Top Free Finance Apps in Australia

ANZ Australia See your statements anytime, temporarily block your card if it’s misplaced and more.

Join over 4 million users using the ANZ App.

Take care of the day to day
• Pay people and bills on the move with Pay Anyone, PayID and BPAY®.
• Update your mobile number, email, address and more in Profile.
• If you're an existing customer, you can apply for an ANZ Access Advantage or ANZ Progress Saver account in minutes (1).
• If you’re looking to open an everyday transaction account and a savings account, you can download the new ANZ Plus app. Search for ANZ Plus in the Play Store (2).

Get down to business
If you’re a sole trader or run a single director company you can open a business account in the ANZ App in just a few minutes (1). Plus get paid quickly with PayID® (3), schedule payments, and stay on top of your cashflow with push notifications.

Get the help you need
• Kick-start a conversation with a team member using Message Us and get the answers you need!

Your card in your control
• Misplaced your card? You can block your card to keep it safe while you look for it.
• Report your eligible card as lost or stolen. We can cancel the card and order you a new one.
• Activate eligible ANZ cards by tapping on More then set your card PIN right away.

Better understand your spending
• We’ll automatically sort transactions by merchant or category so you can see valuable spending insights.
• Spot any sneaky subscriptions in one place. View your Ongoing and One-off Payments where you’ve provided your eligible card or account details.
• View, save and share statements anytime, anywhere.

Use PayID to send and receive payments quickly (3)
• Pay friends and family in as little as a minute – all you need is their PayID and an eligible account.
• Set up a PayID to help you get paid quickly. Visit Profile to begin.

More features you’ll love
• Feel more informed and in control of your home loan. See your interest rate, repayment amount and frequency, and more.
• Increase your font size and hear guidance as you bank using accessibility features.

Let’s do this
• If you’re an existing ANZ customer, register with your ANZ Internet Banking login details (CRN and Internet Banking password). If you can’t remember these, this page might help: www.anz.com.au/support/customer-registration-number-password/
• If you're having any issues with the app, let us know by contacting us on www.anz.com.au/support/contact-us/. We’re happy to help.

Important information
By installing the ANZ App you acknowledge and accept the ANZ App Terms and Conditions and License Agreement (available at anz.com/app) and acknowledge the ANZ App Privacy Collection Notice (available at anz.com/privacy/centre/privacy-collection-notice-anz-app) and agree to receive these terms and conditions electronically via your mobile device. You acknowledge that ANZ will not send you a paper copies of these documents.

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends you consider if this service is appropriate to you prior to making a decision to acquire and use the ANZ App.

®BPAY is registered to BPAY Pty Ltd ABN 69 079 137 518.

1. Consider if right for you. Terms and conditions apply. See anz.com for more.
2. Consider if right for you. Terms and conditions, FSG and TMD available at anz.com/plus
3. Eligible accounts and payments only – sending and receiving account must be capable of processing faster payments. Technical interruptions may occur and some payments may be delayed e.g. for security screening. PayID is a registered trademark of NPP Australia Limited ANZ Australia , a leading app in the Finance Apps category, boasts a robust user base with a total of 4B installs. It sees impressive engagement with 20M monthly installs and 990K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ANZ Australia was first released September 04, 2012, and has been continually updated, with the latest update rolled out just March 09, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 4.89.0.0207. With 23421 reviews, ANZ Australia maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

ANZ Plus Master your money and work towards your savings goals with integrated ANZ Plus Everyday and ANZ Plus Growth Saver accounts, or easily refinance your home loan from the ANZ Plus app³.

· Keep track of your budget and get your spending automatically sorted with an ANZ Plus Everyday account.

· Make regular saving more rewarding when you track multiple savings goals whilst earning interest on them in an ANZ Plus Growth Saver account¹.

· For more flexible savings, you can add an ANZ Plus Flex Saver account to dip into when you need it.⁴ · You can round up the extra cents on purchases and send them to an eligible ANZ Plus account.

· Got accounts with other banks? View your eligible accounts with other banks all in the ANZ Plus app.²

· Keep your data and your money safe with ANZ Falcon and Scam Safe designed to help protect you from fraud and scam.

· Get expert help from a real human by sending a secure in-app message to an ANZ Plus Coach

Things you need to know:

ANZ Plus is for Australian residents 15 and older only, with a valid passport or driver’s licence.


