❯
- ❯Market Explorer
- ❯Collections
- ❯Chrome Extension
- ❯API
- ❯App timeline
- ❯Blog
- ❯Partners
Top Free Finance Apps in Sri Lanka
Top 10 Apps
BOC Flex
BOC Flex
BOC Flex is your ultimate all-in-one banking solution! Enjoy seamless financial management with secure and flexible services at your fingertips. Easily transfer funds, pay bills, recharge mobiles, and make QR code payments anytime, anywhere. Keep track of expenses, manage multiple accounts, apply for loans, open new accounts, set up fixed deposits, and schedule payments with ease. With biometric authentication and real-time transaction alerts, BOC Flex ensures your banking experience is faster and safer than ever before.
BOC Flex , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs.
It sees impressive engagement with 100M monthly installs and 3M daily installs, reflecting its popularity and usability.
The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction.
The app supports in-app purchases, allowing users to enhance their experience with additional features and content.
BOC Flex was first released March 19, 2025, and has been continually updated, with the latest update rolled out just January 08, 2026.
This commitment to regular updates ensures that users always have access to the latest features and improvements.
The app and is currently on version 1.4.0.
With 10 reviews, BOC Flex maintains a strong presence in the market, supported by numerous rating votes
that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
ComBank Digital
ComBank Digital
Banking with Combank Digital is fast, simple, and secure. Open an account within few seconds to
experience banking designed to fit your lifestyle.
As well as updating the design and adding new functionality, we’ve worked hard to streamline the app
and make it easy to use. We’ll continue improving the app and gradually adding new features.
Feel free to leave a comment and tell us what you’d like to see!
Key Features:
Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on
eligible devices.
View payment card information, such as withdrawal and spending limits. You can also report your
lost or stolen card directly from the app.
Open an account within few seconds directly from your phone. No long lines, no paperwork, no
fuss.
Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer
money with a single swipe.
Receive instant notifications on all account activity so you know what’s happening with your
account in real-time.
Balance Inquiry, View account history
Pay your bills, Manage your funds, Open other account, FD account creation and other main
financial services.
Locating our service points and ATM
Information on interest rates / currency details of our products
Our latest promotional and offers
Who we are,
Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among
the world’s top 1000 banks for many successive years. The Bank operates a network of 250+ computerlinked service points and the country’s single largest ATM network of 600+ terminals. The Bank has been
adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won
multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade
Finance’ magazines. ComBank Digital , a leading app in the Finance Apps category, boasts a robust user base with a total of 2B installs. It sees impressive engagement with 40M monthly installs and 674K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ComBank Digital was first released March 18, 2020, and has been continually updated, with the latest update rolled out just February 02, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.16.0b6.1.362865e.9. With 82 reviews, ComBank Digital maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
experience banking designed to fit your lifestyle.
As well as updating the design and adding new functionality, we’ve worked hard to streamline the app
and make it easy to use. We’ll continue improving the app and gradually adding new features.
Feel free to leave a comment and tell us what you’d like to see!
Key Features:
Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on
eligible devices.
View payment card information, such as withdrawal and spending limits. You can also report your
lost or stolen card directly from the app.
Open an account within few seconds directly from your phone. No long lines, no paperwork, no
fuss.
Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer
money with a single swipe.
Receive instant notifications on all account activity so you know what’s happening with your
account in real-time.
Balance Inquiry, View account history
Pay your bills, Manage your funds, Open other account, FD account creation and other main
financial services.
Locating our service points and ATM
Information on interest rates / currency details of our products
Our latest promotional and offers
Who we are,
Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among
the world’s top 1000 banks for many successive years. The Bank operates a network of 250+ computerlinked service points and the country’s single largest ATM network of 600+ terminals. The Bank has been
adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won
multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade
Finance’ magazines. ComBank Digital , a leading app in the Finance Apps category, boasts a robust user base with a total of 2B installs. It sees impressive engagement with 40M monthly installs and 674K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. ComBank Digital was first released March 18, 2020, and has been continually updated, with the latest update rolled out just February 02, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.16.0b6.1.362865e.9. With 82 reviews, ComBank Digital maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
LoanPlus - fast loan online
LoanPlus - fast loan online
LoanPlus is your go-to app for hassle online loans in Sri Lanka. With our easy-to-use interface and secure platform, you can apply for a loan anytime, anywhere, without the need for tedious paperwork or lengthy processing times.
Customers can apply for a cash loan online by filling out an online application. The approval can be completed in a few minutes and you can get a cash loan into your account. Our goal is to provide exceptional services to people in need of funds for urgent needs, and our competitive fee structure will make us special to you.
