Top Free Finance Apps in Hong Kong

sdk-0

Robinhood: Trading & Investing

Robinhood: Trading & Investing Robinhood helps you run your money your way. Identify trends for your investing strategies with technical indicators like moving average (MA), relative strength index (RSI), and more.

ROBINHOOD GOLD ($5/month)
-Earn 3.35% APY on uninvested cash (no cap)¹
-Get Instant Deposits up to $50,000²
-First $1K of margin investing (if eligible)³

PREDICTION MARKETS
-Turn your insights into trades on a regulated exchange
-The Robinhood Prediction Markets Hub features sports, politics, economics, and culture

Disclosures
Investing is risky, consider investment objectives & risks carefully before investing
*View Robinhood Financial's fee schedule at rbnhd.co/fees
Trading and owning digital assets involves significant risk, including the risk of substantial loss. Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected
Fractional shares are illiquid outside of Robinhood & are not transferable. Not all securities are eligible for fractional share orders. Learn more at robinhood.com
Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC
Securities trading offered through Robinhood Financial LLC, member SIPC. See our Customer Relationship Summary at rbnhd.co/crs
Portfolio management offered through Robinhood Asset Management, LLC (“Robinhood Strategies” or “RAM”), an SEC-registered investment advisor For additional information about Robinhood Strategies, including about services, fees, risks, and conflicts of interest, please find our firm’s brochure at adviserinfo.sec.gov
Robinhood Financial LLC, Robinhood Gold, LLC, Robinhood Crypto, LLC, and Robinhood Asset Management, LLC are wholly-owned subsidiaries of Robinhood Markets, Inc
Futures, options on futures, and cleared swaps trading involves significant risk and is not appropriate for everyone. Please carefully consider if it's appropriate for you in light of your personal financial circumstances. Futures, options on futures and cleared swaps trading is offered by Robinhood Derivatives, LLC, a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and Member of National Futures Association (NFA)
Contract references to third-parties are descriptive only and do not imply affiliation, sponsorship, or endorsement by any referenced parties.
Not all investors will be eligible to trade on Margin. Margin investing involves the risk of greater investment losses. Additional interest charges may apply depending on the amount of margin used. Rates subject to change.
The 2% bonus on taxable account transfers requires a subscription with Robinhood Gold ($5/mo) and customers must stay subscribed to Gold for 1 year after receiving each Gold match to keep the full Gold match. A 1% match is available to non-Gold customers, no subscription required. The funds that earned the match be kept in the account for at least 5 years to avoid a potential chargeback of the bonus. Transfer must be initiated by June 23, 2026 to qualify. Offer only applies to self-directed individual or joint taxable accounts. For more information refer to Robinhood ACATS Bonus Offer.
There are additional, unique risks with trading outside of regular market hours you should be aware of before making an investment decision, including the risk of lower liquidity, increased volatility, greater spreads, and pricing uncertainty. Robinhood 24 Hour Market is from Sunday 8 PM ET - Friday 8 PM ET
All investments involve risk and loss of principal is possible. IPOs can be speculative investments and may not be appropriate for every investor. Sufficient buying power is required. Brokerage products provided by Robinhood Financial LLC, member SIPC.
Robinhood, 85 Willow Road, Menlo Park, CA 94025 Robinhood: Trading & Investing , a leading app in the Finance Apps category, boasts a robust user base with a total of 27B installs. It sees impressive engagement with 100M monthly installs and 9M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Robinhood: Trading & Investing was first released August 12, 2015, and has been continually updated, with the latest update rolled out just June 16, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2026.24.2. With 266847 reviews, Robinhood: Trading & Investing maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-1