Support for ANZ Plus is available in-app and includes appointments with our ANZ Plus Coaches.

ANZ Plus accounts and the ANZ Plus Home Loan can be found in the ANZ Plus app, so you won’t see them in the ANZ App or Internet Banking.


When you download the ANZ Plus app and use it a contract is made between you and ANZ on the terms of the ANZ Plus Digital T&Cs available at anz.com.au/plus (also available in-app). You should read them before you download and use the ANZ Plus app. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determinations, ANZ Plus Home Loan T&Cs and ANZ Deposit Account T&Cs are available at anz.com.au/plus. You should read them before deciding to apply for or keep ANZ Plus products or services. Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527 Australian Credit License Number 234527


Read the ANZ Privacy Policy at anz.com.au/privacy/centre/policy


If ANZ Plus isn’t right for you, check out other ANZ products at anz.com.au


1 We use the effective daily balance of your ANZ Plus Growth Saver account at 11:59pm (AEST/AEDT) on the last business day of the month to determine if you've met the requirement to grow your balance. Visit anz.com.au/plus to see the ‘Earning interest’ section of the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance, how interest is calculated and how we work out if you're eligible for bonus interest. See anz.com.au/plus/interest-fees for interest rates. Interest rates are variable and subject to change.


If you're new to ANZ Plus, the ANZ Plus Growth Saver is only available if linked to an ANZ Plus Everyday account.


2 Only eligible accounts shown. Amounts shown may not reflect your personal situation or money available to spend. Information on third party accounts is sourced from those third parties with your consent. Third parties have not endorsed the My Accounts feature. See ANZ Plus Digital T&Cs for more information. You can use the ANZ Plus app to view other eligible ANZ accounts, but to manage these accounts you will need to use other ANZ channels.

3 Home loan applications are subject to credit assessment and other eligibility criteria, visit anz.com/plus/digital-home-loans to see if you could be eligible and other things you should know

4 To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer. Screens shown are Android versions and subject to change.

By downloading the ANZ Plus app you agree that we may arrange for a commission to be paid to a comparison website provider or other third party if they referred you to ANZ.

® Falcon is a trademark of Fair Isaac Corporation

Android, Google Pay, and the Google Logo are trademarks of Google LLC.

Registered office address: 833 Collins Street VIC 3008 ANZ Plus , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 30M monthly installs and 810K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ANZ Plus was first released February 14, 2022, and has been continually updated, with the latest update rolled out just March 31, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.0 (72722). With 1925 reviews, ANZ Plus maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Wise: International Transfers 16 million+ customers send, receive, spend and grow their money internationally with Wise. It’s the fast, simple way to move money in 145+countries and 45+ currencies. Products available depend on where you live. Check wise.com or download the app to see what’s available for you.

— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, for every money transfer
• Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions)
• Secure your transfers with two-factor authentication, encryption and biometrics

— The Multi-Currency Card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world. Wise is a Money Service Business (“MSB”“) registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/

*Lead Bank and Community Federal Savings Bank.

Capital at risk. Past performance does not guarantee future growth. Interest is an investment service, availability and provider vary by location. Please check Wise.com/interest for more information.

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha) Wise: International Transfers , a leading app in the Finance Apps category, boasts a robust user base with a total of 48B installs. It sees impressive engagement with 800M monthly installs and 11M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Wise: International Transfers was first released March 24, 2014, and has been continually updated, with the latest update rolled out just March 31, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 9.18.4. With 67568 reviews, Wise: International Transfers maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Google Wallet Google Wallet gives you fast, secure access to your everyday essentials. Tap to pay everywhere Google Pay is accepted, board a flight, go to a movie, and more – all with just your phone. Keep everything protected in one place, no matter where you go.

CONVENIENT

Get what you need fast
+ Three quick ways for accessing your everyday essentials: use your phone’s quick settings for fast access, open the Wallet app from your homescreen or use Google Assistant when your hands are busy.

Access Google Wallet from your Wear OS watch
+ Get instant access to Wallet on the Wear OS main watch face with complications.

Carry cards, tickets, passes, and more
+ Catch a train, see a concert, or earn rewards at your favorite stores with a digital wallet that carries more
+ [US Only] Unlock the world around you with a digital wallet that carries your drivers license and digital car keys

What you need, right when you need it
+ Your Wallet can suggest what you need, right when you need it. Get a notification for your boarding pass on the day of travel, so you’ll never have to fumble in your bag again.

