Top Free Finance Apps in Malaysia

CIMB OCTO MY The CIMB OCTO MY App is packed with services that help you stay on top of your banking safely and easily, wherever you are.

What you can do with CIMB OCTO MY:

Account Management & Controls
• Check account balance – Manage your Current / Savings / Credit Card / Loan / Investment accounts
• Fund Transfers – Instant local transfer and fast & low fee foreign transfer
• Set Limit – Take control of your CIMB Clicks / ATM card / Credit card limit in-app
• Debit/Credit Card control – Activate your card, change Card PIN, freeze and Unfreeze card, adjust your credit limit and overseas spending, and more

Payments
• Pay bills & with JomPAY - pay bills such as TNB, Air Selangor, Celcom, Maxis, Digi, UMobile, Unifi, Astro, & more
• Pay Cards/Loans – to CIMB and other banks
• Prepaid Mobile Top Up - Instant top-up/reload for Hotlink, Digi Prepaid, Xpax, TuneTalk, UMobile prepaid, NJoi, etc.
• QR payment – Make cashless payment easily nationwide as well as in Singapore, Thailand, Indonesia, and China
• DuitNow AutoDebit (coming soon): Manage ad-hoc/recurring payments
• DuitNow Request (coming soon): Request payments via DuitNow ID

Wealth Management
• e-Fixed Deposits & e-Term Investment-I (e-Tia-i) - Grow your wealth on-the-go and enjoy competitive rates. You can make a placement and uplift anytime, anywhere without visiting a branch.
• MyWealth (coming soon)– Manage your investment such as ASNB/Unit Trust with ease in a one-stop wealth management platform

Security
• SecureTAC – Safer and easier way to approve your transactions. Simply tap to approve. No more waiting for SMS.
• Lock Clicks ID – You can proactively stop access to your CIMB Clicks ID if you detect any suspicious activity.

Other feature/services
• Apply – You can apply for Personal Loans, cash advance and more
• Mailbox - Send us message for assistance instead of calling
• E-Invoicing: Update TIN to receive e-invoices from 1 July 2025

Elevate your banking experience with these personalisation features!
• Homescreen Quick Balance (customisable) - A quick view of your account balance (up to 3 accounts of your choice)
• Homescreen Quick Menu (customisable) - Easier access to your most used banking functions
• Nickname – Give your transactions a nickname for easier reference
• Save Favorites - Save your frequent billers/recipients as Favorites for speedier transactions
• Quick Payment - Pay up to RM500 (customizable) with just biometric authentication or a 6-digit passcode, no lengthy password needed

-------------------------------------------------------------------------------------------------------

Stay tuned for more great features built for you!

We will continue to add more features and improve based on your feedback.
Contact us @ https://www.cimb.com.my/en/personal/help-support/contact-us.html

For more information, visit www.cimb.com.my/cimbocto CIMB OCTO MY , a leading app in the Finance Apps category, boasts a robust user base with a total of 3B installs. It sees impressive engagement with 100M monthly installs and 4M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. CIMB OCTO MY was first released August 18, 2022, and has been continually updated, with the latest update rolled out just August 15, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.8.10. With 36 reviews, CIMB OCTO MY maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

MyPB by Public Bank MyPB App makes everyday banking easy fused with lifestyle services catered to your needs.

Set up your MyPB App in just a few taps!
For Existing Customers
Step 1: Download MyPB App
Step 2: Login with your User ID and password
Step 3: Setup your PIN
Step 4: Register and activate PB SecureSign and you’re good to go!

For New Customers
Step 1: Download MyPB App
Step 2: Register via email to check out our non-banking services or apply for a savings account with us to fully immerse in all the services we have to offer
Step 3: Setup your PIN and you’re good to go!


BANKING MADE EASY, FAST AND SMARTER
- Transfer funds easily with our Send Money function to yourself, friends, family and everybody else in a few taps.
- Payments to merchants locally or abroad are now easy with DuitNow QR.
- Looking to buy a dream home or fancy yourself a new car? Check out your affordability, calculate your monthly instalments and apply with just a few taps.
- View your ‘Wealth’ to see a big picture of your net worth
- Get a financial overview and have a look at your income and expenses with a newly designed dashboard


INTEGRATING INTO YOUR EVERYDAY LIFE
- Storing cards are a hassle, we know! You can now store all of your physical cards virtually and display them in the form of a barcode or QR code.
- Need some quick cash? Just apply for a cash advance from your credit card and get access to your funds quickly
- Need to top-up your mobile or for your games? Skip the queue and top-up seamlessly with us

… and many more!

