Specta Mobile by Sterling Bank

Specta is a digital lending product of Sterling Bank. With Specta you can get instant loans of up to N5million naira, request for credit cards, check your credit score and access a lot of other interesting features all on the mobile app.

The app offers you flexible lending options, a convenient user experience and the ability to manage your lending portfolio with ease.

Features & Benefits

- Robust Mobile App

Get full access to Specta variants from the app, at a glance

- Loan Management

Manage your loans, credit cards and financial information all in one place

- Credit Score Check

Stay informed about your financial health with our built-in credit score check feature

- Global Limit Assignment

The app provides a full view and control over your lending limits, making it easier to plan and manage your finances

- Theme Selection

Personalize your experience by choosing from a list of themes available to suit your preferences and style

- Liveliness Check (designed to mitigate identity fraud)

Enhance your security with our advanced face recognition feature

- Geolocation Verification

Enjoy added security with location accuracy to verify your address seamlessly