HELPFUL

Keep track of receipts
+ Easily find transaction details in Wallet, including smart details like location pulled from Google Maps

Seamless integration across Google
+ Sync your Wallet to keep your Calendar and Assistant up to date with the latest info like flight updates and event notifications
+ Shop smarter by seeing your point balances and loyalty benefits in Maps, Shopping, and more

Get started in a snap
+ Set up is seamless with the ability to import cards, transit passes, loyalty cards and more that you’ve saved on Gmail.

Stay in the know on the go
+ Make boarding flights a breeze with the latest information pulled from Google Search. Google Wallet can keep you posted on gate changes or unexpected flight delays.

SAFE & PRIVATE

A secure way to carry it all
+ Security and privacy are built into every part of Google Wallet to keep all your essentials protected.

Android security you can count on
+ Keep your data and essentials secure with advanced Android security features like 2-Step Verification, Find My Phone, and remotely erasing data.

Tap to pay keeps your card secure
ALT: + When you tap to pay with your Android phone, Google Pay doesn’t share your real credit card number with the business, so your payment info stays safe.

You’re in control of your data
+ Easy to use privacy controls allow you to opt-in to sharing information across Google products for a tailored experience.

Google Wallet is available on all Android phones (Pie 9.0+), Wear OS and Fitbit devices.
Not all features are available for supervised accounts. Learn more about Wallet for supervised accounts here: https://support.google.com/wallet?p=about_wallet_supervised.
Still have questions? Head over to support.google.com/wallet. Google Wallet , a leading app in the Finance Apps category, boasts a robust user base with a total of 1847B installs. It sees impressive engagement with 4B monthly installs and 1B daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Google Wallet was first released June 24, 2011, and has been continually updated, with the latest update rolled out just March 26, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 26.8.872176072. With 338790 reviews, Google Wallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

PayPal - Pay, Send, Save PayPal is a smart and secure way to shop in-store and online, earn cash back on brands you love, send money to friends and much more.

SAVE OFFERS IN THE APP
Get cash back offers from brands you love. We’ll automatically apply them at checkout
*Eligible items only. Redeem points for cash or other options. Terms and exclusions apply: PayPal.com/rewards-terms

SEND AND REQUEST MONEY FOR FREE
Securely send and receive money with just about anyone in 120+ countries
It’s free to send and receive with friends & family in the US when funded by a bank account or PayPal balance

GET THE PAYPAL DEBIT CARD AND EARN CASH BACK
Request your card in the app. No credit check required
Shop with your PayPal balance everywhere Mastercard® is accepted
Earn 5% cash back on a category you choose each month*
*5% cash back earned as points you redeem for cash & other options on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal
A PayPal Balance account is required to get the card
The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. (“The Bancorp”), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding

CRYPTOCURRENCY
Buy, sell and hold Bitcoin, Ethereum, PayPal USD, Bitcoin Cash and Litecoin with PayPal*
*PayPal, Inc. is licensed to engage in virtual currency business activity by the NY Dept. of Financial Services. To buy, sell, transfer, and hold crypto is subject to risks, may result in significant losses, and not available where prohibited by law. We do not make recommendations about crypto transactions. Consider seeking advice from a financial and tax advisor. Crypto custody, trades and transfer services are performed for us by Paxos Trust Co. LLC or other appropriately authorized provider. See terms: paypal.com/crypto_terms

GROW YOUR MONEY WITH HIGH-YIELD PAYPAL SAVINGS
Roll your money into PayPal Savings and earn a competitive APY*
Easily manage your account in the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.
*PayPal Savings annual percentage yield (APY) is a variable rate and can change at any time, including after the account is opened. PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings

TRACK YOUR PACKAGES
View orders and delivery status until they arrive safely at your door. Simply link your Gmail or Outlook to get started
Not all sellers are participants

BUY NOW PAY LATER
*Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4
About Pay Monthly: WebBank is the lender of Pay Monthly. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS

PayPal
2211 N 1st St San Jose, CA 95131 PayPal - Pay, Send, Save , a leading app in the Finance Apps category, boasts a robust user base with a total of 472B installs. It sees impressive engagement with 3B monthly installs and 160M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. PayPal - Pay, Send, Save was first released February 21, 2012, and has been continually updated, with the latest update rolled out just March 20, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 8.103.0. With 885839 reviews, PayPal - Pay, Send, Save maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Freecash: Earn Money Freecash is an easy-to-use app where you get real rewards by playing games, responding to surveys, and testing products.

