RapidRupee - Personal Loan App

Our app facilitates money lending by registered Non-Banking Financial Companies (NBFCs): our group NBFC – Bee Pee Jay Finance Limited, and our partner – Yuvaraj Finance Private Limited. We are committed to responsible lending practices and are proud members of FACE (Fintech Association for Consumer Empowerment) and DLAI (Digital Lenders Association of India).

- Instant personal loans from ₹ 500 to ₹ 20,000 (PAN India)
- Terms from 62 to 365 days
- Maximum APR, which includes interest rate plus fees: 199.1%
- Fast decision 24/7
- Interest rate from 12% to 36% per annum (1-3% per month)
- Processing fee starts at just ₹ 99
- No membership or upfront fees, the loan amount is paid out in full

RapidRupee is a personal loan app that offers instant loans online. Apply for an instant loan and receive a direct cash transfer to your bank account (upon approval).
Get the cash you need without complex procedures or paperwork!

Types of instant loans we provide:

✓ Personal loans for salaried professionals: who can receive advance salary loans to cover small but urgent needs and have money transferred straight into their bank account

✓ Small personal loans: get quick personal loans online

✓ Cash loan: our cash loans can help you cover everything from monthly grocery bills to children’s school fees and even outstanding bills that need to be cleared

✓ Loans for self-employed: we accept both self-employed professionals & salaried applicants.

→ Eligibility criteria:

To get an instant loan from RapidRupee, you need to be:
o An Indian citizen
o Aged over 18
o Salaried/self-employed with a minimum income requirement
o with no negative information in the Credit Bureau

→ Documents required to avail an instant loan:

o Aadhaar
o PAN
o Selfie

→ Representative cost of a RapidRupee instant personal loan, including all applicable fees:

If the loan amount is ₹4,000 (principal) and the period for repayment is 62 days (two installments in 31 days each), interest is 12% p.a. with fees of ₹440 (including GST), then the total cost of the loan is ₹61 (interest calculation) + ₹440 = ₹501 and the total amount payable ₹4,501 with monthly payments of ₹2,261 and ₹2,240.

Why RapidRupee? Here are some of the features of our instant loan app:

- Fast journey from loan application to decision
- Online loan app in India with 24/7 availability
- Only Aadhaar, PAN card, and selfie required
- PAN India presence

→ How do I use RapidRupee instant personal loan?

1. Download the instant loan online app and install it.
2. Fill in the simple form.
3. Upload documents.
4. Wait for the loan decision (we do not guarantee a positive decision for all applications)
5. Receive money in your bank account (upon approval/positive loan decision).

→ What can I do with a RapidRupee personal loan? You can use our quick loans for any purpose you like!

✓ Monthly groceries: cover your grocery bills with our salary advance loans

✓ Rent: Our finance solutions double up as salary advance loans, helping you deal with rent even if your next pay cheque is still some way off

✓ Paying bills: If you have mounting bills and are facing an end-of-month cash crunch, cover your outstanding bills with just a few taps - get an advance salary loan from RapidRupee

→ Our instant loans are safe:

Your data is safe with us. It is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All transactions are secured using 128-bit SSL encryption.

→ Contact us:

For help or any other details about our instant personal loans, please refer to the developer contact section.