27
EMI: ₹9,479.69
Maximum APR: 30.39%
Amount Disbursed: ₹97,050
Total Repayment Amount: ₹1,13,756.27

We offer loans from some of India's biggest lenders - Aditya Birla, Piramal, IDFC First, L&T Finance, and Credit Saison India.

Mutual Funds & Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to ₹46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth & stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app

Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline & online outlets and across the PhonePe app.

Manage your refunds
- Manage & track refunds from your favorite shopping websites on PhonePe.
For more details, Visit www.phonepe.com

Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim & let user choose
Microphone: to carry out KYC video verification PhonePe UPI, Payment, Recharge , a leading app in the Finance Apps category, boasts a robust user base with a total of 810B installs. It sees impressive engagement with 9B monthly installs and 420M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. PhonePe UPI, Payment, Recharge was first released August 29, 2016, and has been continually updated, with the latest update rolled out just September 02, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 25.08.08.0. With 3851159 reviews, PhonePe UPI, Payment, Recharge maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

POP: UPI Rewards & Payments How do you make every single online payment rewarding?
Well, that's exactly what we built POP for.

Trusted by 50 Lakh+ users, every part of our app – UPI, shopping, and credit card is designed to reward – from earning assured 2% POPcoins on everyday UPI transactions to getting unlimited cashback on online shopping with our RuPay credit card – you earn assured POPcoins on every payment.

Download POP now and earn up to ₹100 cashback on EVERY SINGLE TRANSACTION (Valid on merchant payments).

Why juggle multiple UPI apps when one app does it all? Make secure online UPI payments, earn assured POPcoins on UPI and use those POPcoins at the POPshop to get discounts of up to 80% on 500+ of India’s favourite brands. You can also convert your POPcoins into real cash for merchant payments or complimentary vouchers.

Along with UPI, you can level up your rewards with the YES BANK POP-CLUB Credit Card – one of India's most rewarding RuPay credit cards that gives you unlimited cashback, unlimited value and unlimited vouchers – all at no cost for life!

Features of POP UPI & Credit Card App

⚡ Super Quick UPI Payment Experience
- Say goodbye to UPI payment-lagging anxiety and make fast UPI payments with POP.
- Scan and pay at lightning-fast speed. No more awkward eye-contact with vendors while your UPI payment processes.
- Your security is of the highest importance to us; make safe payments worry-free with POP UPI.

🎯 Daily UPI Rewards With POPcoins
- Earn assured 2% POPcoins on all your UPI payments, including payments made to friends, family, malls, grocery stores, etc.
- Convert your POPcoins to real cashback on all merchant payments made through POP UPI.
- Use your POPcoins to get up to 80% off on India’s best brands like Snitch, Puma, Foxtale, Comet, boAt, NOISE, Portronics, etc.
- Super cashback, super POPCoins = super money in your pocket!

🛍️ Shop At POPshop
- Redeem POPcoins at 500+ D2C brands and get irresistible deals every day.
- You can also convert POPcoins into complimentary gift vouchers for Zomato, Amazon, Swiggy, Uber, Ola, Myntra, Zepto & more!
- Explore products under ₹999, ₹499, and even under ₹99!
- Daily refreshed deals with 30-80% savings on the POP UPI app.
- Zero-cost delivery on your first order from POPshop.

Pick up your phone, Google ‘POP UPI,’ and pay at lightning-fast speed!

💳 YES BANK POPclub Credit Card
The YES BANK POP-CLUB Credit Card is India's most rewarding RuPay credit card that has an exclusive partnership with YES BANK.
- Earn massive 10% back in POPcoins as credit card rewards on every online transaction.
- Get a lifetime card inclusive of all the benefits at zero cost (limited-time offer!).
- Get 5% UNLIMITED CASHBACK on all merchant payments made with POP UPI using POPcard.
- Make seamless payments with a tap, swipe, or click using your RuPay credit card.
- No joining fees, no annual fee, complemented by ₹5000 worth of joining benefits.

WHY CHOOSE POP FOR UPI & CREDIT CARD?
- Pay with POP and make super-fast UPI payments.
- Use UPI Lite for an even quicker payment experience.
- Set up UPI Autopay and manage all utility bills easily.
- Experience the most rewarding credit card and its benefits with the YES BANK POPclub Credit Card.
- Shop from your favourite brands and grab amazing discounts!