Pick a task that interests you, complete it, and get rewarded!

You can cash out via bank transfer, PayPal, crypto, or gift cards.

And to help you earn, we offer daily bonuses and regular promos, which make Freecash one of the easiest ways to start earning from home!

Play games, complete surveys, and earn rewards all day long. Whether you're into crypto or gift cards, you can easily withdraw your rewards.

How to Earn on Freecash:

Download & Open the App

Log In – Create an account in under a minute, or sign in with Google or Facebook.

Choose an Offer & Complete the Tasks – You can play games, answer surveys, or test new products.

Cash Out – Withdraw your rewards via bank transfer, PayPal, crypto, or gift cards.

Play New Games 🎮

Get real rewards just for playing your favorite games and leveling up. We need players for games of all genres: RPGs, MMOs, PvP, and more.

Take Surveys ✅

Help our market research partners by completing surveys for rewards.

We will always tell you how many rewards you could earn and how long the survey will take before you start.

Test Products 👨‍🔬

We reward users to sign up and test out new products and services.

Help us make these products better and get rewards every day!

Withdraw How You Want 💸

Withdraw in Your Way — Withdraw rewards directly to your bank account or PayPal address.

Invest in Crypto — Earn Bitcoin, Ethereum & other cryptocurrencies.

Get Gift Cards — We offer a massive range of gift cards, from Amazon and Apple to the Google Play Store, and more.

Our support team is available 24/7 via Live Chat or email. With a 4.7 rating from 250,000+ reviews on Trustpilot, we are one of the highest-rated rewards platforms available. Download Freecash and start earning today.

Download Freecash now & start earning rewards today!

Enjoy rewards for playing games, completing surveys, and testing new products. Freecash makes it easy to earn rewards with fun tasks and exclusive offers to help you rack up rewards. Freecash: Earn Money , a leading app in the Finance Apps category, boasts a robust user base with a total of 27B installs. It sees impressive engagement with 2B monthly installs and 65M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Freecash: Earn Money was first released April 12, 2022, and has been continually updated, with the latest update rolled out just March 23, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.190. With 47964 reviews, Freecash: Earn Money maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

CommBank Welcome to Australia’s best banking app^ 16 years in a row. Join 9 million people in Australia using the CommBank app.

There’s so much to love:

Bank on the go
• Transfer money, pay bills and check your balance in real-time – all from the convenience of your phone
• Make fast payments to a PayID (1), account number or BPAY®

Get more with CommBank Yello (2)
• Access benefits, cashbacks and discounts in the CommBank app with CommBank Yello - our customer recognition program

Discover smarter banking
• Track your spending, manage bills, set savings goals (3) and more with Money plan

Access the latest security features
• Verify calls from CommBank with CallerCheck (4)
• Delete cards from digital wallets if you lose your device
• Avoid billing scams & mistaken payments with NameCheck

Get 24/7 support
• Get instant help from our virtual assistant Ceba or connect with a specialist who will message you back

Access flight & hotel offers
• Discover Travel Booking provided by Hopper
• CommBank Yello Homeowner & Everyday plus customers get 10% back on all flight & hotel bookings (5)

Stay in control
• Manage your card settings & PIN, report lost, stolen & damaged cards, or lock your cards temporarily

Separate your business & personal accounts
• Set up a business profile & get a clear view of your financial position

You can download the CommBank app for free. Plus, you can discover even more benefits by visiting commbank.com.au/app.
Your phone’s language needs to be set in English and to the Australian region for an optimal experience.

^ Canstar’s 2025 Bank of the Year - Digital Banking Award

® Registered to BPAY Pty Ltd. ABN 69 079 137 518

1. For security reasons, a hold may apply on first time payments. The delay allows fraud security checks to take place and gives you time to alert us to unauthorised or suspicious activity on your account. Subsequent payments should be received in under a minute.

2. Ongoing eligibility conditions apply to CommBank Yello, see commbank.com.au/commbankyello for more information and the full terms and conditions.

3. Setting savings goals requires a GoalSaver or NetBank Saver in your name only. Terms and conditions for our products and services are available and should be considered before making any decision about whether they are appropriate for you.

