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Top Free Finance Apps in Azerbaijan
Top 10 Apps
Google Wallet
Google Wallet
Google Wallet gives you fast, secure access to your everyday essentials. Tap to pay everywhere Google Pay is accepted, board a flight, go to a movie, and more – all with just your phone. Keep everything protected in one place, no matter where you go.
CONVENIENT
Get what you need fast
+ Three quick ways for accessing your everyday essentials: use your phone’s quick settings for fast access, open the Wallet app from your homescreen or use Google Assistant when your hands are busy.
Access Google Wallet from your Wear OS watch
+ Get instant access to Wallet on the Wear OS main watch face with complications.
Carry cards, tickets, passes, and more
+ Catch a train, see a concert, or earn rewards at your favorite stores with a digital wallet that carries more
+ [US Only] Unlock the world around you with a digital wallet that carries your drivers license and digital car keys
What you need, right when you need it
+ Your Wallet can suggest what you need, right when you need it. Get a notification for your boarding pass on the day of travel, so you’ll never have to fumble in your bag again.
HELPFUL
Keep track of receipts
+ Easily find transaction details in Wallet, including smart details like location pulled from Google Maps
Seamless integration across Google
+ Sync your Wallet to keep your Calendar and Assistant up to date with the latest info like flight updates and event notifications
+ Shop smarter by seeing your point balances and loyalty benefits in Maps, Shopping, and more
Get started in a snap
+ Set up is seamless with the ability to import cards, transit passes, loyalty cards and more that you’ve saved on Gmail.
Stay in the know on the go
+ Make boarding flights a breeze with the latest information pulled from Google Search. Google Wallet can keep you posted on gate changes or unexpected flight delays.
SAFE & PRIVATE
A secure way to carry it all
+ Security and privacy are built into every part of Google Wallet to keep all your essentials protected.
Android security you can count on
+ Keep your data and essentials secure with advanced Android security features like 2-Step Verification, Find My Phone, and remotely erasing data.
Tap to pay keeps your card secure
ALT: + When you tap to pay with your Android phone, Google Pay doesn’t share your real credit card number with the business, so your payment info stays safe.
You’re in control of your data
+ Easy to use privacy controls allow you to opt-in to sharing information across Google products for a tailored experience.
Google Wallet is available on all Android phones (Pie 9.0+), Wear OS and Fitbit devices.
Not all features are available for supervised accounts. Learn more about Wallet for supervised accounts here: https://support.google.com/wallet?p=about_wallet_supervised.
Still have questions? Head over to support.google.com/wallet. Google Wallet , a leading app in the Finance Apps category, boasts a robust user base with a total of 1926B installs. It sees impressive engagement with 4B monthly installs and 1B daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Google Wallet was first released June 24, 2011, and has been continually updated, with the latest update rolled out just May 14, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.6.866016870. With 339762 reviews, Google Wallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
CONVENIENT
Get what you need fast
+ Three quick ways for accessing your everyday essentials: use your phone’s quick settings for fast access, open the Wallet app from your homescreen or use Google Assistant when your hands are busy.
Access Google Wallet from your Wear OS watch
+ Get instant access to Wallet on the Wear OS main watch face with complications.
Carry cards, tickets, passes, and more
+ Catch a train, see a concert, or earn rewards at your favorite stores with a digital wallet that carries more
+ [US Only] Unlock the world around you with a digital wallet that carries your drivers license and digital car keys
What you need, right when you need it
+ Your Wallet can suggest what you need, right when you need it. Get a notification for your boarding pass on the day of travel, so you’ll never have to fumble in your bag again.
HELPFUL
Keep track of receipts
+ Easily find transaction details in Wallet, including smart details like location pulled from Google Maps
Seamless integration across Google
+ Sync your Wallet to keep your Calendar and Assistant up to date with the latest info like flight updates and event notifications
+ Shop smarter by seeing your point balances and loyalty benefits in Maps, Shopping, and more
Get started in a snap
+ Set up is seamless with the ability to import cards, transit passes, loyalty cards and more that you’ve saved on Gmail.
Stay in the know on the go
+ Make boarding flights a breeze with the latest information pulled from Google Search. Google Wallet can keep you posted on gate changes or unexpected flight delays.
SAFE & PRIVATE
A secure way to carry it all
+ Security and privacy are built into every part of Google Wallet to keep all your essentials protected.
Android security you can count on
+ Keep your data and essentials secure with advanced Android security features like 2-Step Verification, Find My Phone, and remotely erasing data.
Tap to pay keeps your card secure
ALT: + When you tap to pay with your Android phone, Google Pay doesn’t share your real credit card number with the business, so your payment info stays safe.
You’re in control of your data
+ Easy to use privacy controls allow you to opt-in to sharing information across Google products for a tailored experience.
Google Wallet is available on all Android phones (Pie 9.0+), Wear OS and Fitbit devices.
Not all features are available for supervised accounts. Learn more about Wallet for supervised accounts here: https://support.google.com/wallet?p=about_wallet_supervised.
Still have questions? Head over to support.google.com/wallet. Google Wallet , a leading app in the Finance Apps category, boasts a robust user base with a total of 1926B installs. It sees impressive engagement with 4B monthly installs and 1B daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Google Wallet was first released June 24, 2011, and has been continually updated, with the latest update rolled out just May 14, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.6.866016870. With 339762 reviews, Google Wallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
ABB - Mobile
ABB - Mobile
By using the ABB mobile you will be able to:
• You will refund "2xEdvgerial" from your payments.
• By getting TamDigiCard you will be able to get a free transactions and cash withdrawal. You will earn 7% interest on a card account balance, “2xEdvgerial” and up to 20% cashback at partner stores.
• By choosing one of the "Faydalı cashback" packages you will be able to earn high interest cashback in 5 packages.
• You will get a travel and transportation insurances promptly and simply.
• Asking a friend for money back may feel uncomfortable. But with this function you will get your money without sending anyone a card number! Thanks to the updated design, you will be able to track your transfer history more easily.
• You will be able to make free money transfers.
• You will be able to make money transfer to mobile numbers.
• You will be able to make transfers to any domestic and foreign bank cards.
• You'll make payments and transfers by adding other bank cards to the app.
• You will make payments to “Azerishiq”, “Azersu”, “Azerigaz” by the mobile application.
• You will make your "Azercell", "Bakcell", "Nar" payments.
• You will get an information about your cards, credits, deposits and accounts.
• You will conduct your banking transactions online and remotely, without having to go to a physical bank branch.
• You will be able to track collected cashback amount in the app.
• You will be able to get a loan completely online.
• You will be able to see all of your expenses by category.
• You will be able to block your card to protect your funds if the card is lost, stolen or in the case of cybercrime.
• You will reset failed PIN attempts.
• You will be able to find our nearest branches and ATMs.
• You will have access to payment templates.
• You will get information about the exchange rates regularly.
