ViviLend: Credit Snapshot

ViviLend -- A Simple Way to Review Credit Strength and Repayment Plans
ViviLend is designed to help users check their credit profile, estimate repayment obligations, and better understand affordability before moving ahead with a financial application. By entering a few basic values, users can preview installment estimates, overall interest, and total repayment to support clearer planning.
The experience focuses on clarity and preparation. Whether you are comparing different repayment periods, reviewing ongoing obligations, or building a more realistic borrowing plan, ViviLend presents useful estimates in a straightforward format that is easy to follow.

KEY FEATURES
- Credit Snapshot Tool
Review a practical estimate of repayment ability and financial readiness using the information you provide. This feature is for reference only and is not an approval result.
- Installment Planning
Input the amount, annual rate, and repayment duration to calculate estimated monthly repayments.
- Interest and Total Repayment View
Understand how much may be paid in interest and how much the full repayment could reach over time.
- Regional Reference Rate Display
If you grant location access, ViviLend may identify your current country or region and display a reference rate relevant to that location on the result page.
- Optional Debt Review via SMS
If you deliberately enable the feature and authorize permission, ViviLend can identify debt-related text messages to help summarize current liabilities more efficiently.
- Auto-fill for Verification Codes
The app can recognize supported verification codes from SMS messages and populate the matching field to simplify verification.
- KYC Camera Assistance
Where identity checks are required, the camera may be used to capture your ID document and a live facial image during the verification flow.
- Security Environment Check
Following login and before first entry to the home screen, ViviLend may inspect limited device risk information to help detect suspicious or compromised device conditions.

HOW TO USE ViviLend
1. Input the amount you want to analyze.
2. Choose the interest rate and term.
3. Review the estimated installment amount, interest, and total repayment.
4. Edit the figures to compare multiple possibilities.
5. Use optional review and verification features only when needed.

IMPORTANT DISCLAIMER
ViviLend offers credit insight tools, repayment illustrations, and related support features intended to help users prepare and make better-informed financial decisions. The estimates shown in the app are for guidance and planning only.
For signed-in users, additional account-based financial services or application channels may be presented where available, subject to qualification, verification, and separate contractual terms. Nothing shown in the calculation or assessment modules should be understood as a confirmed approval, financing promise, or obligation to release funds.

Connect With Our Support Team
- Email Address: sak29102543@gmail.com
- Hotline Number: Available through in-app support
- Working Hours: 9:00 AM - 6:00 PM (Monday to Saturday)
- Corporate Address: Quirino Avenue, Casimiro Ave, Las Piñas, 1740 Metro Manila, Philippines