4. CallerCheck allows you to verify whether a caller claiming to be from CommBank is legitimate, by sending a secure notification to the CommBank app. Simply ask the caller to use CallerCheck and follow the prompts.

5. Offer: 10% back in travel credits applies to eligible CommBank Yello Homeowner and CommBank Yello Everyday Plus customers who use their eligible CommBank credit card, debit card, StepPay card or Travel Money Card on a flight or hotel booking via the Travel Booking website. Offer can be withdrawn at any time without notice. 10% back in travel credits applies to the booking amount you pay for excluding any Awards points or travel credits redeemed. If you cancel or the supplier cancels the flight or hotel booking for any reason, the 10% back in travel credits will be forfeited.

The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Minimum operating system version requirements may apply. Learn more at commbank.com.au/app.

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (referred to as Colonial First State) is the Trustee of Essential Super ABN 56 601 925 435 and the issuer of interests in Essential Super.

As this information has been prepared without considering your financial situation, objectives or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Terms and conditions for the app and our products should be considered before making any decision. Fees and charges may apply. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945 CommBank , a leading app in the Finance Apps category, boasts a robust user base with a total of 12B installs. It sees impressive engagement with 60M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. CommBank was first released February 24, 2011, and has been continually updated, with the latest update rolled out just March 21, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 5.48.1.2576. With 23365 reviews, CommBank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Westpac Are you banking with the best app in town? Australia’s Best Banking App three years running* - secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence.
You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence.
Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place.

Australian-first SafeCall. Receive calls from the Westpac App, helping you confirm it’s us calling, and not a scammer.

Things you should know:
*This claim is based on The Forrester Digital Experience Review™ of 4 Australian mobile banking apps in Q3 2025.

Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you.

Android, Google Play, Google Pay and the Google Play logo are trademarks of Google LLC.

©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Westpac , a leading app in the Finance Apps category, boasts a robust user base with a total of 5B installs. It sees impressive engagement with 30M monthly installs and 1M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Westpac was first released September 02, 2011, and has been continually updated, with the latest update rolled out just March 23, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 12.0.0. With 13268 reviews, Westpac maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

ME Go ME Go is ME’s brand-new app jam packed full of smart tools to help with your everyday spending and saving.

Open an account in 5 minutes and get Go’ing:

1. SpendME – an everyday account with a linked debit Visa card where we donate to your chosen charity every time you tap your digital card
2. SaveME – a savings account with bonus interest to get you to your goals sooner
3. HomeME – a savings account specifically designed for those saving for a home deposit.

1. Feel good about your spending with a SpendME Account.
• Every time you pay with your digital wallet, ME donates 1c to the charity aligned with your Visa debit card. Choose between the National Breast Cancer Foundation, Beyond Blue, Orange Sky, the Australian Wildlife Conservancy or Minus18.
• It’s not just more give, it’s also less take. We don’t charge monthly account keeping fees or international transaction fees or withdraw fees at over 10,000 Australian ATMs.
• Fast money is good money – so pay or be paid instantly with PayID, Osko and BPAY.
• Say bye bye to bill shock – Bill Tracker keeps you posted about upcoming bills, so you’re never caught off guard and can budget towards them (and stay ahead of them).
• Tag it … tag it real good. Add transaction tags to filter or group transactions to personalise your spending insights – then you’ll know what’s going towards a wedding and what’s going towards wild weekends.
• Savings without the thinking – Round Ups show that small change can make big change to your savings.

2. Give your savings a big fat bonus by opening a SaveME Account.
• The easiest money you’ll ever tap into. Earn bonus interest on your savings every month you meet the simple monthly criteria.
• Got loads of goals? Open loads of accounts. With up to 9 SaveME Accounts, you can save for rainy days, Rome, a Range Rover and Rihanna tickets all at once. Plus naming each goal will keep you focused and help you separate your savings.
• Don’t Go it alone. Open joint accounts directly from the app with a partner or friend, so you smash goals even faster, together.

3. Get in the front door of your first home sooner with a HomeME Account.
• With brilliant savings tools specifically designed to help you save for a deposit, HomeME is the only savings account you’ll need to save for your first home.
• Make yourself at home with easy money. Earn bonus interest on your savings every month you meet the simple monthly criteria.
• Advice delivered right to your front door (well, your app). Stay on track with tips and tricks to help you save faster and get home sooner.