• Investing and trading securities in the US stock markets is now available to everyone. Investing, trading, wallet management, portfolio and trading history tracking - all in one dashboard. Simple, convenient, secure! ABB - Mobile , a leading app in the Finance Apps category, boasts a robust user base with a total of 5B installs. It sees impressive engagement with 70M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ABB - Mobile was first released October 18, 2017, and has been continually updated, with the latest update rolled out just May 06, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 10.3.1. With 177 reviews, ABB - Mobile maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
• You will refund "2xEdvgerial" from your payments.
• By getting TamDigiCard you will be able to get a free transactions and cash withdrawal. You will earn 7% interest on a card account balance, “2xEdvgerial” and up to 20% cashback at partner stores.
• By choosing one of the "Faydalı cashback" packages you will be able to earn high interest cashback in 5 packages.
• You will get a travel and transportation insurances promptly and simply.
• Asking a friend for money back may feel uncomfortable. But with this function you will get your money without sending anyone a card number! Thanks to the updated design, you will be able to track your transfer history more easily.
• You will be able to make free money transfers.
• You will be able to make money transfer to mobile numbers.
• You will be able to make transfers to any domestic and foreign bank cards.
• You'll make payments and transfers by adding other bank cards to the app.
• You will make payments to “Azerishiq”, “Azersu”, “Azerigaz” by the mobile application.
• You will make your "Azercell", "Bakcell", "Nar" payments.
• You will get an information about your cards, credits, deposits and accounts.
• You will conduct your banking transactions online and remotely, without having to go to a physical bank branch.
• You will be able to track collected cashback amount in the app.
• You will be able to get a loan completely online.
• You will be able to see all of your expenses by category.
• You will be able to block your card to protect your funds if the card is lost, stolen or in the case of cybercrime.
• You will reset failed PIN attempts.
• You will be able to find our nearest branches and ATMs.
• You will have access to payment templates.
• You will get information about the exchange rates regularly.
• Investing and trading securities in the US stock markets is now available to everyone. Investing, trading, wallet management, portfolio and trading history tracking - all in one dashboard. Simple, convenient, secure! ABB - Mobile , a leading app in the Finance Apps category, boasts a robust user base with a total of 5B installs. It sees impressive engagement with 70M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ABB - Mobile was first released October 18, 2017, and has been continually updated, with the latest update rolled out just May 06, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 10.3.1. With 177 reviews, ABB - Mobile maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Almanat
Almanat
Almanat tətbiqi kredit xidmətlərini daha sürətli, rahat və tam rəqəmsal formada təqdim etmək üçün hazırlanmış müasir maliyyə platformasıdır. Tətbiqin əsas məqsədi istifadəçilərə kredit alma, ödəniş etmə və maliyyə əməliyyatlarını bir neçə kliklə idarə etmək imkanı yaratmaqdır.
Almanat vasitəsilə istifadəçilər istənilən vaxt və məkandan çıxmadan kredit müraciəti edə, mövcud kreditlərini izləyə və ödənişlərini rahat şəkildə həyata keçirə bilərlər. Sadə və intuitiv interfeys sayəsində tətbiqdən istifadə hər kəs üçün asandır.
Əsas funksiyalar:
Onlayn kredit müraciəti və sürətli təsdiq prosesi
Kredit ödənişlərinin rahat və təhlükəsiz icrası
Mövcud kredit və balansın izlənməsi
Kredit kalkulyatoru ilə əvvəlcədən hesablamalar
Kampaniyalar və xüsusi təkliflər barədə məlumatlandırma
Ödəniş və tarixlər üzrə bildirişlər
Tətbiqdə qeydiyyat və təsdiqləmə prosesi SİMA və Asan İmza vasitəsilə həyata keçirilir ki, bu da yüksək səviyyədə təhlükəsizlik və istifadəçi məlumatlarının qorunmasını təmin edir.
Kredit şərtləri:
Minimum geri ödəmə müddəti: 3 ay
Maksimum geri ödəmə müddəti: 9 ay
Maksimum İllik Faiz Dərəcəsi (APR): 55%
Nümunəvi misal:
Kredit məbləği: 275 AZN
Geri ödəmə müddəti: 9 ay
Komissiya: 5.50 AZN
Aylıq ödəniş: 42.20 AZN
Ümumi geri ödənəcək məbləğ: 379.99 AZN
İllik Faiz Dərəcəsi (APR): 51%
Almanat tətbiqi sürətli xidmət, rahat istifadə və etibarlı maliyyə həlli axtaran hər kəs üçün ideal seçimdir. Almanat , a leading app in the Finance Apps category, boasts a robust user base with a total of 64M installs. It sees impressive engagement with 40M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Almanat was first released April 19, 2026, and has been continually updated, with the latest update rolled out just May 14, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.0.6. Almanat maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Almanat vasitəsilə istifadəçilər istənilən vaxt və məkandan çıxmadan kredit müraciəti edə, mövcud kreditlərini izləyə və ödənişlərini rahat şəkildə həyata keçirə bilərlər. Sadə və intuitiv interfeys sayəsində tətbiqdən istifadə hər kəs üçün asandır.
Əsas funksiyalar:
Onlayn kredit müraciəti və sürətli təsdiq prosesi
Kredit ödənişlərinin rahat və təhlükəsiz icrası
Mövcud kredit və balansın izlənməsi
Kredit kalkulyatoru ilə əvvəlcədən hesablamalar
Kampaniyalar və xüsusi təkliflər barədə məlumatlandırma
Ödəniş və tarixlər üzrə bildirişlər
Tətbiqdə qeydiyyat və təsdiqləmə prosesi SİMA və Asan İmza vasitəsilə həyata keçirilir ki, bu da yüksək səviyyədə təhlükəsizlik və istifadəçi məlumatlarının qorunmasını təmin edir.
Kredit şərtləri:
Minimum geri ödəmə müddəti: 3 ay
Maksimum geri ödəmə müddəti: 9 ay
Maksimum İllik Faiz Dərəcəsi (APR): 55%
Nümunəvi misal:
Kredit məbləği: 275 AZN
Geri ödəmə müddəti: 9 ay
Komissiya: 5.50 AZN
Aylıq ödəniş: 42.20 AZN
Ümumi geri ödənəcək məbləğ: 379.99 AZN
İllik Faiz Dərəcəsi (APR): 51%
Almanat tətbiqi sürətli xidmət, rahat istifadə və etibarlı maliyyə həlli axtaran hər kəs üçün ideal seçimdir. Almanat , a leading app in the Finance Apps category, boasts a robust user base with a total of 64M installs. It sees impressive engagement with 40M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Almanat was first released April 19, 2026, and has been continually updated, with the latest update rolled out just May 14, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.0.6. Almanat maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
City Finance
City Finance
Manage your financial needs quickly and securely with City Finance BOKT! Our mobile application allows you to apply for loans, make payments, and track your account anytime, anywhere.