Looking for online UPI payment apps that actually reward you? Install POP, India's most rewarding UPI payment platform and credit card app. No random luck – just real rewards on every UPI and credit card transaction.

From daily transactions to budget goals, think of POP UPI as your financial GPS – always guiding, never guessing, with a mindset that’s absolutely navi-gator level sharp.

For more details about POP’s UPI & credit card online payment apps and features, visit popclub.co POP: UPI Rewards & Payments , a leading app in the Finance Apps category, boasts a robust user base with a total of 12B installs. It sees impressive engagement with 3B monthly installs and 90M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. POP: UPI Rewards & Payments was first released October 22, 2022, and has been continually updated, with the latest update rolled out just August 25, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.0.24. With 17273 reviews, POP: UPI Rewards & Payments maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

super.money - UPI by Flipkart super.money: Your go-to App for Credit Cards, UPI, Fixed Deposits, and more.
Basically, you name it, we’ve made it super.

So, what can you do with super.money?

💸 Pay with superUPI - the most rewarding UPI App out there!
Earn up to 5% cashback on your online payments.
Shop on Flipkart, Myntra, Amazon, Swiggy, Zomato, BlinkIt, Cleartrip, MakeMyTrip, BookMyShow, Ola, Uber, Rapido, and more—all while getting real cashback!

💳 Get superCard - the credit card on UPI that’s made for everyone!
Issued in partnership with Utkarsh Small Finance Bank, this card is all about no judgment—only rewards.
→ Boost your credit score while enjoying exclusive benefits.
→ Available for everyone, starting at just ₹100.
Yes. Everyone gets it!

💰 Invest with superFD - the coolest Fixed Deposit out there!
Here’s what you get:
→ Up to 9.5% interest rate
→ Instant FDs with trusted banks backed by RBI
→ Insured up to 5 Lakhs by DICGC
→ Withdraw anytime after 7 days, if it’s not your thing

✅ Access superCash - Instant pre-approved loans!
→ Pre-approved loans from multiple lending partners
→ Low-interest rates starting at 10.49%

Why choose super.money?
→ Approved by NPCI & RBI for top-notch reliability
→ Partnered with trusted banks like Utkarsh Bank, Axis Bank, and IndusInd Bank
→ Powered by Flipkart for the ultimate e-commerce experience

✨ Ready to get rewarded for everything you do?

➡️ Download super.money now and unlock the SUPER experience! super.money - UPI by Flipkart , a leading app in the Finance Apps category, boasts a robust user base with a total of 24B installs. It sees impressive engagement with 3B monthly installs and 103M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. super.money - UPI by Flipkart was first released June 23, 2024, and has been continually updated, with the latest update rolled out just September 03, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.9.9. With 133204 reviews, super.money - UPI by Flipkart maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Google Pay: Save and Pay Important update:
The U.S. version of the standalone Google Pay app is no longer available for use. Please download the Google Wallet app to tap and pay with Google Pay.

Google Payment Corporation's Customer Service and Error Resolution Policy and applicable processes still apply to report unauthorized transactions related to Google Pay. If you have any further questions about your balance in the app, you can learn more about your Google Pay balance.

Still have questions? Head over to https://support.google.com/googlepay

*Payments processed by Google Payment Corp., a licensed money transmitter (NMLS ID: 911607). Licensed as a money transmitter by the NY State Dept. of Financial Services and to Transmit Money By Check, Draft or Money Order By The Department of Banking and Securities, Commonwealth of Pennsylvania. To learn more about Google Payments, visit the Google Payments Help Center.

Google Pay: Save and Pay , a leading app in the Finance Apps category, boasts a robust user base with a total of 1614B installs. It sees impressive engagement with 4B monthly installs and 849M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Google Pay: Save and Pay was first released September 17, 2017, and has been continually updated, with the latest update rolled out just September 02, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. With 2953920 reviews, Google Pay: Save and Pay maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Bajaj Finserv: Loans, UPI & FD The Bajaj Finserv UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for loans including personal loan, home loan, gold loan, business loan, etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bills, recharge your mobile, DTH service & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loan up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loan.
● Self-employed individuals can get affordable business loans with Easy EMI options.