Key Features:
Quick and Convenient: apply for a loan within minutes directly from your smartphone without collateral. Say goodbye to long queues and paperwork.
Secure Transactions: rest assured that your personal and financial information is safe with our security measures.
Transparent Process: know exactly what you're getting into with clear terms and conditions outlined before finalizing your loan application.
Services Offered:
Online loan application and approval process.
Flexible loan repayment options tailored to your needs.
Accessible customer support to assist you throughout the loan process.
Criteria for obtaining a loan online and the right to apply:
Age from 20 to 60 years, now employed or has a stable income.
Correctly fill in personal data, bank account details.
You must register the phone number used in the application under your name.
You must add a photo of your national identity card to confirm your identity.
Minimum loan tenor: 62 days
Maximum loan tenor: 90 days
Minimum annual interest rate: 3.66%
Maximum annual interest rate: 260.0%
The standard rate can be reduced for ordinary customers.
The minimum age for obtaining a loan is 20 years
Representative example of loan cost. When applying you choose 10,000.00 rupees for 70 days Interest rate 2.2% per day. After 70 days, your credit will be up to 25,400.00 rupees (principal 10,000.00 rupees + interest rate 15,400.00 rupees).
AIS IT Consulting Services (Private) Limited is a limited liability company registered and operating under the legislation of the Democratic Socialist Republic of Sri Lanka, having the registration number [PV00215063] and a registered address: No. 47 Alexandra Place, Colombo 07, Sri Lanka.
Privacy Policy https://loanplus.lk/en/privacy-policy/ LoanPlus - fast loan online , a leading app in the Finance Apps category, boasts a robust user base with a total of 327M installs. It sees impressive engagement with 40M monthly installs and 458K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. LoanPlus - fast loan online was first released February 25, 2025, and has been continually updated, with the latest update rolled out just November 27, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.6.0. LoanPlus - fast loan online maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Customers can apply for a cash loan online by filling out an online application. The approval can be completed in a few minutes and you can get a cash loan into your account. Our goal is to provide exceptional services to people in need of funds for urgent needs, and our competitive fee structure will make us special to you.
Key Features:
Quick and Convenient: apply for a loan within minutes directly from your smartphone without collateral. Say goodbye to long queues and paperwork.
Secure Transactions: rest assured that your personal and financial information is safe with our security measures.
Transparent Process: know exactly what you're getting into with clear terms and conditions outlined before finalizing your loan application.
Services Offered:
Online loan application and approval process.
Flexible loan repayment options tailored to your needs.
Accessible customer support to assist you throughout the loan process.
Criteria for obtaining a loan online and the right to apply:
Age from 20 to 60 years, now employed or has a stable income.
Correctly fill in personal data, bank account details.
You must register the phone number used in the application under your name.
You must add a photo of your national identity card to confirm your identity.
Minimum loan tenor: 62 days
Maximum loan tenor: 90 days
Minimum annual interest rate: 3.66%
Maximum annual interest rate: 260.0%
The standard rate can be reduced for ordinary customers.
The minimum age for obtaining a loan is 20 years
Representative example of loan cost. When applying you choose 10,000.00 rupees for 70 days Interest rate 2.2% per day. After 70 days, your credit will be up to 25,400.00 rupees (principal 10,000.00 rupees + interest rate 15,400.00 rupees).
AIS IT Consulting Services (Private) Limited is a limited liability company registered and operating under the legislation of the Democratic Socialist Republic of Sri Lanka, having the registration number [PV00215063] and a registered address: No. 47 Alexandra Place, Colombo 07, Sri Lanka.
Privacy Policy https://loanplus.lk/en/privacy-policy/ LoanPlus - fast loan online , a leading app in the Finance Apps category, boasts a robust user base with a total of 327M installs. It sees impressive engagement with 40M monthly installs and 458K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. LoanPlus - fast loan online was first released February 25, 2025, and has been continually updated, with the latest update rolled out just November 27, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 2.6.0. LoanPlus - fast loan online maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
CashX Lite - online loan app
CashX Lite - online loan app
CashX Lite Sri Lanka is a digital lending service that launched operations in Sri Lanka in November 2019.
The CashX Lite loan app offers a fast, simple, and secure way to borrow money directly from your mobile device. With our app, customers can apply for instant cash loans anytime—day or night—right to their bank account.
Designed specifically for mobile users, the app provides a smoother and more convenient experience than using a mobile browser or a desktop computer.
Our mission is to support individuals facing urgent financial needs by offering a user-friendly service and a transparent fee structure that sets us apart.
Online loan requirements and eligibility requirements.
* You need to be a resident of Sri Lanka.
* Age from 20 to 60 years old, currently employed, or have a steady income.
* Please provide your personal information and bank account information correctly.