Personal Loan Information:
• Minimum repayment period: 2 month
• Maximum repayment period: 6 months
• Maximum Annual Percentage Rate (APR): 39.5%
• Additional commission: 10% for other expenses
Representative example:
If you borrow 1,000 AZN for 6 months with an APR of 39.5% and a 10% commission, the total repayment amount will be approximately 1,295 AZN. This includes the loan principal, interest, and commission.
With City Finance BOKT, you can take full control of your finances — apply for a loan, manage repayments, and track your balance in one place. City Finance , a leading app in the Finance Apps category, boasts a robust user base with a total of 210M installs. It sees impressive engagement with 100M monthly installs and 998K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. City Finance was first released June 24, 2025, and has been continually updated, with the latest update rolled out just April 30, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.3.43. City Finance maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Personal Loan Information:
• Minimum repayment period: 2 month
• Maximum repayment period: 6 months
• Maximum Annual Percentage Rate (APR): 39.5%
• Additional commission: 10% for other expenses
Representative example:
If you borrow 1,000 AZN for 6 months with an APR of 39.5% and a 10% commission, the total repayment amount will be approximately 1,295 AZN. This includes the loan principal, interest, and commission.
With City Finance BOKT, you can take full control of your finances — apply for a loan, manage repayments, and track your balance in one place. City Finance , a leading app in the Finance Apps category, boasts a robust user base with a total of 210M installs. It sees impressive engagement with 100M monthly installs and 998K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. City Finance was first released June 24, 2025, and has been continually updated, with the latest update rolled out just April 30, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.3.43. City Finance maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Payonix
Payonix
Now, everything related to your finances is at the distance of your smartphone.
You no longer need to carry cash or cards. We offer our hand-picked features to solve your problems. Make instant payments, control your budget, use quick money transfers, get cashback and enjoy the well-designed interface of Payonix.
Manage your payments
- Use the contactless QR-code method to pay for groceries, utilities or anything else
- Collect all your payment cards in a single app
- Set the order of payment cards
- Send and receive money from your friends
Monitor your spending
- Track your finances and get valuable data for decision making
- See real-time statistics of your transactions
Enjoy the benefits of being a Payonix user
- Receive cashback and pay with them
- Get special discounts and offers on favorite products and services
- Get in-app communication and 7/24 customer support
Use quick money transfers, get
cashback and enjoy the well-designed interface of Payonix.
For more details, please visit https://www.payonix.com Payonix , a leading app in the Finance Apps category, boasts a robust user base with a total of 529M installs. It sees impressive engagement with 40M monthly installs and 724K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Payonix was first released December 01, 2020, and has been continually updated, with the latest update rolled out just April 14, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 4.0.15. With 4 reviews, Payonix maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
You no longer need to carry cash or cards. We offer our hand-picked features to solve your problems. Make instant payments, control your budget, use quick money transfers, get cashback and enjoy the well-designed interface of Payonix.
Manage your payments
- Use the contactless QR-code method to pay for groceries, utilities or anything else
- Collect all your payment cards in a single app
- Set the order of payment cards
- Send and receive money from your friends
Monitor your spending
- Track your finances and get valuable data for decision making
- See real-time statistics of your transactions
Enjoy the benefits of being a Payonix user
- Receive cashback and pay with them
- Get special discounts and offers on favorite products and services
- Get in-app communication and 7/24 customer support
Use quick money transfers, get
cashback and enjoy the well-designed interface of Payonix.
For more details, please visit https://www.payonix.com Payonix , a leading app in the Finance Apps category, boasts a robust user base with a total of 529M installs. It sees impressive engagement with 40M monthly installs and 724K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Payonix was first released December 01, 2020, and has been continually updated, with the latest update rolled out just April 14, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 4.0.15. With 4 reviews, Payonix maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Azpulapp
Azpulapp
Azpulapp is a mobile application designed for submitting loan applications and obtaining loans for any consumer purposes.
1. Install the mobile application on your smartphone;
2. Register and enter the required information;
3. Select the loan amount and term;
4. Confirm the application and wait for the decision;
5. If your application is approved, review the terms of the loan agreement and sign it via SIMA;
6. Receive the funds to your bank card.
You can apply for a loan from any point within the Republic of Azerbaijan through our application.
We operate continuously — including weekends and public holidays — in a 24/7 mode.
Transparent conditions
⁃ There are no hidden fees.
⁃ Access to the phone book and photo gallery is not required.
⁃ The loan is issued only after consent to the processing of personal data, identity verification, scoring assessment, familiarization with the loan agreement, and signing it via the enhanced SIMA electronic signature.
Requirements for the borrower:
⁃ Age limit: 18–65 years
⁃ A document confirming the citizenship of the Republic of Azerbaijan
⁃ Positive credit history and/or positive payment ability
Loan terms
⁃ Maximum loan amount: 500 AZN.
⁃ Daily interest rate up to 0.3%. Maximum annual interest rate: 109.5%.
⁃ Service fee charged at the end of the loan term for the use of the provided loan: from 15% to 35%
⁃ Late fee up to 0.6% per day.
⁃ Maximum calculation period for late fee is 30 days.
⁃ No commission for early repayment.
⁃ Loan term: from 61 days to 360 days.
⁃ Maximum annual percentage rate (APR): up to 497.14%.
Example of calculating the total loan cost for the Customer obtaining a loan via Azpulapp:
• For example, a loan of 500 AZN for a period of 90 days, with payment at the end of the loan term.
• The total amount to be repaid is 807.5 AZN. Out of this amount, 500 AZN is the principal debt, and 307.5 AZN is the interest and service fee charged at the end of the term for the use of the provided loan.
• APR – 246%.
Privacy and data protection
• Azpulapp processes users’ personal data only based on their consent and in accordance with Azerbaijani legislation.
• The application does not require access to the phone book, photo gallery, or geolocation.
For detailed information, please review the Privacy Policy (a separate new policy for Android is available via the link).
If you have any questions, please contact the Customer Service Center. Our contact information: 1670, +994 12 310 50 04, info@azpul.az.
BOKT “AZPUL” LLC operates on the basis of license No. BKT-34 issued by the Central Bank of the Republic of Azerbaijan on September 18, 2020.
Loan terms comply with the rules described in the decision No. 46/2 dated 15.11.2024 of the Board of the Central Bank of the Republic of Azerbaijan: https://e-qanun.az/framework/58303 Azpulapp , a leading app in the Finance Apps category, boasts a robust user base with a total of 326M installs. It sees impressive engagement with 100M monthly installs and 1M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Azpulapp was first released November 16, 2025, and has been continually updated, with the latest update rolled out just May 04, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 8.0.18. Azpulapp maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
1. Install the mobile application on your smartphone;
2. Register and enter the required information;
3. Select the loan amount and term;
4. Confirm the application and wait for the decision;
5. If your application is approved, review the terms of the loan agreement and sign it via SIMA;
6. Receive the funds to your bank card.
You can apply for a loan from any point within the Republic of Azerbaijan through our application.
