SALT- Buy Now, Pay Later

SALT is a digital platform (owned by Huey Tech Pvt Ltd) that offers a comprehensive solution for all your instant cash requirements. With SALT, you can achieve financial freedom. It provides you an instant credit-line with an interest-free credit period of 15 days. You can use your credit limit to purchase online, pay at the time of checkout at the E-Commerce/ Merchant site. Additionally, you can recharge mobile and pay all types of utility bills. What's more, SALT offers exciting cashback and rewards across multiple brands.
Take advantage of this opportunity!
Use the Salt App to complete / check-out payments, at any shop or E-Commerce site, using your assigned credit limit. You can further, settle the bill completely or convert it into easy EMIs within 15 days of the transaction

Benefits and Features of Salt App
• Instant Transaction: Pay with just one tap, completing transactions within seconds!
• Interest-free credit Period: Enjoy An interest-free credit period of 15 days allow you to order food, groceries, andpay for them later without any added interest charges.
• One App: SALT's one-stop app collates all your expenses from various apps and presents them as a single bill for easy repayment.
• No Charges/fees: Say goodbye to payment or interest fees, as you can pay later without any hidden fees or additional charges.
• Offers: Unlock exclusive cashback and discounts on merchants with more transactions, resulting in more savings.
• Quick Refunds: Enjoy immediate refunds in case of order cancellations.
• Upgrade Yourself: If you pay your bill timely, your credit limit will be increased.

How to use the Salt app

• Download and install the Salt app
• Sign up by providing your phone number
• Complete your KYC process
• Your credit line will be approved within minutes

After approval, you can use Salt at your favourite merchant shops,stores to spend now and pay later.





Why should I use the salt app?

• Instant sanctioning of Credit Limit
• Get 0% interest for 15 days
• Instant Pay at any store in India
• Repay and reuse
• Digital KYC
• No hidden fees
• Alternative for people without a credit card

Who can use the Salt App?

If you're looking to explore "buy now, pay later" apps, then SALT App is an excellent option. With Salt, you can effortlessly shop at store in India by simply paying at the payment check-out. From purchasing groceries, medicines, food, booking travel tickets to paying your utility bills, Salt has got it all your shopping needs.

Moreover, Salt lets you shop now and pay later with merchants who accept payments via PhonePe, Google Pay, Paytm, BharatPe, and other platforms. So why not try Salt App and enjoy the convenience of BNPL shopping today?


Repayment & Annual Percentage Rate (APR):

Post Interest free period of 15 days, get your transaction converted to Personal Loan to be repaid in/as, One-Time repayment within/ of 30 days or 3 EMIs of 30 days each. APR ranges from 21% - 156%. APR is communicated on the consumer on SALT App while converting bills/transactions to One-time repayment or EMIs.

Example: Term Loan
Loan Amount: Rs. 10,000, Tenure: 12 months, Rate OF Interest: 36% p.a, Processing Fee: 500 (5%), Interest accumulated: Rs 2,055.45 (on reducing principal balance), EMI: Rs 1,004.62, Total cost of loan: Rs 12,255.45, APR: 26% p.a
Example: Bullet: Loan (One-Time Repayment)
Loan Amount: Rs. 10,000, Tenure: 1 month, Rate OF Interest: 36% p.a, Processing Fee: Rs. 500 (5%), Interest accumulated: Rs 300 (on reducing principal balance), EMI: Rs 10,300, Total cost of loan: Rs 10,800, APR: 96% p.a

Know more about privacy policy : https://www.saltclub.in/privacy-policy
Lending partner: PayMe India financial Services private limited - https://pmifs.com