MyPB Mobile App will seek permission for the following:
- Access to your Camera for DuitNow QR scanning and for accounts applications
- Access to your Storage for profile personalisation and device binding
- Access to your Location for device authentication and security purposes
- Access to your contact directory for convenient Prepaid Top-Up or DuitNow Transfer transactions
- Access to your phone’s audio to enable you to make a direct call to the bank’s hotline
- Access to your Settings to enable push notifications to receive incoming notifications and for transaction approval MyPB by Public Bank , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 100M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. MyPB by Public Bank was first released October 26, 2023, and has been continually updated, with the latest update rolled out just September 08, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.7.0. With 15 reviews, MyPB by Public Bank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Ryt Bank Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Unlimited 1.2% cashback on overseas spend, plus zero foreign transaction fees.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. Plus, enjoy 1.2% cashback when you spend.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously.
• Supports English, Bahasa Melayu, and Mandarin.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Download Ryt Bank today. Ryt Bank , a leading app in the Finance Apps category, boasts a robust user base with a total of 226M installs. It sees impressive engagement with 100M monthly installs and 2M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Ryt Bank was first released March 25, 2025, and has been continually updated, with the latest update rolled out just September 22, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.20.0. With 16 reviews, Ryt Bank maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

ShopeePay Take Control of Your Finances with the ShopeePay App!

Say hello to a smarter, easier, and more rewarding way to manage your money. ShopeePay is your ultimate financial companion—bringing secure, seamless, and exciting transactions right to your fingertips. Whether you're shopping online, paying in-store, or managing bills, ShopeePay makes it effortless. Get ready to unlock exclusive rewards, flexible payment options and many more!

Why Choose ShopeePay?

SPayLater – Shop Now, Pay Later!
Turn your dreams into reality without the financial stress! SPayLater lets you split your purchases into flexible installments of up to 12 months. Shop today, pay tomorrow—it’s convenience redefined.
Shariah-Compliant and certified by Amanie Advisors.

Daily Rewards & Cashback – Shop Smarter, Earn More!
Who says spending can’t be rewarding? Earn exciting rewards and cashback every time you pay with ShopeePay or SPayLater at your favorite retailers and online stores. From exclusive deals to unbeatable savings, ShopeePay turns every transaction into a win!

Comprehensive Insurance – Your Safety, Secured
Stay protected wherever life takes you. From car and motorcycle insurance to personal accident and travel coverage, ShopeePay offers complete peace of mind with its extensive range of insurance options.

Instant Bill Payments & Mobile Top-ups – Fast & Hassle-Free!
Why wait in line? With ShopeePay, you can settle your bills in seconds or top up your mobile anytime, anywhere. Whether it’s postpaid, internet, water, electricity, or data packages, ShopeePay has you covered—all from the comfort of your home.

Download ShopeePay today and transform the way you shop, save, and manage your money. Your financial freedom starts here—don’t wait to experience it! ShopeePay , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 300M monthly installs and 7M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ShopeePay was first released March 03, 2025, and has been continually updated, with the latest update rolled out just September 26, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.40.06. With 664 reviews, ShopeePay maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

myBSN Check out the new myBSN Mobile App! It's an easy and convenient way to handle your banking.
Just use your current myBSN Internet Banking ID to log in. Get ready for a simple and personalized way to manage your money.

Day to day banking is easier with this user friendly myBSN mobile app:

Easy to Use:
- Keep track of your account balance, pay with QR Codes
- Quickly check your account, pay with QR codes
- Make DuitNow tranfers, pay your BSN Credit Cards, financing or loans with just a few taps

Time Saving:
- Get to important banking tasks right from the main screen.
- Bookmark your usual payees for faster payment

Seamless & Secure:
- Feel safe with BSNsecure. It protects your transactions without needing SMS approvals – just tap to authorise.

Coming Soon:
Stay tuned for more great features on the myBSN Mobile App. We're always working to make your banking better.

We Value Your Input!
The myBSN Mobile App is new, and we'd love your help to make it better. Try it out, tell us what you think, and help us improve.

Start using the new app by downloading, registering, and exploring all it has to offer. For more info, visit www.bsn.com.my. myBSN , a leading app in the Finance Apps category, boasts a robust user base with a total of 2B installs. It sees impressive engagement with 100M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. myBSN was first released June 19, 2023, and has been continually updated, with the latest update rolled out just September 25, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.2.3. With 7088 reviews, myBSN maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

KWSP i-Akaun Empower your retirement journey — all in one app.