* To verify your identity, you have to include a photo of your National Identity Card.
Get cash instantly with the loan app.
* Easy access 24/7
* It has quick and easy to sign up.
* No paperwork was required.
* Low fees and flexible payment terms are available as you repay.
Guide to applying for a loan on the CashX Lite app.
* Download loan app
* Sign up for a loan app on your phone.
* Complete the necessary information.
* Leave a request
* Wait for approval
* Get money to account
At CashX Lite, your privacy and security are our top priorities. We use advanced encryption technology to ensure that your personal data is fully protected. Rest assured, we never share your information with third parties without your explicit consent.
CashX Lite is a legally registered company under the Department of Company Registrar in Sri Lanka. Applying for a loan is quick and easy — simply complete our online application form.
Within just a few minutes, the approved loan amount will be transferred directly to your bank account.
Legal information:
A V Business Solution Pvt Ltd (operating under the brand name CashX), a Limited Liability Company registered at the Department of Company Registrar and operating under the laws of the Democratic Socialist Republic of Sri Lanka, having registration No. [PV00211145] and registered address at 47 Alexandra Place Colombo 7, Sri Lanka.
LOAN RATES AND FEES
* MINIMUM loan repayment period: 62 days
* MAXIMUM loan repayment period: 90 days
* MINIMUM annual interest rate: 136.4%
* MAXIMUM annual interest rate: 260.0%
Representative loan example:
You apply for Rs. 10,000.00 and choose comfortable repayment over 70 days, interest rate is 2.2% per day, so your total cost of the loan will be Rs. 25,400.00 per 70 days in one repayment (principal rate: Rs. 10,000.00 + interest rate: Rs. 15,400.0).
Privacy Policy https://cashx.lk/en/privacy-policy/ CashX Lite - online loan app , a leading app in the Finance Apps category, boasts a robust user base with a total of 156M installs. It sees impressive engagement with 40M monthly installs and 375K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. CashX Lite - online loan app was first released June 02, 2025, and has been continually updated, with the latest update rolled out just March 13, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.61.0. CashX Lite - online loan app maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
The CashX Lite loan app offers a fast, simple, and secure way to borrow money directly from your mobile device. With our app, customers can apply for instant cash loans anytime—day or night—right to their bank account.
Designed specifically for mobile users, the app provides a smoother and more convenient experience than using a mobile browser or a desktop computer.
Our mission is to support individuals facing urgent financial needs by offering a user-friendly service and a transparent fee structure that sets us apart.
Online loan requirements and eligibility requirements.
* You need to be a resident of Sri Lanka.
* Age from 20 to 60 years old, currently employed, or have a steady income.
* Please provide your personal information and bank account information correctly.
* To verify your identity, you have to include a photo of your National Identity Card.
Get cash instantly with the loan app.
* Easy access 24/7
* It has quick and easy to sign up.
* No paperwork was required.
* Low fees and flexible payment terms are available as you repay.
Guide to applying for a loan on the CashX Lite app.
* Download loan app
* Sign up for a loan app on your phone.
* Complete the necessary information.
* Leave a request
* Wait for approval
* Get money to account
At CashX Lite, your privacy and security are our top priorities. We use advanced encryption technology to ensure that your personal data is fully protected. Rest assured, we never share your information with third parties without your explicit consent.
CashX Lite is a legally registered company under the Department of Company Registrar in Sri Lanka. Applying for a loan is quick and easy — simply complete our online application form.
Within just a few minutes, the approved loan amount will be transferred directly to your bank account.
Legal information:
A V Business Solution Pvt Ltd (operating under the brand name CashX), a Limited Liability Company registered at the Department of Company Registrar and operating under the laws of the Democratic Socialist Republic of Sri Lanka, having registration No. [PV00211145] and registered address at 47 Alexandra Place Colombo 7, Sri Lanka.
LOAN RATES AND FEES
* MINIMUM loan repayment period: 62 days
* MAXIMUM loan repayment period: 90 days
* MINIMUM annual interest rate: 136.4%
* MAXIMUM annual interest rate: 260.0%
Representative loan example:
You apply for Rs. 10,000.00 and choose comfortable repayment over 70 days, interest rate is 2.2% per day, so your total cost of the loan will be Rs. 25,400.00 per 70 days in one repayment (principal rate: Rs. 10,000.00 + interest rate: Rs. 15,400.0).
Privacy Policy https://cashx.lk/en/privacy-policy/ CashX Lite - online loan app , a leading app in the Finance Apps category, boasts a robust user base with a total of 156M installs. It sees impressive engagement with 40M monthly installs and 375K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. CashX Lite - online loan app was first released June 02, 2025, and has been continually updated, with the latest update rolled out just March 13, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.61.0. CashX Lite - online loan app maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
People's Pay
People's Pay
People's Pay is the People's Bank Payment solution combined with lifestyle features that are designed to make your financial life easier.