Highlights of Personal Loan
✔️ Personal Loan Amount: ₹20,000 to ₹55 Lakh
✔️ Repayment Tenure: 6 to 96 months
✔️ Rate of Interest: 10% to 31% p.a.
✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes)

Example: For a personal loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.
● Gold Loan: Secure funds with a gold loan, choose our gold loan service for fast and flexible gold loan options.
● Business Loan: Designed for business owners, easily meets all expenses related to growth, operations, or expansion using Business loan.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India with Easy EMI options.
● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finserv UPI & Loan App.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv UPI & Loan App.
● Recharge your mobile, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred Easy EMI tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements for gold loan, personal loan, etc
● Get quick assistance & timely resolution for your queries
Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Viman nagar, Pune-411014 Bajaj Finserv: Loans, UPI & FD , a leading app in the Finance Apps category, boasts a robust user base with a total of 151B installs. It sees impressive engagement with 3B monthly installs and 107M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Bajaj Finserv: Loans, UPI & FD was first released September 18, 2012, and has been continually updated, with the latest update rolled out just August 29, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version P.13.2.3. With 2095506 reviews, Bajaj Finserv: Loans, UPI & FD maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Groww Stocks, Mutual Fund, IPO Groww is India's No.1 Stock Broker 🏆, trusted by 3.7 Crore+ Indians. Open a free Demat account and start investing & trading.

🚀Groww is your one app to invest & trade in:
👉Stocks
👉Mutual Funds
👉Futures & Options Trading (FnO)
👉Margin Trading Facility (MTF)
👉Commodities
👉Exchange Traded Funds (ETFs)
👉IPO & Bonds
👉API Trading
👉UPI Payments

Reasons why Indians love investing on Groww
👉 Free Demat account
👉 0 AMC & no hidden charges
👉 24*7 customer support
👉 Non-Individual (NIO) Accounts including HUF, Limited Liability Partnerships (LLPs) & Private and Public Limited Companies

⭐Stocks, ETFs, IPO, MTF & Intraday Trading
• Open a free demat account in minutes
• Buy & Sell stocks listed on NSE & BSE stock exchanges
• Boost trades with up to 5X leverage on Intraday Trading
• Track up to 1000 stocks with watchlist on Groww
• Never miss any corporate actions like splits, dividends, bonus etc.
• Buy up to 4X more stocks with MTF (Margin Trading Facility)
• Explore fundamentals & financials of stocks like Angel One, 5Paisa Capital, Tata & IRFC etc.
• Apply for upcoming stock market IPOs like Vikram Solar, OYO, Boat, Tata Capital, Zepto etc.
• Add money via UPI options like Gpay & PhonePe, Net banking & more
• Trade using TradingView’s advanced charts
• Set alerts to track stock price movements for trading & investing decisions
• Trade smarter with Intraday Screener
• Convert your MTF positions into delivery trades in a single click
• Set Target & Stoploss both with OCO order for Intraday Trading
• Place After Market orders (AMO)
• Get insights on your investing or trading portfolio’s performance, allocation, risk, dividends & XIRR with Portfolio Analysis

⭐Mutual Funds Investing
• Invest in direct mutual funds with 0% commission
• Estimate portfolio returns with SIP calculator
• Track all your Mutual Fund investments in ONE place - Import & Redeem external funds easily
• Save tax up to Rs.46,800 with Tax Saving Mutual Funds (ELSS funds)
• Invest money via SIP or Lumpsum in Mutual Funds offered by AMCs like Zerodha Mutual Fund, SBI Mutual Fund, Quant Mutual Fund, Axis Mutual Fund, Kotak Mahindra Mutual Fund etc
• Switch from one fund to another within the same fund house, without having to redeem it.