We operate continuously — including weekends and public holidays — in a 24/7 mode.
Transparent conditions
⁃ There are no hidden fees.
⁃ Access to the phone book and photo gallery is not required.
⁃ The loan is issued only after consent to the processing of personal data, identity verification, scoring assessment, familiarization with the loan agreement, and signing it via the enhanced SIMA electronic signature.
Requirements for the borrower:
⁃ Age limit: 18–65 years
⁃ A document confirming the citizenship of the Republic of Azerbaijan
⁃ Positive credit history and/or positive payment ability
Loan terms
⁃ Maximum loan amount: 500 AZN.
⁃ Daily interest rate up to 0.3%. Maximum annual interest rate: 109.5%.
⁃ Service fee charged at the end of the loan term for the use of the provided loan: from 15% to 35%
⁃ Late fee up to 0.6% per day.
⁃ Maximum calculation period for late fee is 30 days.
⁃ No commission for early repayment.
⁃ Loan term: from 61 days to 360 days.
⁃ Maximum annual percentage rate (APR): up to 497.14%.
Example of calculating the total loan cost for the Customer obtaining a loan via Azpulapp:
• For example, a loan of 500 AZN for a period of 90 days, with payment at the end of the loan term.
• The total amount to be repaid is 807.5 AZN. Out of this amount, 500 AZN is the principal debt, and 307.5 AZN is the interest and service fee charged at the end of the term for the use of the provided loan.
• APR – 246%.
Privacy and data protection
• Azpulapp processes users’ personal data only based on their consent and in accordance with Azerbaijani legislation.
• The application does not require access to the phone book, photo gallery, or geolocation.
For detailed information, please review the Privacy Policy (a separate new policy for Android is available via the link).
If you have any questions, please contact the Customer Service Center. Our contact information: 1670, +994 12 310 50 04, info@azpul.az.
BOKT “AZPUL” LLC operates on the basis of license No. BKT-34 issued by the Central Bank of the Republic of Azerbaijan on September 18, 2020.
Loan terms comply with the rules described in the decision No. 46/2 dated 15.11.2024 of the Board of the Central Bank of the Republic of Azerbaijan: https://e-qanun.az/framework/58303 Azpulapp , a leading app in the Finance Apps category, boasts a robust user base with a total of 326M installs. It sees impressive engagement with 100M monthly installs and 1M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Azpulapp was first released November 16, 2025, and has been continually updated, with the latest update rolled out just May 04, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 8.0.18. Azpulapp maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
KredAqro – Onlayn Kreditlər
KredAqro – Onlayn Kreditlər
KredAqro Mobile – Azərbaycanda fəaliyyət göstərən “KredAqro” Bank Olmayan Kredit Təşkilatının rəsmi mobil tətbiqidir.
Tətbiq müştərilərə mikrokredit, nağd kredit (cash credit), lizinq və kiçik və orta biznes üçün kreditlər üzrə rahat müraciət, idarəetmə və ödəniş imkanı təqdim edir.
💰 Mikrokreditlər
Sadə sənədlərlə, girovsuz və sürətli mikrozaym əldə edin.
3 aydan 48 aya qədər müddət, maksimum illik faiz – 60%.
Məsələn: 1000 AZN kredit, 12 ay, 30% illik faizlə ümumi məbləğ ≈ 1200 AZN.
💸 Nağd (cash) kreditlər
5000–10000 AZN-dək nağd kreditlər – şəxsi xərclər, təmir, təhsil və ya səyahət üçün.
Online müraciət edin, qərar qəbul olunduqdan dərhal sonra vəsaiti hesabınıza alın.
🚗 Lizinq
Avtomobil almaq istəyənlər üçün sərfəli lizinq şərtləri.
İlkin ödənişsiz və ya minimal ilkin ödənişlə, 3–4 ilədək müddət.
Həm yeni, həm də işlənmiş avtomobillər üçün lizinq proqramları mövcuddur.
🏢 Kiçik və Orta Biznes (KOB) kreditləri
Fermalar, mağazalar, istehsal müəssisələri və digər sahibkarlar üçün biznes krediti.
Dövriyyəni artırmaq, avadanlıq almaq və ya yeni layihə başlatmaq üçün sərfəli maliyyələşmə.
📱 Mobil tətbiqin imkanları
Aktiv və bağlı kreditlər barədə məlumat
Kredit məbləği, tarix və növünə baxış
Online ödəmə və kredit müraciəti
FİN kodu və mobil nömrə ilə asan qeydiyyat
SMS-şifrə ilə təhlükəsiz giriş
⚙️ Qeydiyyat qaydası
Aktiv müştərilər üçün: şəxsiyyət vəsiqəsinin FİN-i və mobil nömrə daxil edilir, SMS-şifrə ilə təsdiqlənir, giriş şifrəsi təyin olunur.
Yeni istifadəçilər də eyni qaydada qeydiyyatdan keçərək tətbiqə daxil ola bilərlər.
🌿 Haqqımızda
“KredAqro” 2000-ci ildə təsis edilib və Azərbaycan regionlarında fəaliyyət göstərən etibarlı kredit təşkilatıdır.
Məqsədimiz – müştərilərə şəffaf, operativ və keyfiyyətli maliyyə xidmətləri təqdim etmək, kənd təsərrüfatı və biznes inkişafını dəstəkləməkdir.
📍 Minimum müddət: 3 ay
📍 Maksimum müddət: 48 ay
📍 Maksimum illik faiz (APR): 60%
KredAqro Mobile – kredit, lizinq və mikrozaymlar üçün etibarlı mobil həll.
Tətbiqi yükləyin, maliyyə ehtiyaclarınızı asanlıqla idarə edin! KredAqro – Onlayn Kreditlər , a leading app in the Finance Apps category, boasts a robust user base with a total of 789M installs. It sees impressive engagement with 90M monthly installs and 934K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. KredAqro – Onlayn Kreditlər was first released December 13, 2023, and has been continually updated, with the latest update rolled out just March 05, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.2.10. KredAqro – Onlayn Kreditlər maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Tətbiq müştərilərə mikrokredit, nağd kredit (cash credit), lizinq və kiçik və orta biznes üçün kreditlər üzrə rahat müraciət, idarəetmə və ödəniş imkanı təqdim edir.
💰 Mikrokreditlər
Sadə sənədlərlə, girovsuz və sürətli mikrozaym əldə edin.
3 aydan 48 aya qədər müddət, maksimum illik faiz – 60%.
Məsələn: 1000 AZN kredit, 12 ay, 30% illik faizlə ümumi məbləğ ≈ 1200 AZN.