People's Bank focuses on Safety & Usability with modern User Experience to provide an unparalleled experience.
Peoples Bank is proud to ensure the safety of your financial data with ISO 27001 standard is applied to the IT Infrastructure.
App Features for Customers
1. Natural User interface without any clutter
2. Self Onboarding.
3. Biometric login(Face ID, Touch ID) & PIN
4. See your Peoples Credit Card details
5. See all your Bank accounts in one place
6. Convenient & Secure payments using the QR Payment method.
7. Language support (English, Sinhala, Tamil)
8. Transaction Limit Management to suit your needs
9. Send money to your friends with Peoples Pay ID or to any Bank account.
10. Hassle-free experience with blazing fast speed.
App Features for Merchants
1. Registration request within the App
2. Merchant Overview based on the currency
3. Merchant History
4. Merchant same day refunds
5. QR Code Generation with Amount.
6. Use one app for both own & merchant financial management People's Pay , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 50M monthly installs and 817K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. People's Pay was first released March 11, 2021, and has been continually updated, with the latest update rolled out just February 04, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.7.1. With 27 reviews, People's Pay maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
People's Bank focuses on Safety & Usability with modern User Experience to provide an unparalleled experience.
Peoples Bank is proud to ensure the safety of your financial data with ISO 27001 standard is applied to the IT Infrastructure.
App Features for Customers
1. Natural User interface without any clutter
2. Self Onboarding.
3. Biometric login(Face ID, Touch ID) & PIN
4. See your Peoples Credit Card details
5. See all your Bank accounts in one place
6. Convenient & Secure payments using the QR Payment method.
7. Language support (English, Sinhala, Tamil)
8. Transaction Limit Management to suit your needs
9. Send money to your friends with Peoples Pay ID or to any Bank account.
10. Hassle-free experience with blazing fast speed.
App Features for Merchants
1. Registration request within the App
2. Merchant Overview based on the currency
3. Merchant History
4. Merchant same day refunds
5. QR Code Generation with Amount.
6. Use one app for both own & merchant financial management People's Pay , a leading app in the Finance Apps category, boasts a robust user base with a total of 1B installs. It sees impressive engagement with 50M monthly installs and 817K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. People's Pay was first released March 11, 2021, and has been continually updated, with the latest update rolled out just February 04, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.7.1. With 27 reviews, People's Pay maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
CashX - online loan Sri Lanka
CashX - online loan Sri Lanka
CashX Sri Lanka is a loan online provider which made its presence in Sri Lankan market in 2019 November.
CashX loan app is the simplest, quickest and most secure way to borrow money from your phone. Our app allows customers to quickly get an online cash loans at any time of day and any day of the week to account.
We created it especially for customers who want to get a loan from a phone or tablet, and not from a computer or laptop. It's easier to do this through the app than through a mobile browser.
Our target is to cater an exceptional service for the people who need funds for urgent requirements, and our competitive fee structure will make us special to you.
Criteria for getting an online loan and qualifications to apply:
Age from 20 to 60 years old, currently employed, or have a steady income.
Fill your personal information, bank account information correctly.
The telephone number you will use in the app should be registered on your name.
You have to enter a landline number at your place of work.
You have to include a photo of your National Identity Card, Passport, or Driving License to verify your identity.
Download the loan app - get cash instantly.
Easy access 24/7
Quick and easy sign up
No paperwork
Low fees and flexible payment terms as you repay
Step-by-step guide to applying for a loan on CashX app:
Download loan app
Register in mobile loan app
Fill in the required information
Leave a request
Wait for approval
Get money to account
SAFE AND SECURE LOANS
We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties unless you have given us consent.
CashX is a registered company at the Department of Company Registrar. Customers can Apply for Cash Loans online by filling up an Online Application.
Approval can be finalized in a few minutes and you can get a cash loan in your account in no time.