⭐Futures & Options Trading (FnO)
• Track Indian & Global Indices like NIFTY, SENSEX, NASDAQ, GIFT NIFTY, NIFTY MIDCAP, NIFTY NEXT 50 etc to make informed trading calls
• Trade better in Futures & Options with Safe Exit, Option Chain, Instant Pledge etc
• Use advanced charts to invest smarter & make informed futures & options trading calls
• Super-fast Options Trading with multiple indicators & live portfolio overview.
• Place Basket Orders with convenience during option trading
• Trade above freeze quantity in Options with Iceberg Order
• Test your strategy with Payoff Graph & trade with confidence in futures & options
• Exit your FnO positions instantly in a click with Fast Exit

Personal Loans
• Tenure: 3 to 60 months
• APR: 13-48%

Registered NBFCs & Banks (lenders)
• IDFC First Bank Ltd
• Aditya Birla Finance Ltd
• Kisetsu Saison Finance (India) Pvt Ltd
• Groww Creditserv Technology Pvt Ltd

Groww is the DLA for the above lenders operating the Groww platform & services therein with assistance from other LSPs

Example:
Tenure -12 months
Rate of Interest - 15% per annum
Processing fee - ₹1000 (2% inclusive GST)
Total Interest - ₹4156
EMI - ₹4513
APR -18.89%
Amount Disbursed - ₹49000
Total repayment amount - ₹54156

Groww Invest Tech Pvt Ltd
SEBI Registration no: INZ000301838
Member Code: BSE - 6699 NSE - 90187
Segment/s: Cash & FNO

Privacy policy: https://groww.in/privacy-policy
Groww’s registered office: Vaishnavi Tech Park, South Tower, 3rd & 4th floor, Sarjapur Main Road, Bengaluru, Karnataka - 560103

Groww is India's No.1 Stock Broker in terms of active customers as per NSE data Groww Stocks, Mutual Fund, IPO , a leading app in the Finance Apps category, boasts a robust user base with a total of 106B installs. It sees impressive engagement with 3B monthly installs and 81M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Groww Stocks, Mutual Fund, IPO was first released September 22, 2016, and has been continually updated, with the latest update rolled out just September 09, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 17.93.2. With 360561 reviews, Groww Stocks, Mutual Fund, IPO maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Airtel Thanks: Recharge & Bank Airtel Thanks App puts the whole Airtel world on your mobile! Enjoy a hassle-free experience while making your everyday payments - prepaid mobile recharge, DTH recharge, postpaid mobile bill payment, broadband bill payment, FASTag recharge, and utility bill payments.

Track your data usage balance, missed calls while out of network, and much more. Scan any QR code to send and receive money via your UPI ID and online wallet. Check out financial services like personal loans, insurance, and free credit card in the shop section (only for Indian citizens).

Get free Perplexity Pro AI worth Rs. 17000. Enjoy free subscription to OTT platforms like Netflix, Amazon Prime, JioHotstar, and Xstream Play.

Prepaid Mobile Recharge

Recharge your prepaid number for talk time, 5G data, and more.
Tap on recharge and select prepaid
Enter the recharge number and select operator
Choose a prepaid recharge plan for your mobile
Complete the payment for your online phone recharge

Add and manage your family’s mobile recharge on the app
Tap on add an existing connection
Select mobile and enter prepaid recharge number
Put the OTP and the number will be added
Get mobile recharge reminders for all added SIM connections

Postpaid Bill Payment

Get a new Airtel postpaid connection on the app
Never miss a bill payment with postpaid recharge
Activate auto-pay for regular bill payments
Add and manage multiple postpaid connections

DTH Recharge

Use Airtel app as your go-to DTH TV recharge app!
Head to the ‘pay bills’ section in the app
Tap on DTH Recharge
Enter your DTH recharge account number
Select a DTH TV recharge plan from the list & pay your DTH bill online

Broadband Bill Payment

Recharge your broadband connection online
Check broadband data balance
View various airtel broadband recharge plans
Add and manage multiple connections & wifi recharges on the app

UPI Payment

Airtel UPI allows you to send & receive money from one bank account to another instantly
Scan any QR code for UPI bill payments
Pay to any UPI ID from Airtel Thanks
Link your bank account to UPI ID
Use the UPI payment feature to pay online for mobile recharge, utility bill payments, and more
Check bank balance for accounts linked to Airtel UPI
Do safe and secure online transactions with the Airtel UPI payment

Call Manager

Get real-time missed call alerts when not latched to the network
Block unwanted numbers and report spam calls

