Mi Pay - Payment App by Xiaomi

Mi Pay is a secure, fast & reliable payments app by Xiaomi. The app allows the users to make payments. Just link your bank account, create UPI ID & get ready to go on your financial journey.
Major highlights of Mi Pay:
•Online Recharge & Bill Payments: Manage & pay all your utility bills, including landline, electricity, gas & water bills across India. You can also recharge your prepaid & DTH connections online.
•Money Transfers: Send & Request Money directly from your bank account using UPI ID or Account & IFSC or from your contacts without paying any transaction charges & no wallet top-ups
•Manage Bank Accounts: Link account, check account balance of all your bank accounts like ICICI, HDFC, SBI Bank & over 140+ banks, which are enabled on UPI. visit https://www.npci.org.in/bhim-live-members
•Scan & Pay: Scan at any online store, E-commerce website, local Kirana or any offline store where you see UPI QR code
•Book IRCTC train tickets: Easily book your train tickets with ConfirmTkt with the support of IRCTC. You also get an option to book tatkal tickets & can get refunds on cancellation.
•Book flight tickets: For Air India, Indigo, Vistara & all the other airlines with Huge discounts & offers with the support of EaseMyTrip
•Order Food Online: Best offers & deals on your favorite food; food ordering is made convenient for you with the best food ordering platform Freshmenu
•Avail Life Insurance Cover: Get your life cover of ₹2 Lakh with Kotak Life Insurance for you & your family only at less than ₹1 per day
•Buy, Sell & Invest in 24K Gold: SafeGold provides you a convenient platform to transact in certified, 24K vault stored gold. Buy & Sell Anytime

Frequently Asked Questions:
1. How to download Mi Pay?
Mi Pay is available on both the platforms Google Play store & GetApps. MIUI users can download Mi Pay from GetApps & Non-MIUI users can download from Google Play store.
2. What is the feature difference between the Google play store version & GetApps Version?
Features of both apps are similar; since Mi Pay on Xiaomi Phones is part of MIUI system app & is deeply integrated with MIUI apps.
On MIUI users, it can be accessed from:
→Contacts >> Send & Request money by selecting any Mi Pay Enabled Contact
→SMS >> Select any Mi Pay Enabled Contact & Select Transfer money
→Scanner app >> Scan any UPI QR >> Proceed to pay with Mi Pay
→App Vault >> Recharge, Send Money & Check Balance
3. What are the permissions taken on Mi Pay?
Following are App permissions & reasons:
→SMS - Required to auto-read your OTP’s & register for UPI
→Contacts - To identify the contacts you want to send money & recharge
→Camera - To scan UPI QR codes
→Call - To detect the sim you wish to create your UPI ID
→Location - To find nearest store to order food & also required by NPCI for UPI transactions
•Storage – To pick UPI QR code from gallery
For any queries or feedback, contact our customer support team by writing to us at service.in@xiaomi.com