Pocket: Expense Tracker

Pocket is the expense tracker that gets smarter every time you use it. No spreadsheets. No manual setup. Just open the app, confirm what it already knows, and move on with your day.

LEARNS YOUR HABITS
Pocket watches your patterns silently in the background. It knows you grab coffee on weekday mornings, order food on Friday evenings, and pay your subscriptions on the same date every month. Over time it pre-fills amounts, pre-selects categories, and surfaces the right merchants before you even start typing.

ADD AN EXPENSE IN UNDER 5 SECONDS
Open the app. Your most likely amount is already suggested. Your category is suggested based on the amount. Your regular merchant is right there as a chip. Tap confirm. Done. For returning users, Pocket is faster than any other expense app on the market.

YOUR DASHBOARD IS YOUR COMMAND CENTER
One number tells you everything: Left to Spend. Not just your balance — your budget minus upcoming known expenses, recalculated every day. Below it, a monthly timeline shows the shape of your spending at a glance.

SMART FEATURES THAT WORK QUIETLY
★ Time-aware amount suggestions based on your last 90 days of history
★ Category suggestion when you type an amount
★ Merchant memory ranked by frequency and recency per category
★ Automatic recurring bill detection — no manual setup required
★ Spending spike alerts when any category exceeds 2x your 4-week average
★ Contextual bank account memory — remembers which account you use for what
★ SMS auto-import — bank debit and credit messages detected and parsed automatically

AUTO-IMPORT FROM BANK SMS
Pocket can read your bank SMS messages to automatically detect debits and credits. Every detected transaction appears in a review queue — you confirm before anything is added. All processing happens entirely on-device. Personal messages from contacts are never accessed.

HOME SCREEN WIDGETS
Keep your finances visible without opening the app. The Quick Add widget lets you log expenses directly from your home screen in two taps. Today's spend and monthly total always visible at a glance.

MULTIPLE BOOKS
Keep your Personal and Business finances completely separate in their own Books. Switch between them instantly from the dashboard. Each Book has its own transactions, budgets, and bank accounts.

MULTIPLE BANK ACCOUNTS
Track spending across all your accounts — savings, current, credit cards, and wallets. Set a primary account that pre-selects automatically. See exactly which account you're spending from in every transaction and in analytics.

BUDGETS THAT ADAPT TO HOW YOU THINK
Set a monthly budget or think in daily limits — whichever makes more sense to you. Watch category-level budget progress bars turn from green to amber to red as you spend. Get a clear warning before you go over, not after.

ANALYTICS THAT TELL A STORY
See your spending by category, by merchant, by account, and by time period. Compare this month to last month per category. Track cash vs digital spending separately. Quick Highlights show your daily average, savings rate, and largest single expense at a glance.

COMPLETELY PRIVATE BY DESIGN
No account required. No cloud sync. No ads. Ever. Every piece of data lives on your device and only on your device. All smart features — every suggestion, every pattern, every prediction — runs entirely on-device. Nothing is sent anywhere.

IMPORT FROM ANY APP
Already using another expense app? Export your data, use the built-in AI conversion prompt with any AI assistant to convert it to Pocket's format, and import your entire history in minutes.

AVAILABLE IN 15 LANGUAGES
English, Hindi, Arabic, Chinese (Simplified & Traditional), French, German, Spanish, Portuguese, Italian, Japanese, Korean, Dutch, Polish, Swedish, Czech, and Thai.