Yuva - Personal Loan App

Yuva is an instant personal loan app provided by RBI (Reserve Bank of India) registered NBFC (Non-banking Financial Company) - YUVARAJ FINANCE PRIVATE LIMITED. Our goal is to convey a sense of youthful energy, dynamism, and forward-thinking.

1. DETAILS AND REPRESENTATIVE COST CALCULATION:
o Loan amount: up to 20,000 Rs.
o Repayment period: 61 - 365 days
o Interest rate: 36% per annum
o Fees: start at 99 Rs.
o Maximum Annual Percentage Rate (including interest rate and fees): 97%

For example, if the loan amount is 10,000 Rs. with a repayment period of 93 days (three installments in 31 days each), the interest is 36% per annum with a one-time processing fee of 699 Rs. The total cost of the loan will be 10,000 Rs. 36% 93 / 365 (interest) + 699 Rs. (all fees applicable) = 917 Rs. + 699 Rs. = 1,616 Rs. The total amount to be paid is 10,000 Rs. + 1,616 Rs. = 11,616 Rs., so a monthly payment is 11,616 Rs. / 3 = 3,872 Rs.

2. ELIGIBILITY RULES FOR PERSONAL LOAN:
o Indian adult citizen
o Valid PAN
o Aadhaar verification via Digilocker
o Monthly household income > 25,000 Rs. and the annual income > 3,00,000 Rs.
o Valid bank account details

3. DATA PROTECTION:
o We comply with regulation rules and industry standards being the member of FACE (Fintech Association for Consumer Empowerment)
o Your data is encrypted, securely stored, and can be requested to delete o We don’t transfer data to third parties
o Yuva App does not ask for sensitive permissions
o For more details please visit Data safety section

4. MAIN FEATURES OF YUVA INSTANT LOAN APP:
o Competitive products
o Easy to get user interface and modern design
o Optimized process with minimum steps and information required
o Various loan repayment options (UPI, card, wallet)
o 24/7 customer support (email, helpline, Whatsapp chat)

5. YUVA LOAN APP PROVIDES:
o No hidden or upfront fees
o Only necessary documentation
o Fast decision
o New to credit customers can be also considered
o Higher loan amounts for repeat clients

6. HOW IT WORKS:
o Register with phone number
o Pick affordable loan amount and term
o Provide data for loan application and verify KYC
o Receive decision and sign loan agreement in case of positive one
o Right away get money in your bank account

7. ANY QUESTIONS:
Please check App support section.