💸 Nağd (cash) kreditlər
5000–10000 AZN-dək nağd kreditlər – şəxsi xərclər, təmir, təhsil və ya səyahət üçün.
Online müraciət edin, qərar qəbul olunduqdan dərhal sonra vəsaiti hesabınıza alın.
🚗 Lizinq
Avtomobil almaq istəyənlər üçün sərfəli lizinq şərtləri.
İlkin ödənişsiz və ya minimal ilkin ödənişlə, 3–4 ilədək müddət.
Həm yeni, həm də işlənmiş avtomobillər üçün lizinq proqramları mövcuddur.
🏢 Kiçik və Orta Biznes (KOB) kreditləri
Fermalar, mağazalar, istehsal müəssisələri və digər sahibkarlar üçün biznes krediti.
Dövriyyəni artırmaq, avadanlıq almaq və ya yeni layihə başlatmaq üçün sərfəli maliyyələşmə.
📱 Mobil tətbiqin imkanları
Aktiv və bağlı kreditlər barədə məlumat
Kredit məbləği, tarix və növünə baxış
Online ödəmə və kredit müraciəti
FİN kodu və mobil nömrə ilə asan qeydiyyat
SMS-şifrə ilə təhlükəsiz giriş
⚙️ Qeydiyyat qaydası
Aktiv müştərilər üçün: şəxsiyyət vəsiqəsinin FİN-i və mobil nömrə daxil edilir, SMS-şifrə ilə təsdiqlənir, giriş şifrəsi təyin olunur.
Yeni istifadəçilər də eyni qaydada qeydiyyatdan keçərək tətbiqə daxil ola bilərlər.
🌿 Haqqımızda
“KredAqro” 2000-ci ildə təsis edilib və Azərbaycan regionlarında fəaliyyət göstərən etibarlı kredit təşkilatıdır.
Məqsədimiz – müştərilərə şəffaf, operativ və keyfiyyətli maliyyə xidmətləri təqdim etmək, kənd təsərrüfatı və biznes inkişafını dəstəkləməkdir.
📍 Minimum müddət: 3 ay
📍 Maksimum müddət: 48 ay
📍 Maksimum illik faiz (APR): 60%
KredAqro Mobile – kredit, lizinq və mikrozaymlar üçün etibarlı mobil həll.
Tətbiqi yükləyin, maliyyə ehtiyaclarınızı asanlıqla idarə edin! KredAqro – Onlayn Kreditlər , a leading app in the Finance Apps category, boasts a robust user base with a total of 789M installs. It sees impressive engagement with 90M monthly installs and 934K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. KredAqro – Onlayn Kreditlər was first released December 13, 2023, and has been continually updated, with the latest update rolled out just March 05, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.2.10. KredAqro – Onlayn Kreditlər maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
m10 — Digital Wallet
m10 — Digital Wallet
Payments, transfers, QR payments, and bonuses — all in m10.
Pay bills, send money, earn bonuses, get VAT refunds, and apply for online loans — all in one app.
💸 PAYMENTS
Pay for 400+ services in one app.
• Transport: BakıKart, metro, and buses
• Mobile operators: Azercell, Bakcell, Nar, Naxtel
• Utilities: Azəriqaz, Azərişıq, Azərsu
• Internet & TV: AiləNet, Aztelecom, BİRLink, Azeronline, and more
• Parking & fines: DYP, AzParking
• Games & entertainment: Steam, PUBG Mobile, War Thunder
• Online services & marketplaces: Tap.az, Turbo.az, Bina.az, Lalafo, Tezbazar
• Banking, insurance, education, and other services
Create templates and make payments in just one tap.
💳 MONEY TRANSFERS
Send money quickly and easily.
• Commission-free transfers between m10 users
• Transfer money to any bank card
Up to 5,000 ₼ in commission-free transfers per month
• Request money directly through the app
🛍️ QR PAYMENTS & VAT REFUNDS
Pay with QR at more than 20,000 locations.
Scan receipts in the app and get VAT refunds on your purchases.
Partners include:
• Bravo, Araz, Rahat, and other supermarkets
• McDonald’s and hundreds of cafes and restaurants
• Kontakt, İrşad, Music Gallery
• Pharmacies, cinemas, gas stations, and fashion stores
🎁 BONUSES & BENEFITS
• Bir Bonus — earn bonuses for QR and bill payments, spend them on purchases, or transfer them to your m10 balance
• Lemons — collect and exchange them for real money
⚙️ USEFUL FEATURES
• Garage — add your car, pay parking fees and fines
• Auto-payments & reminders — stay on top of important payments
• Azəriqaz cabinet — manage gas services directly in the app
💵 TOP UP & CASH OUT
• Top up your balance with 0% commission via Milliön terminals and bank cards
• Supports Birbank, ABB, Unibank, Leobank, Pasha Bank, Rabitabank, Ubank, Expressbank, Dost bank, Yelo bank, xalq bank, AFB, ATB, and other bank cards
• Withdraw cash at Kapital Bank ATMs
💰 ONLINE LOANS
Apply for a loan directly in the app without visiting a bank.
• Amount: 300–25,000 AZN
• Term: 12–59 months
• Interest rate: from 10.9% to 43.8% annually
Minimum loan term — 365 days
Maximum loan term — 1770 days
Requirements:
• Age: 18–70
• Citizenship of the Republic of Azerbaijan
Example calculation:
A 25,000 ₼ loan for 59 months at 43.8% annual interest: monthly payment — 1,038.34 ₼, commission — 750 ₼, total repayment amount — 62,012.06 ₼.
📲 QUICK SIGN-UP
Register with your phone number or sign in instantly with Bir ID.
Questions?
• Website: m10.az
• Hotline: *8810
• E-mail: info@m10.az
Join our community on social media:
Instagram: instagram.com/m10.az
Telegram: t.me/limonqazani
Facebook: fb.com/m10.az
YouTube: youtube.com/@m10byPashaPay
TikTok: tiktok.com/@m10bypashapay
WhatsApp: wa.me/994774008810 m10 — Digital Wallet , a leading app in the Finance Apps category, boasts a robust user base with a total of 4B installs. It sees impressive engagement with 50M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. m10 — Digital Wallet was first released July 21, 2022, and has been continually updated, with the latest update rolled out just May 08, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.454.0. With 89 reviews, m10 — Digital Wallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Pay bills, send money, earn bonuses, get VAT refunds, and apply for online loans — all in one app.
💸 PAYMENTS
Pay for 400+ services in one app.
• Transport: BakıKart, metro, and buses
• Mobile operators: Azercell, Bakcell, Nar, Naxtel
• Utilities: Azəriqaz, Azərişıq, Azərsu
• Internet & TV: AiləNet, Aztelecom, BİRLink, Azeronline, and more
• Parking & fines: DYP, AzParking
• Games & entertainment: Steam, PUBG Mobile, War Thunder
• Online services & marketplaces: Tap.az, Turbo.az, Bina.az, Lalafo, Tezbazar
• Banking, insurance, education, and other services
Create templates and make payments in just one tap.