A V Business Solution Pvt Ltd, a Limited Liability Company incorporated and operating under the laws of the Democratic Socialist Republic of Sri Lanka bearing registration No. [PV00211145] and having its registered address at 47 Alexandra Place Colombo 7, Sri Lanka
Online loan rates and fees:
MINIMUM loan repayment period: 62 days
MAXIMUM loan repayment period: 90 days
MINIMUM annual interest rate: 136.4%
MAXIMUM annual interest rate: 260.0%
Representative loan example:
You apply for Rs. 10,000.00 and choose comfortable repayment over 70 days, interest rate is 2.2% per day, so your total cost of the loan will be Rs. 25,400.00 per 70 days in one repayment (principal rate: Rs. 10,000.00 + interest rate: Rs. 15,400.0). CashX - online loan Sri Lanka , a leading app in the Finance Apps category, boasts a robust user base with a total of 924M installs. It sees impressive engagement with 30M monthly installs and 574K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. CashX - online loan Sri Lanka was first released February 24, 2021, and has been continually updated, with the latest update rolled out just March 13, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.61.0. With 117 reviews, CashX - online loan Sri Lanka maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
CashX loan app is the simplest, quickest and most secure way to borrow money from your phone. Our app allows customers to quickly get an online cash loans at any time of day and any day of the week to account.
We created it especially for customers who want to get a loan from a phone or tablet, and not from a computer or laptop. It's easier to do this through the app than through a mobile browser.
Our target is to cater an exceptional service for the people who need funds for urgent requirements, and our competitive fee structure will make us special to you.
Criteria for getting an online loan and qualifications to apply:
Age from 20 to 60 years old, currently employed, or have a steady income.
Fill your personal information, bank account information correctly.
The telephone number you will use in the app should be registered on your name.
You have to enter a landline number at your place of work.
You have to include a photo of your National Identity Card, Passport, or Driving License to verify your identity.
Download the loan app - get cash instantly.
Easy access 24/7
Quick and easy sign up
No paperwork
Low fees and flexible payment terms as you repay
Step-by-step guide to applying for a loan on CashX app:
Download loan app
Register in mobile loan app
Fill in the required information
Leave a request
Wait for approval
Get money to account
SAFE AND SECURE LOANS
We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties unless you have given us consent.
CashX is a registered company at the Department of Company Registrar. Customers can Apply for Cash Loans online by filling up an Online Application.
Approval can be finalized in a few minutes and you can get a cash loan in your account in no time.
A V Business Solution Pvt Ltd, a Limited Liability Company incorporated and operating under the laws of the Democratic Socialist Republic of Sri Lanka bearing registration No. [PV00211145] and having its registered address at 47 Alexandra Place Colombo 7, Sri Lanka
Online loan rates and fees:
MINIMUM loan repayment period: 62 days
MAXIMUM loan repayment period: 90 days
MINIMUM annual interest rate: 136.4%
MAXIMUM annual interest rate: 260.0%
Representative loan example:
You apply for Rs. 10,000.00 and choose comfortable repayment over 70 days, interest rate is 2.2% per day, so your total cost of the loan will be Rs. 25,400.00 per 70 days in one repayment (principal rate: Rs. 10,000.00 + interest rate: Rs. 15,400.0). CashX - online loan Sri Lanka , a leading app in the Finance Apps category, boasts a robust user base with a total of 924M installs. It sees impressive engagement with 30M monthly installs and 574K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. CashX - online loan Sri Lanka was first released February 24, 2021, and has been continually updated, with the latest update rolled out just March 13, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.61.0. With 117 reviews, CashX - online loan Sri Lanka maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
LB CIM
LB CIM
LB CIM – So Simple. So Powerful.
Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience.
Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands.
________________________________________
Key features
• Fully digital onboarding — no branch visits required
• Open and manage fixed deposits and savings accounts from anywhere
• Apply for instant personal and business loans
• Get instant loans against your fixed deposits
• Access gold loan and business loan top-ups instantly
• Track and manage your loans, leases, and deposits
• Download your WHT certificate directly from the app
• Schedule payments and receive reminders
• Transfer funds to any bank or CIM Wallet
• Top up your CIM Wallet from your linked bank account
• Pay utility bills, reload mobile, settle credit cards, and insurance premiums
• Scan and pay securely using LankaQR
• View all your financial activity in one smart dashboard
________________________________________
Smarter lending with AI
Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly.
• Loans from Rs. 25,000 upwards
• Top-ups for gold and business loans
• Repayment terms: 3 to 24 months
• 100% paperless experience
________________________________________
Eligibility
• Sri Lankan citizen aged 18+
• Minimum monthly income: Rs. 25,000
• Verified CIM Wallet account
________________________________________
Documents required
• NIC, passport, or driving license
• Proof of address
• Recent pay slips and bank statements
________________________________________
Maximum Annual Percentage Rate (APR)
• 24 months – 24.03%
• 18 months – 24.27%
• 12 months – 25.10%
• 9 months – 25.00%
• 6 months – 25.71%
• 3 months – 27.86%
________________________________________
Representative loan example (24 months)
• Loan amount: Rs. 150,000
• Interest: Rs. 71,834
• Processing fee: Rs. 3,000
• Stamp duty: Rs. 150
• In-hand amount: Rs. 146,850
• Total repayable: Rs. 221,856
• Monthly installment: Rs. 9,244
• APR: 24.03%
Fees are deducted upfront. APR may vary by tenure.
