TunaCredit

Virtual Card & Credit Access
TunaCredit is a fintech-enabled virtual card application that provides secure and transparent access to digital credit services. Eligible users may activate a virtual card and access a personalized credit line, subject to profile verification, eligibility review, and internal assessment.
Registration & Account Setup
Users can create an account through a simple onboarding process, which may include phone number verification, basic personal information, and identity verification where required. These steps help protect account security, meet compliance requirements, and support responsible use of our services.
Security & Compliance
TunaCredit is designed to operate in accordance with applicable financial services, consumer protection, and data protection requirements in the markets where the service is available.
We apply appropriate security safeguards to help protect user information, including data encryption, secure transmission, access control, and internal security procedures.
User data is processed only for legitimate service delivery, security, compliance, fraud prevention, and eligibility assessment purposes, as further described in our Privacy Policy.
Core Services
Users may activate a virtual card to access supported card services, manage available credit, and view transaction activity.
After activation and verification, a credit limit may be assigned based on the user’s profile, submitted information, and internal eligibility assessment. Users may choose an amount within their available limit and review the applicable repayment details before confirming.
Credit access is not guaranteed and remains subject to eligibility, verification, system assessment, and applicable service terms.
Credit Information
Eligibility and available credit limits are determined through internal assessment models and may vary based on profile information, verification results, account status, and risk review.
- Credit Amount: ₦1,000 – ₦400,000
- Repayment Term: 3 to 18 months
- Daily Interest Rate:up to 0.08%
- Annual Percentage Rate APR: up to 29.2%
- Maximum Rate: The maximum APR is 29.2%. The actual rate may vary based on user eligibility and assessment results.
Example for Illustration Only
For a credit amount of ₦100,000 over 180 days/ 6 months, with an annual interest rate of 29.2%:
Interest=₦100,000×29.2%÷365×180=₦14,400
Total repayment amount=₦100,000+₦14,400=₦114,400
APR=₦14,400÷₦100,000÷180×365=29.2%

Interest is calculated daily. The actual rate and repayment amount may vary depending on user eligibility, assessment results, and the final terms displayed before confirmation.
Notes
Approval is not guaranteed. Credit limits, available amounts, repayment terms, and applicable rates may vary depending on eligibility and assessment results.
Users should carefully review all service terms, fees, repayment schedules, and total repayment amounts before confirming any credit-related transaction.
Late repayment may result in additional charges where applicable. Any such charges will be disclosed before confirmation or in accordance with applicable service terms.
TunaCredit supports responsible financial usage.
Repayment
Users may receive repayment reminders through in-app notifications and email.
Repayment details, due dates, and related account information can be reviewed within the app at any time.
Data&Privacy
TunaCredit collects and processes only the information reasonably necessary to provide services, support account security, complete verification, process transactions, meet compliance obligations, and improve the user experience.
We do not sell user data. We do not use user information for unrelated advertising or unauthorized third-party marketing.
For more details about how personal information is collected, used, stored, and protected, please review our Privacy Policy.
Contact Us
Customer Support: +234 9124660516
Email: TunaCreditCustomerService@gmail.com
Web: https://www.tunacredit.com