💳 MONEY TRANSFERS
Send money quickly and easily.
• Commission-free transfers between m10 users
• Transfer money to any bank card
Up to 5,000 ₼ in commission-free transfers per month
• Request money directly through the app
🛍️ QR PAYMENTS & VAT REFUNDS
Pay with QR at more than 20,000 locations.
Scan receipts in the app and get VAT refunds on your purchases.
Partners include:
• Bravo, Araz, Rahat, and other supermarkets
• McDonald’s and hundreds of cafes and restaurants
• Kontakt, İrşad, Music Gallery
• Pharmacies, cinemas, gas stations, and fashion stores
🎁 BONUSES & BENEFITS
• Bir Bonus — earn bonuses for QR and bill payments, spend them on purchases, or transfer them to your m10 balance
• Lemons — collect and exchange them for real money
⚙️ USEFUL FEATURES
• Garage — add your car, pay parking fees and fines
• Auto-payments & reminders — stay on top of important payments
• Azəriqaz cabinet — manage gas services directly in the app
💵 TOP UP & CASH OUT
• Top up your balance with 0% commission via Milliön terminals and bank cards
• Supports Birbank, ABB, Unibank, Leobank, Pasha Bank, Rabitabank, Ubank, Expressbank, Dost bank, Yelo bank, xalq bank, AFB, ATB, and other bank cards
• Withdraw cash at Kapital Bank ATMs
💰 ONLINE LOANS
Apply for a loan directly in the app without visiting a bank.
• Amount: 300–25,000 AZN
• Term: 12–59 months
• Interest rate: from 10.9% to 43.8% annually
Minimum loan term — 365 days
Maximum loan term — 1770 days
Requirements:
• Age: 18–70
• Citizenship of the Republic of Azerbaijan
Example calculation:
A 25,000 ₼ loan for 59 months at 43.8% annual interest: monthly payment — 1,038.34 ₼, commission — 750 ₼, total repayment amount — 62,012.06 ₼.
📲 QUICK SIGN-UP
Register with your phone number or sign in instantly with Bir ID.
Questions?
• Website: m10.az
• Hotline: *8810
• E-mail: info@m10.az
Join our community on social media:
Instagram: instagram.com/m10.az
Telegram: t.me/limonqazani
Facebook: fb.com/m10.az
YouTube: youtube.com/@m10byPashaPay
TikTok: tiktok.com/@m10bypashapay
WhatsApp: wa.me/994774008810 m10 — Digital Wallet , a leading app in the Finance Apps category, boasts a robust user base with a total of 4B installs. It sees impressive engagement with 50M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. m10 — Digital Wallet was first released July 21, 2022, and has been continually updated, with the latest update rolled out just May 08, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.454.0. With 89 reviews, m10 — Digital Wallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Birbank
Birbank
Download the Birbank mobile app to your smartphone, make fast payments with your cards, earn bonuses, and enjoy contactless payments with Apple Pay. Manage your expenses easily with 2x VAT refunds, up to 30% cashback, free cash withdrawals, and commission-free transfers.
APP ADVANTAGES
- Get cash loans and installment cards 24/7 without visiting a branch
- Manage your bank cards and accounts
- Check and track your loan and deposit accounts
- Monitor and pay your credit debts with the Birbank personal cabinet
- Track online currency exchange rates
- Change your PIN, enable SMS banking, 3D secure, and set daily limits.
PAYMENTS
With Birbank, you can make the following payments without leaving your home:
- Mobile payments – Azercell, Bakcell, Nar mobile, etc.
- Utility payments – Azərişıq, Azərsu, Azəriqaz
- Internet providers – Aztelecom, BIRLink, etc.
- TV providers – AiləTV, KATV
- Telephone payments – Aztelekom, Baktelekom
- Government payments – taxes and VAT refunds
- Insurance – PAŞA Sığorta (Pasha Insurance)
- Donations – YAŞAT Foundation, Red Hearts Foundation
- Penalty – BNA, DYP fines
- Loans – Kapital Bank loans, Mortgage, Kontakt Home, Optimal, İrshad
- Parking payments
- Umico Market – earn Umico bonuses and benefit from installment payments.
TRANSFERS With Birbank, enjoy various transfer options:
- Free cash withdrawals and transfers with the Cashback debit card
- Send money to international and domestic bank cards
- Fast transfers with Cash by Code
-Transfer money to other Birbank users via mobile number
- International transfers via money transfer systems (Zolotoya Korona, Western Union, Xəzri)
BONUSES
-Earn cashback, Umico Bonuses, VAT refunds, or collect miles by making payments. Enjoy discounts at partner stores, installment shopping, and use miles for purchasing tickets with AZAL, THY.
VAT REFUND
- Increase your VAT refund balance with Birbank Cashback card purchases.
- Scan receipts with QR Scan to get 35% of VAT back.
CONTACTLESS PAYMENTS
- NFC: Tap your phone to the POS terminal for payment
- Apple Pay: Add your Visa and MasterCard cards to Wallet for contactless payments
- QR Pay: Make secure payments by scanning the QR code at the checkout
DIGITAL CARD
Get a Digital Card without visiting Kapital Bank branches. Enjoy online payments, free transfers, and more features waiting for you at Birbank.
DIGITAL BANKING Order any card you wish through the Birbank app and use ATMs 24/7 to access cash loans or installments.
BIRBANK PARTNERS
Explore your preferred stores and restaurants, along with cashback, miles, and installment options on the Birbank partners page.
BRANCHES AND ATMs
Easily locate Kapital Bank branches and ATMs across the country and save time by booking an online appointment.
OTHER SERVICES
Azercell postpaid line, PAŞA Life insurance account management, and the SMS Radar feature to stay informed about fines are also available. Birbank , a leading app in the Finance Apps category, boasts a robust user base with a total of 10B installs. It sees impressive engagement with 100M monthly installs and 4M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Birbank was first released January 03, 2018, and has been continually updated, with the latest update rolled out just May 12, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.77.6. With 282 reviews, Birbank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
APP ADVANTAGES
- Get cash loans and installment cards 24/7 without visiting a branch
- Manage your bank cards and accounts
- Check and track your loan and deposit accounts
- Monitor and pay your credit debts with the Birbank personal cabinet
- Track online currency exchange rates
- Change your PIN, enable SMS banking, 3D secure, and set daily limits.
PAYMENTS
With Birbank, you can make the following payments without leaving your home:
- Mobile payments – Azercell, Bakcell, Nar mobile, etc.
- Utility payments – Azərişıq, Azərsu, Azəriqaz
- Internet providers – Aztelecom, BIRLink, etc.