Manage every aspect of your EPF savings effortlessly with the KWSP i-Akaun app.

With this app, you can:

Manage Your Savings
• Register as an EPF member and activate i-Akaun instantly
• Make voluntary contributions (for yourself or other members)
• Switch to Simpanan Shariah or cancel your switch before the effective date
• Activate i-Sayang to transfer contributions to your spouse

Track & Access Account Information
• View account statements, savings history and withdrawal status
• Set savings goals with the retirement calculator
• Receive financial tips and important updates

Process Transactions Securely
• Authorise online transactions instantly with i-Akaun Secure
• Apply for withdrawals, check status, or cancel applications
• Apply for health/life protection plans
• Manage and update nomination details

All your retirement planning – simplified, secure, and always at your fingertips.
Download the KWSP i-Akaun app today! KWSP i-Akaun , a leading app in the Finance Apps category, boasts a robust user base with a total of 7B installs. It sees impressive engagement with 200M monthly installs and 6M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. KWSP i-Akaun was first released May 19, 2023, and has been continually updated, with the latest update rolled out just September 24, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 4.3.0. With 14904 reviews, KWSP i-Akaun maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

Touch 'n Go eWallet Join over 28 million Malaysians who trust TNG eWallet to pay, spend, invest, and manage their everyday financial transactions safely and securely. Regulated by Bank Negara Malaysia (BNM) and Securities Commision Malaysia (SCM), TNG eWallet upholds the highest security standards beyond our industry with biometric logins, multi-factor authentication, and layers of rock-solid protection. TNG eWallet offers a seamless way to handle your finances and elevate your lifestyle — whether it's payments, savings, investments or rewards, all in one powerful digital journey.

GOfinance
An all-in-one financial services hub within your eWallet, designed to transform the way you spend, save, grow, and manage your money. GOfinance offers a comprehensive suite of digital financial services products tailored to meet your needs:
• Earn daily interest with GO+
• Get essential insurance protection
• Grow your money with a full suite of investment solutions provided by our trusted partners, such as Principal Asset Management, ASNB, CIMB, and Affin Hwang Investment Bank
• Budget and track your expenses effectively with Cash Flow
• Enhance your eWallet’s capabilities with the Touch ‘n Go eWallet Visa Card
• Send money globally with ease via Remittance
• Get the financial boost you need with CashLoan
• Stay on top of your financial well-being with CTOS

GOtravel
Whether you’re catching a train or booking a seat on the bus, make travelling a breeze with our comprehensive travel products. Spend globally like a local with TNG eWallet, and pay with QR, Visa or even cash!

Transport
Skip manual card reloads. With your Touch ‘n Go card in the app, you can pay for tolls and off-street parking straight from your eWallet.

Bills & Utilities
Settle your bills — postpaid, utilities, broadband, entertainment, loans, and local council, all from your eWallet. If you are low on credits, you can also reload your prepaid.

GOrewards
Get rewarded as you spend with your eWallet and redeem exciting rewards from cashback vouchers to awesome products. Plus, join our monthly lucky draws to win cool prizes.

Food & Delivery
Satisfy any craving and have your favourite meals or drinks delivered to your doorstep.

Entertainment
Grab your best seats in the cinemas, book handpicked attractions and experiences, and more.

Shopping
Shop groceries, electronic gadgets, healthcare and beauty products, and everything you love, and earn cashback while you’re at it!

Specialty Services
The TNG eWallet app also offers other specialty services such as Merchant, EZ Qurban, Arus Oil, and more.

Need help? Our email support is available all day, every day, while our chat support is available from 7am to 10pm daily.

*This app does not support Android versions 5.0 and below Touch 'n Go eWallet , a leading app in the Finance Apps category, boasts a robust user base with a total of 31B installs. It sees impressive engagement with 400M monthly installs and 18M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Touch 'n Go eWallet was first released March 18, 2018, and has been continually updated, with the latest update rolled out just September 30, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.8.67.1. With 117383 reviews, Touch 'n Go eWallet maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

MAE by Maybank2u The MAE app has all your M2U banking features and beyond.
Apart from viewing, tracking, and managing your finances, the MAE app helps you manage tasks and plan your lifestyle with just a few taps.

