Smart Credit Ledger

Smart Credit Ledger - Privacy-First Credit Card Management

Take control of your credit card strategy with complete privacy. Smart Credit Ledger stores ALL your data locally on your device - nothing ever leaves your phone or gets shared with third parties.

100% Private & Secure
Your data stays on your device - no cloud storage, no data collection
No accounts to create, no personal information shared
Export/import your data when you need to transfer between devices
Your financial information belongs to you, not to us

Complete Credit Card Management
Track all your credit cards in one place
Monitor annual fees and never miss a payment
Set reminders for bonus deadlines and maximize rewards
Manage cards for your entire household

Smart Analytics & Insights
View credit card history and optimize your strategy
Track application history and approval rates
Monitor household credit card portfolio

Intelligent Notifications
Get timely reminders for annual fees
Never miss bonus deadline opportunities
Customizable notification settings
Badge count shows upcoming deadlines

Household Management
Add family members and track their cards
Coordinate applications across household
View issuer rules and eligibility requirements
Share insights and strategies

Simple & Intuitive
Clean, modern interface
No complicated setup required
Import existing data via CSV
Export your data anytime

Perfect for anyone who wants to optimize their credit card strategy while maintaining complete privacy and control over their financial data.

Download Smart Credit Ledger today and take charge of your credit card portfolio - your way, your data, your privacy.