________________________________________
Trusted and certified
LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme.
________________________________________
Award-winning fintech innovation:
• FITIS Digital Excellence Awards
• NBQSA National ICT Awards
• LankaPay Technnovation Awards
• ICSDB Excellence Awards for Sustainable & Digital Business
________________________________________
LB CIM – So Simple. So Powerful.
Your digital finance lifestyle, now in one app. LB CIM , a leading app in the Finance Apps category, boasts a robust user base with a total of 550M installs. It sees impressive engagement with 20M monthly installs and 341K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. LB CIM was first released August 18, 2019, and has been continually updated, with the latest update rolled out just March 17, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 5.6.2. LB CIM maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience.
Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands.
________________________________________
Key features
• Fully digital onboarding — no branch visits required
• Open and manage fixed deposits and savings accounts from anywhere
• Apply for instant personal and business loans
• Get instant loans against your fixed deposits
• Access gold loan and business loan top-ups instantly
• Track and manage your loans, leases, and deposits
• Download your WHT certificate directly from the app
• Schedule payments and receive reminders
• Transfer funds to any bank or CIM Wallet
• Top up your CIM Wallet from your linked bank account
• Pay utility bills, reload mobile, settle credit cards, and insurance premiums
• Scan and pay securely using LankaQR
• View all your financial activity in one smart dashboard
________________________________________
Smarter lending with AI
Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly.
• Loans from Rs. 25,000 upwards
• Top-ups for gold and business loans
• Repayment terms: 3 to 24 months
• 100% paperless experience
________________________________________
Eligibility
• Sri Lankan citizen aged 18+
• Minimum monthly income: Rs. 25,000
• Verified CIM Wallet account
________________________________________
Documents required
• NIC, passport, or driving license
• Proof of address
• Recent pay slips and bank statements
________________________________________
Maximum Annual Percentage Rate (APR)
• 24 months – 24.03%
• 18 months – 24.27%
• 12 months – 25.10%
• 9 months – 25.00%
• 6 months – 25.71%
• 3 months – 27.86%
________________________________________
Representative loan example (24 months)
• Loan amount: Rs. 150,000
• Interest: Rs. 71,834
• Processing fee: Rs. 3,000
• Stamp duty: Rs. 150
• In-hand amount: Rs. 146,850
• Total repayable: Rs. 221,856
• Monthly installment: Rs. 9,244
• APR: 24.03%
Fees are deducted upfront. APR may vary by tenure.
________________________________________
Trusted and certified
LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme.
________________________________________
Award-winning fintech innovation:
• FITIS Digital Excellence Awards
• NBQSA National ICT Awards
• LankaPay Technnovation Awards
• ICSDB Excellence Awards for Sustainable & Digital Business
________________________________________
LB CIM – So Simple. So Powerful.
Your digital finance lifestyle, now in one app. LB CIM , a leading app in the Finance Apps category, boasts a robust user base with a total of 550M installs. It sees impressive engagement with 20M monthly installs and 341K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. LB CIM was first released August 18, 2019, and has been continually updated, with the latest update rolled out just March 17, 2026. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 5.6.2. LB CIM maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
People's Wave
People's Wave
Mobile Banking
Keep track of your finances anytime, anywhere With People’s Mobile Banking, you’ve got your Bank with you where ever you go. It’s ideal for banking on your Smart phone wherever you are in the world. It’s simple and saves time.
For whom?
•For any account holder of the People’s Bank.
What do you get?
• Check your every day account balance with one simple swipe.
• Find your nearest branch or ATM via GPS.
• View upcoming payments, transfers and schedule new Payment.
• Digital Tips - Helps you make the most of your online journey with People’s Bank.
• Top Transfers - Displays the transfers you complete most frequently so you can quickly repeat transfers with just one click.
• Account Summary - Check your account balances and your latest transactions, also view your Loan and Credit Card Account, CASA Account, Pawning Account, Fixed Deposit details and activity inquiries all in one place.
• Transaction History - Check your account history & bill payment history.
• Cheque Services.
• Credit Card Summary - View and monitor your credit card spending habits with the spend distribution corner.
• View credit card statements, including minimum payment and due date.
• Bill Payment - Pay your utility bills, insurance and more using quick bill payment mode, future date bill payment, favorite payment mode.
• Fund Transfer - Transfer funds between your accounts, within People’s Bank or to other local banks using quick fund transfer mode, favorite, future dated, branch to branch (B2B) or recurring mode.
Other Features:
• Loan Calculators.
• Pension Calculators.
• Online Registration (No need to visit the Bank).