Online Bill Payment

Electricity, Water, Book Cylinder, Piped Gas, school fees and other utility online bill payments are exclusively available on app
Open the app and tap on pay bills
Explore the available online bill payment utilities.
Select a utility bill payment (electricity, water, piped gas, and more)
Choose an operator and enter customer ID
Review and make online payment

Check Data Usage

Keep a check on your mobile data usage on the app
Check MB data balance for prepaid and postpaid sim numbers

Airtel Payments Bank & Online Wallet

Open an account with just a video call and get up to 7% interest rate p.a. Invest the smart way with DigiGold, fixed deposits, mutual funds & more.
Pay with Airtel UPI and money wallet to avail cashback offers & more

Financial Services

Get Personal loans with complete digital process, instant disbursal and flexible repayment options from Airtel.
Lending Partner: Axis Bank, DMI Finance, Moneyview, Credit Saisson
Minimum period of repayment = 3 months
Maximum period of repayment = 60 months

Privacy Policy: https://www.airtel.in/finance/personal-loan/privacy-policy
Financial services is only available for Indian citizens having valid Aadhaar and PAN Card.
Download the app now! Airtel Thanks: Recharge & Bank , a leading app in the Finance Apps category, boasts a robust user base with a total of 518B installs. It sees impressive engagement with 7B monthly installs and 239M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Airtel Thanks: Recharge & Bank was first released August 18, 2012, and has been continually updated, with the latest update rolled out just September 06, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 4.126.4. With 2419542 reviews, Airtel Thanks: Recharge & Bank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Kotak Bank: 811 Mobile App Experience Seamless Banking with the Kotak811 Mobile Banking App

Apply for a 0 balance account online and enjoy hassle-free banking from your smartphone. With the Kotak811 app, you can apply for a bank account, manage your zero balance bank account, make seamless UPI payments, apply for credit cards, and much more.

Download the Kotak811 account opening app now to experience the best in digital banking.

Key Features of the Kotak811 Mobile Banking App:
1. Apply for an Account Instantly: Easily apply for a new bank account. Whether you’re looking for a 0 balance account opening bank or want to learn about the bank account opening procedure, the Kotak811 app simplifies everything for you.
2. Savings Account at Your Fingertips: Access and manage your savings account anytime, anywhere with a user-friendly interface.
3. Hide Transactions: Enjoy enhanced privacy by hiding selected transactions from your bank statements.
4. UPI Payments Made Easy: The app serves as your go-to UPI app for all transactions, including UPI registration, UPI app download, and UPI online payments.
5. Fixed Deposits Simplified: Open and manage fixed deposit accounts with ease. Kotak811 is the ideal FD app and FD mobile app for secure investments.
6. Loans and Credit Cards: Apply for personal loans and manage your Kotak Credit Cards.
7. Rewards & Cashback: Earn exciting rewards and cashback on your transactions.
8. Mutual Funds and Insurance: Invest in mutual funds and purchase insurance policies to secure your future.
9. Bank Statements and Balance Checks: View detailed bank statements and check account balances in a few clicks.
10. Secure and Convenient Mobile Banking: Enjoy a secure mobile banking app experience with features like biometric login and encryption.

Why Choose Kotak811?
● Zero balance account application online in minutes with no paperwork.
● Simplified digital account application process for a fast and smooth experience.
● A trusted platform to apply for a zero balance bank accounts or any other savings account.
● Manage deposits with a leading FD app to grow your wealth.
● One of the best net banking app to cater to all your financial needs.
Additional Highlights:
● Effortlessly apply for a zero balance accounts tailored to your needs.
● Your one-stop solution for UPI payment apps, fixed deposits, and more.
● Trusted by millions as the most secure mobile banking app and net banking app.

Stay Ahead with Kotak811

The Kotak811 app is designed to make banking faster and more convenient for everyone. Whether you want to apply for a zero balance account or explore a wide range of banking features, Kotak811 brings everything to your fingertips.