Kalshi: Trade the Cup

Kalshi: Trade the Cup Kalshi is the largest legal and federally regulated prediction market app in the U.S., where you can make money by predicting real-world events, including soccer, baseball, golf, and other sports. Perfect for anyone interested in event trading, forecasting, futures-style markets, and real-world predictions.
It’s like stock trading — but instead, you’re trading on event outcomes. Simply predict whether an event will happen or not, and make money if you’re right. Join 10M+ users and trade thousands of markets across sports, finance, weather, and culture. Make money 24/7 on fast, simple prediction market contracts.
FINANCIALS
Daily S&P 500, Nasdaq 100, WTI oil
ECONOMICS
Fed interest rates, Inflation (CPI), GDP, Recession, Gas prices, Mortgage rates
CLIMATE
Hurricane strength, Daily temperatures, Tornado numbers
CULTURE
Billboard 100, Oscars, Grammys, Emmys, #1 Hits
HOW KALSHI WORKS
Kalshi is a federally regulated prediction market exchange where you buy and sell contracts on event outcomes. Contract prices reflect trader predictions. Buy contracts from 1¢ to 99¢ and sell anytime. At close, each contract pays $1 if you’re right. Simple trading, transparent pricing, real results.
TRADE SPORTS
Love day trading? Love sports? Now you can combine both. Kalshi lets you bet on sports through live event contracts across football, basketball, baseball, golf, MMA, tennis, and more.
Will Baltimore beat Philly?
Will the total score go over 45?
Make sports picks, trade live odds, and access highly liquid markets for every pro and college football game. A modern alternative to a traditional sports book, built for active sports betting and real-time prediction.
HOW IS KALSHI REGULATED?
Kalshi is federally regulated as a Designated Contract Market (DCM) by the CFTC. Kalshi’s clearinghouse holds member funds and clears trades. A compliant and legal prediction market platform.
TRADE YOUR CONVICTIONS
Find markets that match your views. If you think a recession is coming, trade recession and S&P markets. Put your predictions to work.
REDUCE FINANCIAL RISK
Hedge against events that affect your portfolio. Trade inflation and Fed markets to manage risk.
KALSHI VS. STOCKS
Event contracts are more direct. You trade outcomes, not stock prices. No pattern day trading restrictions. More flexibility than traditional investing.
KALSHI VS. OPTIONS
Event contracts are simpler. No time decay. Prices reflect real prediction probabilities instead of complex option mechanics.
HOW MUCH MONEY DO I NEED TO START?
Open a Kalshi account for free. Low-cost contracts make it easy to start trading, betting, and testing sports picks with small capital.
ADVANCED TOOLS & API ACCESS
Build trading algorithms in Python. Backtest strategies with historical data. Access developer tools and community resources.
WHO KALSHI IS FOR
Sports fans who want to trade real game outcomes
Traders looking for federally regulated prediction markets
Investors hedging financial risk with event contracts
Forecasters who want to profit from real-world predictions
Developers building automated trading strategies

Restrictions and eligibility requirements apply. Event contract trading involves significant risk and is not appropriate for everyone. Please carefully consider if it's appropriate for you in light of your personal financial circumstances. Prices may not be live and are subject to change. See kalshi.com/regulatory for more information. Federally regulated event contract exchange. Users over the age of 18 are able to register and trade.
Kalshi combines prediction, prediction market mechanics, and flexible trading in one federally regulated platform. Kalshi: Trade the Cup , a leading app in the Finance Apps category, boasts a robust user base with a total of 2B installs. It sees impressive engagement with 300M monthly installs and 22M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Kalshi: Trade the Cup was first released October 07, 2022, and has been continually updated, with the latest update rolled out just June 13, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 9.9.80. With 3316 reviews, Kalshi: Trade the Cup maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-2

PayPal - Pay, Send, Save

PayPal - Pay, Send, Save PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more

EARN REWARDS WHEN YOU SHOP
Earn points on brands you love with in-app offers. Redeem points on checkout purchases
*Eligible items only. Terms and exclusions apply: PayPal.com/rewards-terms

SEND AND REQUEST MONEY, SECURELY & IN SECONDS
Send money fast within the US and internationally to 110+ countries
Encrypted payments help keep financial details private and secure

EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD
Choose a monthly category and earn 5% back in rewards points*
No monthly fees.
*on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal
The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. (“The Bancorp”), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding

CRYPTOCURRENCY
Buy, sell and hold Bitcoin, Ethereum, PayPal USD, Bitcoin Cash and Litecoin with PayPal*
*PayPal, Inc. is licensed to engage in virtual currency business activity by the NY Dept. of Financial Services. To buy, sell, transfer, and hold crypto is subject to risks, may result in significant losses, and not available where prohibited by law. We do not make recommendations about crypto transactions. Consider seeking advice from a financial and tax advisor. Crypto custody, trades and transfer services are performed for us by Paxos Trust Co. LLC or other appropriately authorized provider. See terms: paypal.com/crypto_terms

GROW YOUR MONEY WITH HIGH-YIELD PAYPAL SAVINGS
Roll your money into PayPal Savings and earn a competitive APY*
Easily manage your account in the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.
*PayPal Savings annual percentage yield (APY) is a variable rate and can change at any time, including after the account is opened. PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings

TRACK YOUR PACKAGES
View orders and delivery status until they arrive safely at your door. Simply link your Gmail or Outlook to get started
Not all sellers are participants

BUY NOW PAY LATER
*Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4
About Pay Monthly: WebBank is the lender of Pay Monthly. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS

PayPal
2211 N 1st St San Jose, CA 95131 PayPal - Pay, Send, Save , a leading app in the Finance Apps category, boasts a robust user base with a total of 483B installs. It sees impressive engagement with 4B monthly installs and 140M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. PayPal - Pay, Send, Save was first released February 21, 2012, and has been continually updated, with the latest update rolled out just June 16, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 8.107.0. With 894317 reviews, PayPal - Pay, Send, Save maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-3

Trump Accounts: Official App

Trump Accounts: Official App Build a stronger financial future for your child.

Trump Accounts help eligible American children begin building long-term financial growth from an early age. Eligible children born between 2025–2028 can qualify for an initial $1,000 U.S. Treasury contribution beginning July 4, 2026.

GET STARTED
- Complete IRS Form 4547 to elect to open a Trump Account for an eligible child under 18.
- Once your election is processed, you’ll receive an invitation to activate and manage the account through the app.
- Family, friends, and employers collectively may contribute up to $5,000 annually to provide long-term growth potential.

BUILT FOR LONG-TERM GROWTH
- Accounts are automatically invested in qualifying long-term investment funds designed to grow over time.
- Track contributions, monitor account activity, and follow investment performance directly in the app.

SUPPORT FROM FAMILY AND COMMUNITY
- Families, friends, and employers may all contribute toward a child’s future.
- Certain children may also qualify to receive additional contributions from nonprofit organizations or state and local governments.

AT ADULTHOOD
- A Trump Account is a traditional IRA with special rules before the beneficiary turns 18.
- At age 18, the beneficiary will take control of the account and can choose to use or continue investing the funds, subject to the rules that generally apply to traditional IRAs.

All investing involves risk.

Trump Accounts are individual retirement accounts established under federal law and administered under the authority of the U.S. Department of the Treasury. Robinhood Securities, LLC, on behalf of the U.S. Treasury and through its designated financial agent, serves as trustee for Trump Accounts and holds and administers account assets in a fiduciary capacity for account beneficiaries.

All U.S. children under 18 with a valid Social Security Number are eligible to establish a Trump Account. Parents, legal guardians, or other trusted adults can open and manage accounts on behalf of their children.

*This chart assumes bi-weekly contributions of $50 over a 13-year timeline with a 7% hypothetical annual rate of return.

**This chart assumes an initial $1,000 U.S. Treasury contribution, monthly contributions of $50 for the first 5 years, followed by annual contributions of $5,000 for the next 13 years, all growing at a hypothetical 7% annual return.

The hypothetical compound growth examples are for illustrative purposes only. They are not a guarantee of future results and do not account for real-world factors like inflation, taxes, fees, or market changes.

When the child turns 18, the account becomes a Traditional IRA. Funds can be used for any purpose, but withdrawals are taxed as ordinary income. For specific goals like higher education or a first-home purchase, withdrawals may also be penalty-free under IRS rules.

Brokerage and clearing services are provided through Robinhood Financial LLC and Robinhood Securities, LLC, each a registered broker-dealer and member of SIPC, respectively.

The Trump Accounts digital experience was developed in collaboration with the National Design Studio, an entity within the White House Office of the Executive Office of the President. Trump Accounts: Official App , a leading app in the Finance Apps category, boasts a robust user base with a total of 134M installs. It sees impressive engagement with 40M monthly installs and 6M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Trump Accounts: Official App was first released May 28, 2026, and has been continually updated, with the latest update rolled out just June 10, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2026.24.1. With 61 reviews, Trump Accounts: Official App maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-4

Cash App

Cash App Cash App makes it easy to:
- Spend, send, save, & invest
- Borrow cash
- Get teens started with money

Send money instantly for free. Get paid up to 2 days early when you set up direct deposit.*

Join the millions of people who've bought & sold bitcoin*** with Cash App.

Get a customizable Cash App Card, a debit card that works with Apple Pay, Google Pay, & digital wallets. Save instantly with exclusive offers.