- TV providers – AiləTV, KATV
- Telephone payments – Aztelekom, Baktelekom
- Government payments – taxes and VAT refunds
- Insurance – PAŞA Sığorta (Pasha Insurance)
- Donations – YAŞAT Foundation, Red Hearts Foundation
- Penalty – BNA, DYP fines
- Loans – Kapital Bank loans, Mortgage, Kontakt Home, Optimal, İrshad
- Parking payments
- Umico Market – earn Umico bonuses and benefit from installment payments.
TRANSFERS With Birbank, enjoy various transfer options:
- Free cash withdrawals and transfers with the Cashback debit card
- Send money to international and domestic bank cards
- Fast transfers with Cash by Code
-Transfer money to other Birbank users via mobile number
- International transfers via money transfer systems (Zolotoya Korona, Western Union, Xəzri)
BONUSES
-Earn cashback, Umico Bonuses, VAT refunds, or collect miles by making payments. Enjoy discounts at partner stores, installment shopping, and use miles for purchasing tickets with AZAL, THY.
VAT REFUND
- Increase your VAT refund balance with Birbank Cashback card purchases.
- Scan receipts with QR Scan to get 35% of VAT back.
CONTACTLESS PAYMENTS
- NFC: Tap your phone to the POS terminal for payment
- Apple Pay: Add your Visa and MasterCard cards to Wallet for contactless payments
- QR Pay: Make secure payments by scanning the QR code at the checkout
DIGITAL CARD
Get a Digital Card without visiting Kapital Bank branches. Enjoy online payments, free transfers, and more features waiting for you at Birbank.
DIGITAL BANKING Order any card you wish through the Birbank app and use ATMs 24/7 to access cash loans or installments.
BIRBANK PARTNERS
Explore your preferred stores and restaurants, along with cashback, miles, and installment options on the Birbank partners page.
BRANCHES AND ATMs
Easily locate Kapital Bank branches and ATMs across the country and save time by booking an online appointment.
OTHER SERVICES
Azercell postpaid line, PAŞA Life insurance account management, and the SMS Radar feature to stay informed about fines are also available. Birbank , a leading app in the Finance Apps category, boasts a robust user base with a total of 10B installs. It sees impressive engagement with 100M monthly installs and 4M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Birbank was first released January 03, 2018, and has been continually updated, with the latest update rolled out just May 12, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.77.6. With 282 reviews, Birbank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Leobank - onlayn kredit kartı
Leobank - onlayn kredit kartı
Leobank Azərbaycanın ilk “mobile-only” (filialsız) bankıdır. Biz bütün bank prosedurlarını sadələşdirdik və sərfəli kredit kartı ilə təklif edən tətbiq hazırladıq.
Leobank ilə nə əldə edəcəksiniz?
🚚 Çatdırılma ilə pulsuz kart.
💰 15000 manata qədər kredit limiti. 62 günə qədər və faizsiz.
💸 Bankdan və tərəfdaşlardan 20%-dək keşbek.
🛍️ İstənilən alış-verişdə 24 aya qədər taksit imkanı.
🛒 Tərəfdaş mağazalarda hissə-hissə və komissiyasız ödəniş imkanı.
💵 Cəmi 1% komissiya ilə nağd pul krediti.
🏦 Leobank kartına köçürmə və kommunal ödənişlər pulsuzdur.
💸 Digər Azərbaycan banklarının kartlarına 2000 ₼-dək köçürmələr – komissiyasız.
🌍 Xarici bankların kartlarına köçürmələr.
✈️ Xaricdən kart balansının artırılması və SWIFT köçürmələri üçün rekvizitlər.
🔄 ƏDV-nin geri qaytarılması.
📈 Səhmlərə və kriptovalyutalara sərmayələrin qoyulması.
⚖️ Rahat balansartırma üsulları ilə “Xəzinə” xidməti.
📊 Kartdakı şəxsi pulun qalığına 5% hesablanması.
🍏🤖 Apple Pay və Google Pay dəstəyi.
Leo kartını əldə etmək nə qədər asandır?
Tətbiqi endirin və qeydiyyatdan keçin. Bu, 5 dəqiqəyə qədər vaxt aparacaq.
Kartı pulsuz olaraq ünvanınıza çatdıracağıq.
Sizə uyğun olan kredit məhsulunu seçin
- Kreditlə bağlı dərhal qərarın verilməsi – qohumlara zəng etmədən və bir çoxlu sənəd olmadan.
- 15 000 ₼-dək kredit limiti (62 günə qədər pulsuz istifadə edilə bilər).
- Azərbaycanda və xaricdə istənilən alış-veriş üçün (həm qarşıdan gələn, həm də tamamlanmış) cəmi 1% komissiya ilə taksit imkanı.
- Tərəfdaş mağazalarda hissə-hissə və komissiyasız ödəniş imkanı.
- Cəmi 1% komissiya ilə nağd pul krediti. Tətbiqdə xidməti sifariş edin və Unibank bankomatından və ya filial kassasından pulunuzu komissiyasız şəkildə çıxarın.
Rahat şəkildə və büdcənizə təsir etmədən pul yığın
- “Xəzinə” xidməti ilə siz tez bir zamanda kifayət qədər pul yığa bilərsiniz :)
- “Xəzinə”nin balansını sizə rahat şəkildə artırın: müntəzəm avtomatik ödənişlər, kartla alış-verişdən qalıq və ya əllə balansartırma.
- Müxtəlif məqsədlər üçün eyni anda 10-a qədər “Xəzinə” yarada bilərsiniz.
- Hər ay “Xəzinə”dəki məbləğdən illik 5% əldə edin.
Google və ya Tesla səhmlərinin sahibi olun
Leobank tətbiqində siz 1 ₼-dən başlayan sərmayələr edə bilərsiniz:
- səhmlər (Apple, Google, Tesla, Amazon və s.);
- fondlar (SPDR S&P 500 ETF Trust, SPDR Dow Jones Industrial Average ETF Trust, SPDR Gold Trust və s.);
- kriptovalyutalar (Bitcoin, Ethereum, Binance Coin və s.).
Tətbiqdə kartınızı idarə edin
- PİN kodun dəyişdirilməsi.
- Kartın bloklanması/blokdan çıxarılması.
- İnternet limitinin idarə edilməsi.
- İstənilən dövr üçün kart üzrə çıxarış.
- Kartın əlaqəli olduğu xidmətlərdə ödənişlərin bloklanması/blokdan çıxarılması.
Leobank-ın bütün üstünlüklərini qiymətləndirin
🌙 Tərzli və aydın tətbiq. Tünd rejim çox gözəl görünür :)
🎨 Kartınız üçün çoxlu dizaynlar.
🕶️ İnkoqnito rejimi – heç kim balansınızı və ya əməliyyatlarınızı görməyəcək.
🧾 Kommunal ödəniş skaneri.
