Banknote - Personal Loan App

Banknote is an personal loan App & credit cash loan platform，which offers Personal Loan service to indian users over 19 years old and allows users to apply a loan in four steps and get money. The loan application process is completely digital and hassle-free, even when you are sitting at your home, office or commuting.

Loan amount: from ₹2,000 to ₹50,000 Loan Tenure: 100 days to 365 days



🚀What's the features?

🧡 Online cash loan Amount: from Rs 2,000 to Rs 60,000

🧡 Interest Rate: Annualized loan rates, up to 30% and as low as 20%

🧡 Processing Fee: One-time fee 5%~10%

🧡 GST: 18% of Processing Fee for a loan

🧡 Credit Loans term: 100 days - 180 days

🧡 Transaction simulation example:

The loan amount is 60,000 rupees, the loan period is 100 days, plus a 5% service charge (3,000 rupees, including 18% GST of processing fee, which is Rs 458). The working capital is 57,000 rupees (60,000-3,000);

The return/payment amount is 64,932 rupees (60,000 + 60,000 * 30% /365*100), with an annualized interest rate of 30%



Banknote does not directly participate in lending activities, but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to lend users

We have many NBFCS partners, some of them are important or accompanied by Satin Creditcare Network Limited





🚀Why Banknote?

🤌1. No credit history required.

🤌2. 100% Paperless loan application process , no bank visits

🤌3. High loan approval rate

🤌4. Direct Bank Transfer once approved.

🤌5. Access your cash anywhere & anytime in India

🤌6. Repay on time, the loan amount gradually increases.



🚀Eligibility:



😠1. Indian Resident.

😠2. 19-45 years old.



😄How it works？

🪜1. Install the Banknote loan APP from the Play Store.

🪜2. Register an account via your mobile phone

🪜3. Fill out your basic information, then submit the application.

🪜After the confirmation with the loan agreement, the approved loan amount will be disbursed into your account and a SMS notification will be sent.



What Banknote personal loan can be used for?

✅ Paying monthly Groceries: Cover your grocery bills with our loans, such as clothing, mobile phone, Home renovation, etc.

✅ Medical Expenses loan: Dealing with urgent medical expenses with our hassle-free instant loans

✅ Education loan or study loan: Get cash loans to cover your child’s schools fees!

✅ Paying Bills: Cover your bills with just a few taps - get an advance salary loan!



🔐Security:

🪜All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.



🪜Contact Us:

🪜Customer Service Email: canyouggno@gmail.com

🪜Address: 5th Floor, Kundan Bhawan, Azadpur Commercial Complex Azadpur, New Delhi – 110033, India