Here are a few reasons why the MAE app is the only banking app you need:

Banking
Enjoy all your essential banking features like View Accounts, Bank Transfer, Pay Bills and more!

Security
Made to keep your info and funds extra secure, the MAE app is equipped with biometric login, instant alerts for your transaction, Secure2u for safer and faster transaction approvals, and the ability to hide your wallet balance whenever you need it.

Lifestyle
Stay on top of your daily tasks and life goals with the MAE app’s vast array of lifestyle features, like Expenses, Tabung, and Sama-Sama Lokal food delivery.

How do I get started?
- Maybank customers:
(i) With M2U ID - simply log in with your M2U ID and all your M2U settings will be automatically synced with the MAE app.
(ii) Without M2U ID - register for one online on the Maybank2u website.
- Non-Maybank customers: skip the queue at the branch and sign up instantly with just your phone to enjoy all the benefits of a Maybank customer.

The MAE app will seek permission for the following:
i. Access to your camera to enable you to scan QR code and also upload documents when you apply for a new product or service.
ii. Access to your contact directory to give you the convenience of selecting your contacts when you make a transaction to a mobile number.
iii. Access to your location to offer you the most relevant food listings, marketing promotions or deals by our merchant partners while you are on the go.
iv. Access to your phone’s audio to enable you to make a direct call to the bank's hotline.
v. Access to your settings to enable push notifications to receive Secure2u alerts. MAE by Maybank2u , a leading app in the Finance Apps category, boasts a robust user base with a total of 10B installs. It sees impressive engagement with 100M monthly installs and 7M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. MAE by Maybank2u was first released September 28, 2020, and has been continually updated, with the latest update rolled out just September 14, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 0.9.40. With 34213 reviews, MAE by Maybank2u maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

myASNB The myASNB Mobile App is the official mobile app by Amanah Saham Nasional Berhad, a wholly-owned subsidiary of Permodalan Nasional Berhad that allows its users to safely and conveniently view their ASNB investment portfolio and perform additional investments on their mobile/tablet from anywhere, anytime.

The Features

• Sign-up for new account
• View Investment Portfolio
• Quick view of account balance
• Perform additional investment
• Invest in other funds
• Track recent transactions
• Download account statement
• Check fund’s price (NAV)
• Update profile
• Find nearest branch

SECURITY

We ensure your account is always protected. Any transaction will require authorisation via TAC sent to your registered mobile number.

myASNB Secure is a new feature that provides a safer and convenient way to authorise transactions in myASNB portal and myASNB app using Push Authentication and Secure TAC (6-digit number generated in myASNB app) for authorisation of transactions. myASNB Secure is an alternative to SMS TAC and available for both myASNB portal and myASNB app platforms.

Download and experience it now. myASNB , a leading app in the Finance Apps category, boasts a robust user base with a total of 4B installs. It sees impressive engagement with 70M monthly installs and 3M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. myASNB was first released April 18, 2019, and has been continually updated, with the latest update rolled out just September 29, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.4.2. With 16709 reviews, myASNB maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.

World App - Real Human Network World is a network of real humans, built on privacy-preserving proof-of-human technology and powered by a globally inclusive financial network that enables the free flow of digital assets for all. It is built to connect, empower, and be owned by everyone.

World App provides simple and easy access to World Network. It is a mobile app designed and developed by Tools for Humanity that can be used to safely store a World ID, use digital assets, and access the Mini App ecosystem.

KEY FEATURES

Proof of Human with World ID:
A digital proof-of-human that securely and anonymously proves you are a unique human online. World ID is stored on your mobile phone, enabling you to anonymously prove you’re human when using online services and apps like Discord, Shopify, Reddit, and a variety of mini apps on World App.

Save & Send Digital Dollars:
Use the wallet to save digital money – starting with USDC by Circle – with shortcuts to deposit and withdraw using bank accounts or local payment methods through licensed partners around the world. You can also instantly send digital dollars to friends or family members around the world, without fees.

No fees & 24/7 Support:
Enjoy gas-free transactions with your verified World ID, receive notifications for your actions, track their status at a glance, and dedicated 24/7 chat support. World App - Real Human Network , a leading app in the Finance Apps category, boasts a robust user base with a total of 30B installs. It sees impressive engagement with 3B monthly installs and 53M daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. World App - Real Human Network was first released October 16, 2021, and has been continually updated, with the latest update rolled out just September 25, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.9.202. With 5079 reviews, World App - Real Human Network maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.