📊 Ölkə üzrə xərcləmələrin rahat analitikası, aydın qrafiklər, ödənişlərlə bağlı qeydlər.
💃 Ödənişləri daha əyləncəli etmək üçün “Silkələ və ödə” xüsusiyyəti.
🤗 Ödənişlərə reaksiyalar: "sağ ol" və ya "pul gəldi" yazmaq əvəzinə emoji göndərin.
💬 Ödənişə ödənişlə cavab verin və bir toxunuşla əvvəlki ödənişləri təkrarlayın.
🍽️ Hesabların bölünməsi, məsələsən, ortaq restoran hesabını dostlarınızla bölüşə bilərsiniz.
🧾 Leo tətbiqinin nişanından istifadə edərək ƏDV-nin geri qaytarılması üçün qəbzlər əlavə edin.
📴 Tətbiq internet olmadan da işləyir.
📞 Dəstək xidmətində robotlar yoxdur! Sizə rahat istənilən messencerdə və ya telefonla canlı ünsiyyət. Leobank - onlayn kredit kartı , a leading app in the Finance Apps category, boasts a robust user base with a total of 3B installs. It sees impressive engagement with 30M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Leobank - onlayn kredit kartı was first released October 21, 2021, and has been continually updated, with the latest update rolled out just May 11, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.114.23. With 47 reviews, Leobank - onlayn kredit kartı maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Leobank ilə nə əldə edəcəksiniz?
🚚 Çatdırılma ilə pulsuz kart.
💰 15000 manata qədər kredit limiti. 62 günə qədər və faizsiz.
💸 Bankdan və tərəfdaşlardan 20%-dək keşbek.
🛍️ İstənilən alış-verişdə 24 aya qədər taksit imkanı.
🛒 Tərəfdaş mağazalarda hissə-hissə və komissiyasız ödəniş imkanı.
💵 Cəmi 1% komissiya ilə nağd pul krediti.
🏦 Leobank kartına köçürmə və kommunal ödənişlər pulsuzdur.
💸 Digər Azərbaycan banklarının kartlarına 2000 ₼-dək köçürmələr – komissiyasız.
🌍 Xarici bankların kartlarına köçürmələr.
✈️ Xaricdən kart balansının artırılması və SWIFT köçürmələri üçün rekvizitlər.
🔄 ƏDV-nin geri qaytarılması.
📈 Səhmlərə və kriptovalyutalara sərmayələrin qoyulması.
⚖️ Rahat balansartırma üsulları ilə “Xəzinə” xidməti.
📊 Kartdakı şəxsi pulun qalığına 5% hesablanması.
🍏🤖 Apple Pay və Google Pay dəstəyi.
Leo kartını əldə etmək nə qədər asandır?
Tətbiqi endirin və qeydiyyatdan keçin. Bu, 5 dəqiqəyə qədər vaxt aparacaq.
Kartı pulsuz olaraq ünvanınıza çatdıracağıq.
Sizə uyğun olan kredit məhsulunu seçin
- Kreditlə bağlı dərhal qərarın verilməsi – qohumlara zəng etmədən və bir çoxlu sənəd olmadan.
- 15 000 ₼-dək kredit limiti (62 günə qədər pulsuz istifadə edilə bilər).
- Azərbaycanda və xaricdə istənilən alış-veriş üçün (həm qarşıdan gələn, həm də tamamlanmış) cəmi 1% komissiya ilə taksit imkanı.
- Tərəfdaş mağazalarda hissə-hissə və komissiyasız ödəniş imkanı.
- Cəmi 1% komissiya ilə nağd pul krediti. Tətbiqdə xidməti sifariş edin və Unibank bankomatından və ya filial kassasından pulunuzu komissiyasız şəkildə çıxarın.
Rahat şəkildə və büdcənizə təsir etmədən pul yığın
- “Xəzinə” xidməti ilə siz tez bir zamanda kifayət qədər pul yığa bilərsiniz :)
- “Xəzinə”nin balansını sizə rahat şəkildə artırın: müntəzəm avtomatik ödənişlər, kartla alış-verişdən qalıq və ya əllə balansartırma.
- Müxtəlif məqsədlər üçün eyni anda 10-a qədər “Xəzinə” yarada bilərsiniz.
- Hər ay “Xəzinə”dəki məbləğdən illik 5% əldə edin.
Google və ya Tesla səhmlərinin sahibi olun
Leobank tətbiqində siz 1 ₼-dən başlayan sərmayələr edə bilərsiniz:
- səhmlər (Apple, Google, Tesla, Amazon və s.);
- fondlar (SPDR S&P 500 ETF Trust, SPDR Dow Jones Industrial Average ETF Trust, SPDR Gold Trust və s.);
- kriptovalyutalar (Bitcoin, Ethereum, Binance Coin və s.).
Tətbiqdə kartınızı idarə edin
- PİN kodun dəyişdirilməsi.
- Kartın bloklanması/blokdan çıxarılması.
- İnternet limitinin idarə edilməsi.
- İstənilən dövr üçün kart üzrə çıxarış.
- Kartın əlaqəli olduğu xidmətlərdə ödənişlərin bloklanması/blokdan çıxarılması.
Leobank-ın bütün üstünlüklərini qiymətləndirin
🌙 Tərzli və aydın tətbiq. Tünd rejim çox gözəl görünür :)
🎨 Kartınız üçün çoxlu dizaynlar.
🕶️ İnkoqnito rejimi – heç kim balansınızı və ya əməliyyatlarınızı görməyəcək.
🧾 Kommunal ödəniş skaneri.
📊 Ölkə üzrə xərcləmələrin rahat analitikası, aydın qrafiklər, ödənişlərlə bağlı qeydlər.
💃 Ödənişləri daha əyləncəli etmək üçün “Silkələ və ödə” xüsusiyyəti.
🤗 Ödənişlərə reaksiyalar: "sağ ol" və ya "pul gəldi" yazmaq əvəzinə emoji göndərin.
💬 Ödənişə ödənişlə cavab verin və bir toxunuşla əvvəlki ödənişləri təkrarlayın.
🍽️ Hesabların bölünməsi, məsələsən, ortaq restoran hesabını dostlarınızla bölüşə bilərsiniz.
🧾 Leo tətbiqinin nişanından istifadə edərək ƏDV-nin geri qaytarılması üçün qəbzlər əlavə edin.
📴 Tətbiq internet olmadan da işləyir.
📞 Dəstək xidmətində robotlar yoxdur! Sizə rahat istənilən messencerdə və ya telefonla canlı ünsiyyət. Leobank - onlayn kredit kartı , a leading app in the Finance Apps category, boasts a robust user base with a total of 3B installs. It sees impressive engagement with 30M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Leobank - onlayn kredit kartı was first released October 21, 2021, and has been continually updated, with the latest update rolled out just May 11, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.114.23. With 47 reviews, Leobank - onlayn kredit kartı maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.