Your Go-to for security.
• Log in securely with a smile or a swipe using face or fingerprint recognition and two factor authentication to ensure your accounts are safe.
• ME’s Fraud Protection: Guarantees that you won’t be held responsible for unauthorised charges made on your account.


In-app Live Chat means wherever you are, ME is too

Need more info? Visit our website at mebank.com.au or give us a call on 13 15 63.


ME Bank – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence Number 244616.Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. For full terms and conditions, including information on eligibility criteria, fees and charges or go to https://www.mebank.com.au. ME Go , a leading app in the Finance Apps category, boasts a robust user base with a total of 110M installs. It sees impressive engagement 109K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ME Go was first released June 22, 2023, and has been continually updated, with the latest update rolled out just March 24, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.6.3. With 240 reviews, ME Go maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Betashares Direct | Investing Betashares Direct is the investing platform designed to help you build wealth, your way. Built by Betashares, one of Australia's leading ETF managers.


Invest in all ETFs and 300+ shares traded on the ASX with zero brokerage. Set recurring orders into up to 5 Betashares ETFs with Auto-invest, access professionally constructed pre-built portfolios or build your own custom portfolio.

- Zero brokerage on all ETFs and 300+ shares traded on the ASX -


Break free from brokerage and invest in any ASX-traded ETF - whether Betashares or other manager - and 300+ ASX shares with zero brokerage.


Minimising costs helps to maximise your investment returns. Invest brokerage-free in all ETFs and 300+ shares traded on the ASX.

*Refer to the PDS for information on interest retained by Betashares on cash balances.


- Auto-invest -

Auto-invest allows you to set up recurring investment in up to five Betashares ETFs, brokerage free, making it simple to automate your dollar cost averaging (DCA) investing strategy.


- Managed Portfolios -

Access low-cost diversified portfolios. Constructed from ASX-traded ETFs. ETF selection, portfolio weightings and rebalancing managed by our investing experts. Set up automatic investments via direct debit or make a one off investment. Zero brokerage and low monthly portfolio fees.


*Refer to the PDS for information on interest retained by Betashares on cash balances.


- Custom Portfolios -


Build your own custom portfolio in a few simple steps. Choose from all ETFs and 300+ shares traded on the ASX and determine how they are weighted in the portfolio. Set up automatic investments or make a one off investment. Zero brokerage and low monthly portfolio fees.


*Refer to the PDS for information on interest retained by Betashares on cash balances.


- Transfer your portfolio -


Moving your holdings to Betashares Direct from another account or online broker is simple. No transfer fees charged by Betashares to transfer your holding to Betashares Direct. No CGT implications*. We handle the transfer for you.


*Assuming there is no change in beneficial ownership. You should consult your tax adviser before making any investment decision.


- Choose your account type-

As well as individual accounts, Betashares Direct accounts are available to self-managed super funds (SMSFs) and trusts. Easily switch between accounts on a single login. Kids, joint and company accounts coming soon.


- Tools and reporting-


Betashares Direct includes personalised tax and performance reporting alongside a range of powerful yet intuitive tools that help you be a better investor. Real time performance reporting and pre-filled EOFY tax statements.


- Fractional investing and automatically reinvested distributions -


Invest the exact amount you want (for market orders only). Similarly, distributions are reinvested in full, with no cash component left sitting uninvested. Choose to have distributions on ETFs reinvested or taken in cash (for holdings outside Managed Portfolios).

- Local support -

Access support your way: whether it be live chat, email, or phone, our expert Australian-based support team is here to help.

- Account protection -

We use the latest open banking technology to protect your account, as well as Biometrics (Face ID) and multi-factor authentication (MFA) via email and SMS.

- Built by Betashares -

Betashares Direct is built by Betashares, one of Australia's leading ETF managers. We've been helping Australians to financially progress for over a decade, currently serving over 1 million investors and managing over $40 billion in assets.

Betashares Capital Limited (ABN 78 139 566 868, AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the Product Disclosure Statement and the Target Market Determination, available at www.betashares.com.au, to consider whether the product is right for you. Investing involves risk. Betashares Direct | Investing , a leading app in the Finance Apps category, boasts a robust user base with a total of 81M installs. It sees impressive engagement with 10M monthly installs and 102K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Betashares Direct | Investing was first released January 30, 2024, and has been continually updated, with the latest update rolled out just March 31, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.0.4. With 51 reviews, Betashares Direct | Investing maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.