FAQs About Kotak811 App:
1. Can I open an account instantly? The app allows you to apply for a new bank account within minutes through a digital process. Post application our representative visits the customer for the account opening, which usually takes 24 hrs.
2. What are the benefits of a zero balance account? A 0 balance account ensures no minimum balance requirement, offering complete flexibility.
3. Is it safe to use the app? Absolutely! Kotak811 employs advanced encryption and biometric authentication to ensure secure banking.
4. Can I invest in fixed deposits and mutual funds? Yes, you can easily open a fixed deposit account and invest in mutual funds directly through the app.

Download the Kotak811 App Today

Start your journey with Kotak811, one of the leading account opening app for modern banking. Whether you’re exploring 0 balance account opening bank options, looking for a fixed deposit account, or seeking a reliable UPI app, Kotak811 has you covered.

Open your zero balance account now and unlock a world of possibilities!

Disclaimer: Mutual funds investments are subject to market risks, read all scheme-related documents before investing. T&C Apply.

₹250 Amazon gift voucher campaign T&C - https://images.kotak.com/bank/mailers/2025/files/250migrationTnCV4.pdf Kotak Bank: 811 Mobile App , a leading app in the Finance Apps category, boasts a robust user base with a total of 29B installs. It sees impressive engagement with 4B monthly installs and 101M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Kotak Bank: 811 Mobile App was first released July 12, 2023, and has been continually updated, with the latest update rolled out just September 02, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.8.0. With 66564 reviews, Kotak Bank: 811 Mobile App maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Navi: UPI, Investments & Loans Navi, your all-in-one financial superapp designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being.

1. Navi UPI
Simplify money transfers with Navi UPI (NPCI Approved).
Navi UPI Features
✅ Instantly transfer money to anyone, anytime
✅ Pay bills and recharge online
✅ Conveniently scan and pay at any store
✅ Seamlessly make online payments on various apps
✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required

2. Investments
Discover diverse investment opportunities with mutual funds and digital gold.
Navi Mutual Fund Features
✅ Diversify with Direct Index Funds for better growth
✅ Flexible SIP options: daily, weekly, or monthly
✅ Zero commission & one of lowest expense ratios for cost-effective investing
✅ Fastest redemption order payout in the industry
✅ Invest till 3 PM and get the same-day NAV for better returns
✅ Investment starts with just ₹100

Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.

Navi Gold Features
✅ 24K Digital Gold
✅ 99.9% purity
✅ Investment starts with just ₹50

3. Navi Health Insurance
Safeguard yourself and your family's financial future with Navi Health Insurance.
Navi Health Insurance Features
✅ Coverage up to ₹3 crore
✅ Health insurance premiums starting at just ₹413* per month
✅ Experience quality healthcare at over 12,000+ network hospitals*
✅ Cashless claim settlement within 20 minutes*
✅ Benefit from 100% coverage* of hospital bills through a paperless process

4. Navi Finserv Cash Loan
Access instant cash loans of up to ₹20 lakh
Navi Finserv Cash Loan features
✅ Enjoy competitive interest rates from 12.06% to 26% per annum
✅ Choose from flexible loan tenures ranging from 3 to 84 months
✅ Experience a fully digital loan process with instant fund transfer to your bank account
✅ Qualify with a minimum household income of ₹3 Lakh per annum

Example of How Navi Cash Loan works:
Loan Amount = ₹30,000
ROI = 18%
EMI = ₹2,750
Total Interest Payable = ₹2,750 x 12 months - ₹30,000 = ₹3,000
Total Amount Payable = ₹2,750 x 12 months = ₹33,000
*Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment.
*APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you.

5. Navi Home Loan
Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes
Navi Home Loan Features
✅ Loan Amount up to ₹5 Crore
✅ Interest Rate up to 13%
✅ Loan Tenure up to 30 Years
✅ Zero Processing Fees
✅ Up to 90% LTV
✅ Navi Home Loan is available in Bengaluru, Chennai & Hyderabad

6. Referral Program
Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.

About Navi
- Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018.
- Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI.
- Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.
- Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.
- Navi UPI is NPCI approved. Navi: UPI, Investments & Loans , a leading app in the Finance Apps category, boasts a robust user base with a total of 111B installs. It sees impressive engagement with 6B monthly installs and 201M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Navi: UPI, Investments & Loans was first released April 30, 2020, and has been continually updated, with the latest update rolled out just September 06, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 5.51.1. With 423661 reviews, Navi: UPI, Investments & Loans maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.