• SMS/E-mail notifications (global & transaction level).
• Saves time as no paperwork is involved.
• Up to date Exchange Rates & Interest Rates.
• Minimized banking fees.
• Reset security password online.
• Secured personal account information.
• Subscribe to paperless banking - Get your deposit or credit card statements on the cut-off date. No need to wait for Postal or Courier delivery.
• Loan & pawning - Loan & pawning repayment facility, pawning redemption request facility. People's Wave , a leading app in the Finance Apps category, boasts a robust user base with a total of 3B installs. It sees impressive engagement with 40M monthly installs and 621K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. People's Wave was first released March 09, 2018, and has been continually updated, with the latest update rolled out just November 24, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version V 1.44.1.2. With 67 reviews, People's Wave maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Keep track of your finances anytime, anywhere With People’s Mobile Banking, you’ve got your Bank with you where ever you go. It’s ideal for banking on your Smart phone wherever you are in the world. It’s simple and saves time.
For whom?
•For any account holder of the People’s Bank.
What do you get?
• Check your every day account balance with one simple swipe.
• Find your nearest branch or ATM via GPS.
• View upcoming payments, transfers and schedule new Payment.
• Digital Tips - Helps you make the most of your online journey with People’s Bank.
• Top Transfers - Displays the transfers you complete most frequently so you can quickly repeat transfers with just one click.
• Account Summary - Check your account balances and your latest transactions, also view your Loan and Credit Card Account, CASA Account, Pawning Account, Fixed Deposit details and activity inquiries all in one place.
• Transaction History - Check your account history & bill payment history.
• Cheque Services.
• Credit Card Summary - View and monitor your credit card spending habits with the spend distribution corner.
• View credit card statements, including minimum payment and due date.
• Bill Payment - Pay your utility bills, insurance and more using quick bill payment mode, future date bill payment, favorite payment mode.
• Fund Transfer - Transfer funds between your accounts, within People’s Bank or to other local banks using quick fund transfer mode, favorite, future dated, branch to branch (B2B) or recurring mode.
Other Features:
• Loan Calculators.
• Pension Calculators.
• Online Registration (No need to visit the Bank).
• SMS/E-mail notifications (global & transaction level).
• Saves time as no paperwork is involved.
• Up to date Exchange Rates & Interest Rates.
• Minimized banking fees.
• Reset security password online.
• Secured personal account information.
• Subscribe to paperless banking - Get your deposit or credit card statements on the cut-off date. No need to wait for Postal or Courier delivery.
• Loan & pawning - Loan & pawning repayment facility, pawning redemption request facility. People's Wave , a leading app in the Finance Apps category, boasts a robust user base with a total of 3B installs. It sees impressive engagement with 40M monthly installs and 621K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. People's Wave was first released March 09, 2018, and has been continually updated, with the latest update rolled out just November 24, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version V 1.44.1.2. With 67 reviews, People's Wave maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Fino.lk
Fino.lk
Need financial assistance for everyday expenses, medical bills, or special occasions? Fino.lk offers hassle-free personal loans of up to 150,000 LKR, right at your fingertips. Whether you’re looking for a quick loan for an emergency or to cover personal needs, Fino.lk is here to support you!
Key Features:
Fast & Easy Loan Application: Apply for a loan directly from your phone or computer, anytime, anywhere.
Quick Approval & Response: Receive your loan to your bank account within 10 minutes, faster than anyone. No waiting, no delays!
Hassle-Free process: We do not require any collateral, guarantors or upfront payments. Only have you NIC ready.
Flexible Loan Terms: Loans up to 150,000 LKR with repayment terms that fit your needs.
Why Fino.lk?
Rapid Response: Our system is designed for speed. Get an instant response and a loan decision in no time.
Friendly Customer Service: Have questions? Our 7-day customer service team is ready to assist you throughout the loan process.
User-Friendly App: Enjoy an intuitive, easy-to-navigate app that makes applying for a loan simple and stress-free.
Supported Platforms:
Available for Android Phones and accessible through the website for laptop users.
Languages Supported:
Choose between Sinhala and English for convenience.
Pricing & Transparency:
Free to apply with no hidden fees. Apply, get approved, and receive your loan directly in your account.
Permissions You’ll Need to Grant:
Location: To verify your loan and ensure correct processing.
Camera: For document verification, ensuring your loan is processed smoothly.
Product description
Loan amount: 3,000 to 150,000 LKR
Loan term: 3 -12 months
APR: 1%-1087%
Onboarding fee of 200 LKR applied for new customers
Late payment fees: 10% accrued on 3rd, 6th, 11th, 16th and 30th day after the Due date.