TRUSTED BY MILLIONS OF FAMILIES
• Ages 13 to 17 can use Cash App when sponsored by a parent/guardian****
• Personalized debit card, extra security features, & parental controls

P2P PAYMENTS
• Pay people using their phone number, email, $cashtag, or QR code
• Proactive security features to avoid scams

CUSTOMIZABLE DEBIT CARD*
• Works where Visa® is accepted
• No monthly or hidden fees
• Exclusive styles
• Real-time alerts
• 24/7 fraud monitoring

SIMPLIFIED BANKING*
• No minimum balance requirements
• Distribute part of your paycheck to savings, stocks, or bitcoin***
• Free in-network ATM withdrawals & up to $200 in free overdraft coverage when you earn Green status**

EASY WAYS TO SAVE
• Up to 3.25% interest when you earn Green status**
• Round up spare change or put part of your paychecks into savings, stocks, or bitcoin***

EXCLUSIVE DISCOUNTS & ACCESS
• Save on everyday spending with offers
• Get access to concert presales & exclusive events

INVEST IN STOCKS & BUY BITCOIN***
• Buy with as little as $1
• Get paid in bitcoin & buy stocks with no commission fees



*Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions at cash.app/legal. Discounts, Round Ups, Direct Deposit, Offers, Savings, P2P and Cash App Green features provided by Cash App, a Block, Inc brand. Offers may not be affiliated with third party merchants.


**Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 of Qualifying Deposits per month. Eligibility restrictions apply to some benefits. See Terms and Conditions for more information on borrowing, free overdraft coverage, savings interest, free in-network ATM withdrawals.


***Brokerage services by Cash App Investing LLC, subsidiary of Block, Inc. For additional information, see cash.app/CAIdisclosures. Bitcoin services provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories. For additional information, see Bitcoin disclosures.

Additional fees for securities may apply such as regulatory fees and fees to transfer securities externally. See house rules for details.

****Teens 13 to 17 can use Cash App with sponsorship by an eligible parent or guardian. See eligibility requirements at cash.app/legal.

Contact Cash App Support by phone at (800) 969-1940 or mail at:
Block, Inc.
1955 Broadway, Suite 600
Oakland, CA 94612 Cash App , a leading app in the Finance Apps category, boasts a robust user base with a total of 140B installs. It sees impressive engagement with 1000M monthly installs and 35M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Cash App was first released October 15, 2013, and has been continually updated, with the latest update rolled out just June 15, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 5.56.0. With 468113 reviews, Cash App maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-5

Venmo

Venmo Venmo is the fast, safe, social way to pay and get paid. Join over 90+ million people who use the Venmo app today
 
SEND AND RECEIVE MONEY
Pay and get paid for anything from your share of rent to a gift. Add a note to each payment to share and connect with friends

SPLIT A REQUEST AMONG MULTIPLE VENMO FRIENDS
You can now send a payment request to multiple Venmo friends at once and customize the amount each person owes
 
GET REWARDED WITH THE VENMO CREDIT CARD
Earn up to 3% cash back on your eligible top spend category¹ —we’ll do the math. Split card purchases with Venmo friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide²

BUY CRYPTO WITH AS LITTLE AS $1
Buy, hold, and sell cryptocurrency right on the Venmo app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly. Be sure to take it at a pace you're comfortable with³

SHOP WITH THE VENMO DEBIT CARD
Spend your money in Venmo everywhere Mastercard® is accepted around the globe — and earn cashback from some of your favorite spots. Terms apply: venmo.me/rewards⁴

VENMO TEEN ACCOUNTS
A debit card of their very own and a Venmo account to send money to trusted friends and family⁵. All with no minimum balance or monthly fee
 
DO BUSINESS ON VENMO
Create a business profile for your side gig, small business, or anything in between—all under your same Venmo account

MANAGE YOUR MONEY
Get your Venmo money in the bank within minutes using Instant Transfer⁶. Want your paycheck up to two days earlier* than your normal payday? Try Direct Deposit
 
¹Use of cash back is subject to the terms of the Venmo account. See Rewards Program Terms: https://www.synchronycredit.com/gecrbterms/html/RewardsTerms.htm
²Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application
The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license
³Terms apply. Only available in the US and limited in certain states. Buying and selling cryptocurrency is subject to a number of risk and may result in significant losses. Venmo does not make any recommendation regarding buying or selling cryptocurrency. Consider seeking advice from your financial or tax adviser
⁴The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo
⁵ The Venmo Teen Debit Card is available for eligible users 13-17 years old with parent or legal guardian sign up. Terms apply
⁶ Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account. * The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday. Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account

Emoji artwork is provided by emojitwo.github.io/, originally released as emojione.com/ by Ranks.com with contributions from the Emojitwo community and is licensed under creativecommons.org/licenses/by/4.0/legalcode

Venmo
2211 N. First St., San Jose, CA 95131 Venmo , a leading app in the Finance Apps category, boasts a robust user base with a total of 72B installs. It sees impressive engagement with 600M monthly installs and 19M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Venmo was first released May 17, 2010, and has been continually updated, with the latest update rolled out just June 08, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.11.0. With 355450 reviews, Venmo maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-6

Chime® – Fee-Free Banking

Chime® – Fee-Free Banking Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees.

Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Optional services and products may have fees or charges. Learn more at chime.com/feesinfo

Account opening data based on a J.D. Power survey conducted between August and September 2025.

BETTER BANKING
A high-powered checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more.

EASY SAVINGS
With automatic savings tools and a high-yield savings account1, your small habits can make big strides with Chime.

EARLY PAYDAY
Why wait for payday? When you direct deposit with Chime you get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees.

SMART CREDIT MANAGEMENT
Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡.

ANYTIME SECURITY AND SUPPORT
Keep your money and accounts safe with a modern set of features and 24/7 live human support.

SPOTME®
Get fee-free overdraft coverage up to $200* on Chime debit and credit card transactions and in-network ATM withdrawals.

–––––

The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.

MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.

¹Chime Checking Account required to apply.

~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies.

*Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200.

‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.

^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500.

§The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY rate is effective as of [10/15/2025]. No minimum balance required. Must have $0.01 in savings to earn interest. The 3.50% Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the 1.00% APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for details.

**Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer

2Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions.

4You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

+Ranking according to the Federal Reserve Statistical Release based on domestic assets; number of ATMs self-reported by Chase, Bank of America and Wells Fargo - June 2025.

‡‡Late payment may negatively impact your credit score. Results may vary.

FICO® Score triggers a disclosure: Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. See Experian.com for details.

Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website. Chime® – Fee-Free Banking , a leading app in the Finance Apps category, boasts a robust user base with a total of 41B installs. It sees impressive engagement with 500M monthly installs and 20M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Chime® – Fee-Free Banking was first released March 28, 2014, and has been continually updated, with the latest update rolled out just June 12, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 5.330.0. With 237628 reviews, Chime® – Fee-Free Banking maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-7

Freecash: Earn Money

Freecash: Earn Money Freecash is an easy-to-use app where you get real rewards by playing games, responding to surveys, and testing products.

Pick a task that interests you, complete it, and get rewarded! You can cash out via bank transfer, PayPal, crypto, or gift cards.

And to help you earn, we offer daily bonuses and regular promos, which make Freecash one of the easiest ways to start earning from home!

Play games, complete surveys, and earn rewards all day long. Whether you're into crypto or gift cards, you can easily withdraw your rewards.

✨ How to Earn on Freecash:

📲 Download & Open the App
🔑 Log In — Create an account in under a minute, or sign in with Google or Facebook
🎯 Choose an Offer & Complete the Tasks — Play games, answer surveys, or test new products
💰 Cash Out — Withdraw your rewards via bank transfer, PayPal, crypto, or gift cards

🎮 Play New Games

Get real rewards just for playing your favorite games and leveling up. We need players for games of all genres:

• RPGs
• MMOs
• PvP
• And many more!

✅ Take Surveys

Help our market research partners by completing surveys for rewards. We will always tell you how many rewards you could earn and how long the survey will take before you start.

🧑‍🔬 Test Products

We reward users to sign up and test out new products and services. Help us make these products better and get rewards every day!

💸 Withdraw How You Want

🏦 Withdraw in Your Way — Withdraw rewards directly to your bank account or PayPal address
₿ Earn in Crypto — Earn Bitcoin, Ethereum & other cryptocurrencies
🎁 Get Gift Cards — We offer a massive range of gift cards, from Amazon and Apple to the Google Play Store, and more

⭐ Top-Rated Support

Our support team is available 24/7 via Live Chat or email. With a 4.7 rating from 270,000+ reviews on Trustpilot, we are one of the highest-rated rewards platforms available.

📥 Download Freecash now & start earning rewards today!

Enjoy rewards for playing games, completing surveys, and testing new products. Freecash makes it easy to earn rewards with fun tasks and exclusive offers to help you rack up rewards. Freecash: Earn Money , a leading app in the Finance Apps category, boasts a robust user base with a total of 30B installs. It sees impressive engagement with 2B monthly installs and 52M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Freecash: Earn Money was first released April 12, 2022, and has been continually updated, with the latest update rolled out just June 09, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.195. With 55349 reviews, Freecash: Earn Money maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-8

OnePay – Mobile Banking

OnePay – Mobile Banking Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow—plus build credit and earn cash back and rewards.

Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms For terms/conditions relating to OnePay products, onepay.com/terms For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card

Eligible deposits requirement met when your OnePay deposit account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month

⁺Credit Builder Loans available to Banking+ customers only & require additional signup onepay.com/legal/licenses

∞Subject to credit approval. Cash back earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay account, or other available options

‡Only available to customers who unlock Banking+ with eligible deposits. You must select cash back category in the OnePay app monthly & you begin earning on the date it is selected. Eligible purchases are based on MCC

**Must be 18+. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance due right away. Eligible transactions are at the discretion of OnePay & may exclude certain transactions (eg, bill pay, global transfers) onepay.com/overdraft-details

◊Builder Card helps you build credit by reporting your Builder Card activity to the credit bureaus unless you opt out. Any changes to your credit score are independently determined & based on your overall financial behavior; results may vary & are not guaranteed. OnePay deposit account required. If eligible, your spending power is based on your Checking balance. Transactions using your virtual debit card are not reported. OneProgress Services LLC (NMLS ID 2460509) onepay.com/legal/licenses

^Direct deposit required. Funds availability may vary
±Offer Term: 3/21/25–9/30/26. Offer is only available to customers who began their OnePay deposit account application process directly on Walmart.com, the Walmart app, OnePay.com, the ONE@Work app, or the OnePay app, is limited to one use only & is not transferable. Applicable to purchases at U.S. Walmart locations & on Walmart.com only. Enrollment is not required. Purchases for cash substitutes, gift cards, prepaid cards, financial services (e.g. check cashing, remittance services, peer to peer transfers) & ATM withdrawals are not eligible for cash back. OnePay.com/10percent
2 05/27/2026 - 09/15/2026. Each Wednesday (from 12:00 AM–11:59 PM Pacific Time) during the Bonus Term, purchases of gas using a OnePay Reward gas offer (“Gas Offer”) can earn $1 cash back per gallon, subject to the limitations of the Gas Offer used (e.g. spend caps or gallon caps). Only purchases made on a Wednesday qualify for this Bonus. The $1 cash back through this Bonus is in addition to any cash back amount stated in the OnePay app for the Gas Offer used and any cash back earned by customers who have selected Gas as their monthly cash back category. Gas Offers are not available in New Jersey or Wisconsin. Cash back amounts and caps vary by Gas Offer and details can be found in the OnePay app. This Bonus may be modified or canceled at any time, with or without notice. Making a purchase through a Gas Offer with a OnePay CashRewards Card or third-party cards linked in the OnePay Wallet require use of a physical card. OnePay – Mobile Banking , a leading app in the Finance Apps category, boasts a robust user base with a total of 8B installs. It sees impressive engagement with 500M monthly installs and 11M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. OnePay – Mobile Banking was first released July 23, 2020, and has been continually updated, with the latest update rolled out just June 15, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 5.78.0. With 22241 reviews, OnePay – Mobile Banking maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
sdk-9

Klarna: Smarter everyday money

Klarna: Smarter everyday money FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹

SHOP WITH THE KLARNA CARD²
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No credit impact to apply. Unlock exclusive benefits with a membership.

UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback.³ Get cashback at hundreds of stores.

USE KLARNA WITH GOOGLE PAY
Split the cost with Klarna on Google Pay, available online and in-app⁴

KLARNA MOBILE
Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶

FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.

HASSLE-FREE RETURNS
Need to send something back? Report a return and we’ll pause your payments.

TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos.

24/7 CUSTOMER SERVICE
Use our chat for 24/7 support.

¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
²Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card not insured by the FDIC and are not deposits. Paid membership plan required for a physical card. Shipping fees apply. Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results will vary based on benefit usage.
³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/cashback
⁴Google Pay is a trademark of Google LLC.
⁵Actual speeds vary by location, network, and device. Subject to Acceptable Use Policy. Unlocked device and no. required. Some numbers not eligible.
⁶Cancel up to 24 hours before renewal in the Klarna app. Klarna: Smarter everyday money , a leading app in the Finance Apps category, boasts a robust user base with a total of 81B installs. It sees impressive engagement with 1000M monthly installs and 33M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Klarna: Smarter everyday money was first released November 04, 2016, and has been continually updated, with the latest update rolled out just June 15, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.24.258. With 131461 reviews, Klarna: Smarter everyday money maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.