Example of cost calculation for the 1st loan for 6 months:
Principal amount: 20,000 LKR
Onboarding fee: 200 LKR
Service fee: 0 LKR
Total amount to repay: 20,200 LKR (APR 1%)
Example of cost calculation for Repeated loan for 9 months:
Principal amount: 50,000 LKR
Service fee: 310,500 LKR
Total amount to repay: 360,500 LKR (APR 828%)
Legal Information:
By using Fino.lk, you agree to our Terms & Conditions and Privacy Policy.
*S F Group LIMITED*
No. 341/5, M & M Center, Level 01, Kotte Road, Rajagiriya. Fino.lk , a leading app in the Finance Apps category, boasts a robust user base with a total of 267M installs. It sees impressive engagement with 40M monthly installs and 404K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Fino.lk was first released April 02, 2025, and has been continually updated, with the latest update rolled out just August 14, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.3.11. Fino.lk maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Key Features:
Fast & Easy Loan Application: Apply for a loan directly from your phone or computer, anytime, anywhere.
Quick Approval & Response: Receive your loan to your bank account within 10 minutes, faster than anyone. No waiting, no delays!
Hassle-Free process: We do not require any collateral, guarantors or upfront payments. Only have you NIC ready.
Flexible Loan Terms: Loans up to 150,000 LKR with repayment terms that fit your needs.
Why Fino.lk?
Rapid Response: Our system is designed for speed. Get an instant response and a loan decision in no time.
Friendly Customer Service: Have questions? Our 7-day customer service team is ready to assist you throughout the loan process.
User-Friendly App: Enjoy an intuitive, easy-to-navigate app that makes applying for a loan simple and stress-free.
Supported Platforms:
Available for Android Phones and accessible through the website for laptop users.
Languages Supported:
Choose between Sinhala and English for convenience.
Pricing & Transparency:
Free to apply with no hidden fees. Apply, get approved, and receive your loan directly in your account.
Permissions You’ll Need to Grant:
Location: To verify your loan and ensure correct processing.
Camera: For document verification, ensuring your loan is processed smoothly.
Product description
Loan amount: 3,000 to 150,000 LKR
Loan term: 3 -12 months
APR: 1%-1087%
Onboarding fee of 200 LKR applied for new customers
Late payment fees: 10% accrued on 3rd, 6th, 11th, 16th and 30th day after the Due date.
Example of cost calculation for the 1st loan for 6 months:
Principal amount: 20,000 LKR
Onboarding fee: 200 LKR
Service fee: 0 LKR
Total amount to repay: 20,200 LKR (APR 1%)
Example of cost calculation for Repeated loan for 9 months:
Principal amount: 50,000 LKR
Service fee: 310,500 LKR
Total amount to repay: 360,500 LKR (APR 828%)
Legal Information:
By using Fino.lk, you agree to our Terms & Conditions and Privacy Policy.
*S F Group LIMITED*
No. 341/5, M & M Center, Level 01, Kotte Road, Rajagiriya. Fino.lk , a leading app in the Finance Apps category, boasts a robust user base with a total of 267M installs. It sees impressive engagement with 40M monthly installs and 404K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Fino.lk was first released April 02, 2025, and has been continually updated, with the latest update rolled out just August 14, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 1.3.11. Fino.lk maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Pay&Go Sri Lanka
Pay&Go Sri Lanka
Use PayGo App for the fastest and most secure online payments for reloads/postpaid bills, data packages, utility bills, insurance premiums, cable TV and many other services in Sri Lanka.
Quick, easy, convenient and secure. Pay&Go Sri Lanka , a leading app in the Finance Apps category, boasts a robust user base with a total of 781M installs. It sees impressive engagement with 40M monthly installs and 656K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Pay&Go Sri Lanka was first released August 18, 2018, and has been continually updated, with the latest update rolled out just September 26, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.4.5. With 7 reviews, Pay&Go Sri Lanka maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.
Quick, easy, convenient and secure. Pay&Go Sri Lanka , a leading app in the Finance Apps category, boasts a robust user base with a total of 781M installs. It sees impressive engagement with 40M monthly installs and 656K daily installs, reflecting its popularity and usability. The app generates significant monthly revenue, indicative of its effective monetization strategies and user satisfaction. The app supports in-app purchases, allowing users to enhance their experience with additional features and content. Pay&Go Sri Lanka was first released August 18, 2018, and has been continually updated, with the latest update rolled out just September 26, 2025. This commitment to regular updates ensures that users always have access to the latest features and improvements. The app and is currently on version 3.4.5. With 7 reviews, Pay&Go Sri Lanka maintains a strong presence in the market, supported by numerous rating votes that attest to its reliability and effectiveness in helping users achieve their Top charts free play goals.